Cryptopolitan

Ethereum is also indicating that it may move upwards from its current level of around $2,947. Technical analysts believe that it may move back to the level of $3,200 or even $3,500 in the coming weeks if it manages to stay above some levels of support. However, this kind of growth of 20% is very slow and is also accompanied by many risks in the market. There is a better opportunity for investors who are looking for growth of 100% or more.

Mutuum Finance (MUTM) is emerging as the top crypto to invest in for the year 2026. As Ethereum struggles, the presale offers a clear route to massive success, making MUTM the most prominent defi crypto for wealth creation.

The Path of Ethereum

Analysis shows that Ethereum is currently oversold, which can cause a price rebound. To succeed, Ethereum is to overcome the resistance level at $3,140. If it succeeds, it will be able to rise to $3,350. However, this is no easy task and largely depends on market sentiment.

However, such a recovery would only mean a slight increase for investors. On the other hand, the defi crypto market currently provides projects that have the ability to grow explosively, something that a large asset such as Ethereum cannot do. This is why funds are moving towards newer and more dynamic tokens.

Securing Explosive Presale Multipliers

Mutuum Finance is a clear investment opportunity. It is in Phase 7 of its presale, selling tokens for $0.04. The listing price will be $0.06, but its solid fundamentals and buyback mechanism will ensure that the price surges much higher after listing.

Market analysts have indicated that early investors may see a return of 10x their investment shortly after the token’s public release. This means that if one were to invest $1,000, they would be able to realize $10,000. The presale event also features a community giveaway of $100,000 as well as a daily prize of $500.

Peer-to-Contract Pools

Apart from the token price, Mutuum Finance is a productive defi crypto platform. The Peer-to-Contract (P2C) platform allows users to generate high passive income. For example, investing $5,000 in a stablecoin pool with an 18% annual return could grow to almost $5,950 in a year, earning a profit of $950. This idle money is now an earning asset, which Ethereum itself cannot provide for its users.

mtToken Appreciation

Individuals depositing funds in Mutuum receive mtTokens. These tokens are yield-bearing in lending pools and earn staking rewards when staked in the reward module. For example, a deposit of 6,000 USDT translates to 6,000 mtUSDT. On top of lending rewards, the mtUSDT can be staked to earn rewards. Mutuum Finance allocates some of its collected fees to buying back MUTM from the open market, which is then rewarded to these stakers. The combination of interest and increasing value of the asset makes Mutuum a potent growth tool, and it demonstrates that it is the next big thing in crypto.

An intelligent decision to achieve high returns

Whereas Ethereum is trying to find a gradual recovery, Mutuum Finance is geared towards swift value creation. Its business model enables individuals to make money through a variety of methods: the low presale value, the high yield lending pools, and owning a token that would increase in value as the platform could become successful.

MUTM is a strong and worthwhile brand that could attract investors as their choice of the most favourable cryptocurrency to invest in next year. An opportunity to participate in the presale stage of MUTM at a great discount is rapidly fading away.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 
Linktree: https://linktr.ee/mutuumfinance

Large cryptocurrency depositors, also known as whales, are leaving Shiba Inu (SHIB) to invest in a different coin called Mutuum Finance (MUTM). The whale investors involved in the Shiba Inu project have been implementing major portfolio changes. The investors are looking for more than the mere exchange of meme coins; they are looking for the next crypto to explode that has real products and real earning potential. Mutuum Finance, a new cryptocurrency, has major growth opportunities in 2026.

Obtaining a Spot in the 7th Round of Presale

These institutional investors are focusing on the Mutuum Finance presale, which is the last chance to buy tokens before they are listed on the public market. The presale is in Phase 7, with a token price of $0.04. The price will then rise to $0.06 at launch.

However, those who evaluate the architecture of the project believe that prices may skyrocket, which could result in a return of 7x the amount within a short period of listing. For example, if a SHIB investor decides to invest $5,000 of their profits into MUTM at this point, they could potentially see that amount increase to $35,000.

Earning Ongoing Dividends from Platform Fees

One of the most important factors that attract whales to the project is the unique profit-sharing system of the Mutuum project. The project will set aside a fraction of its fees to automatically buy back the MUTM tokens, which will then be distributed as dividends to users who stake their assets on the platform.

For instance, staking $10,000 in tokens, with the protocol paying out $500,000 in fees quarterly, would result in earning approximately $1,000 in MUTM dividends. This is a constructive cycle where the use of the platform will reward loyal holders with more tokens, thus increasing their stake in the project.

Maximizing Returns through Liquidity Mining

Mutuum Finance also offers special rewards for liquidity providers via liquidity mining. Users can stake their cryptocurrency in a pool to help fund the operations of the platform in return for generous rewards in the form of MUTM tokens. For instance, depositing liquidity worth $10,000 could result in an annual reward of about 25%, or $2,500 in additional MUTM tokens. 

These tokens can be reinvested or held for their potential value as the asset is expected to increase in value, making a simple investment a potent tool for building wealth. This is a sound strategy for building a new crypto portfolio. 

A Strategic Path for Future Growth 

Shiba Inu whales are not only computing the change in the meme coin. They seek a stable project that is really functioning and allows people to make money. Mutuum Finance satisfies all those requirements. Analysts believe that the quality aspects of Mutuum Finance and its consistent development make it the most suitable crypto to purchase in 2026. The goal is to set up early investors for success as the platform is launched and gains popularity. For individuals looking to invest in a cryptocurrency with a strong foundation and great potential, joining this whale trend in the presale stage of MUTM may be beneficial. The chance to buy at $0.04 is rapidly slipping away.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 
Linktree: https://linktr.ee/mutuumfinance

KuCoin EU just locked in a Markets in Crypto-Assets Regulation (MiCAR) license, giving the company a green light to legally run services in all 27 EU countries, under a single, unified rulebook, and KuCoin got in ahead of the July 1 deadline.

Alongside the license win, KuCoin EU announced Sabina Liu as its new Managing Director. Sabina now takes charge of regulatory oversight, strategy, and day-to-day operations across Europe.

According to KuCoin, Sabina ran KuCoin’s institutional business before this, and before she joined KuCoin, she spent 14 years at the London Stock Exchange Group, where she built business across Asia-Pacific and managed global banking clients trading on London’s secondary markets.

Sabina Liu takes leadership as KuCoin pushes local operations

In her first public statement since taking over, Sabina made it clear where things are going. “MiCAR provides a clear and unified regulatory framework for the European crypto industry. With the completion of our core compliance foundations, KuCoin EU will now focus on deepening local operations and continuously improving user services, while pursuing long-term, sustainable growth within a compliant environment,” she said.

Sabina’s appointment follows KuCoin EU’s successful registration under the MiCAR regime, something CEO BC Wong described as a major step in the company’s compliance plan.

“Europe remains a core market in KuCoin’s long-term and compliance strategy. Obtaining the MiCAR license represents a critical step. It not only establishes a solid regulatory foundation but also positions KuCoin EU for sustainable and compliant operations across the region,” Wong said.

He also added that Sabina’s mix of institutional market knowledge and experience in traditional finance will help KuCoin EU push forward into its next phase. That phase involves more stable operations, better regional services, and a long-game approach to building out infrastructure across Europe.

MiCAR, which became law in 2023, is designed to replace the patchwork of different national crypto rules in the EU. It sets a single standard for the entire bloc, including tougher rules on governance, consumer protections, and compliance. Every firm with EU operations needs to lock in approval by June 30, or they’ll be forced to scale back or shut down in some countries.

KuCoin isn’t the only one racing against the clock. Binance, the largest exchange globally, is trying to get the same license, through Greece. They’ve filed an application under MiCAR with the Hellenic Capital Market Commission and set up a local holding company there.

According to the Greek City Times, the process is being fast-tracked with help from KPMG and Ernst & Young. If they get the green light, Binance will also gain the ability to operate across all EU member states.

But filing in Greece raised eyebrows. The country isn’t seen as a big financial hub in Europe, and it doesn’t have a well-known crypto-friendly stance like Malta. Still, with the July 1 deadline closing in, firms are picking jurisdictions fast.

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The Sanxenxo City Council, in Pontevedra, in the autonomous community of Galicia, is currently living through a cyberattack that has resulted in a standoff between the City Council and the hackers who have made their demands known. 

The city has signaled plans to move forward without paying the $5,000 BTC ransom required to release encrypted data in an attack that has compromised thousands of administrative documents from the Sanxenxo City Council in Spain.

What happened to Sanxenxo City Council in Pontevedra

According to recent reports, hackers got into the City Hall’s internal systems on January 26, 2026, locking it up and encrypting thousands of documents. This prevents access to essential information and makes it impossible for officials to work. 

The incident has been confirmed by the government itself and cited in local news reports. The hackers reportedly used malware to infiltrate the main network, and as a result of the attack, the municipal server became completely inoperative, affecting essential services for residents that are processed at the main office.

Fortunately, not all areas of the municipality were affected by the attack. The municipal companies Nauta and Turismo were unaffected by the attack, but this is reportedly because they operate on independent networks. 

The City Hall’s online portal also remained operational, allowing citizens to continue their procedures online. 

What the hackers want 

The attackers have demanded a ransom of $5,000 in Bitcoin (BTC) to restore the files, a meager amount considering the bargaining chip they have, which is relatively vanilla for an attack of this magnitude. This could mean the perpetrators are small time or one-off criminals rather than a sophisticated group that has been linked to greater exploits in the US. 

The demands have also mostly gone ignored by the municipality, whose officials refused to pay the ransom. They instead filed a formal complaint with the Civil Guard and activated daily backups. 

The backups are expected to restore the systems within the next few hours. However, Mayor Telmo Martín has revealed that despite hopes things can be restored in the next 24 to 48 hours, the process may take longer was originally anticipated. 

Ransomware attacks are targeting Spanish municipalities 

The incident in Sanxenxo is not a standalone case and is part of an increase in ransomware attacks targeting local governments in Spain. 

These ransomware attacks started becoming rampant in 2025, with similar incidents reported in municipalities such as Badajoz, Melilla, and Villajoyosa. The attack on Badajoz was particularly severe as it blocked administrative procedures for a population of nearly 150,000.

This year, aside from Sanxenxo, areas like Beniel, a municipality in the Region of Murcia, and Adeje, in Tenerife, also faced cyberattacks that rendered their digital systems inoperable.

In the town hall of Adeje, in Tenerife, the municipal website was temporarily shut down because unauthorized access was detected, and security protocols were activated. 

The major difference between the previous cases that have been reported and the most recent one, which targeted the Sanxenxo City Council’s City Hall, is that in Sanxenxo’s case, the hackers demanded $5,000 in ransom. 

Meanwhile, there have been no reports of ransom demands in Bitcoin from other municipalities. But this could represent a pivot from the established trend, which could open the floodgates for demands when the incident happens.

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Redwire stock spiked 29% on Tuesday after it got picked to join the Golden Dome contract pool, a huge Department of Defense program under President Donald Trump.

The pool is worth up to $151 billion, and it’s tied to building out next-gen missile defense systems across space, cyber, and air.

Thousands of companies are now cleared to support the Missile Defense Agency under this effort. Redwire is one of them. Others include Palantir, Firefly Aerospace, Lockheed Martin, AeroVironment, Anduril, and Blue Origin. The government didn’t break down contract amounts yet, but these companies are officially eligible to take part.

Trump signs order for global missile shield and pushes $1.5 trillion budget

Trump first talked about the Golden Dome in May 2025. Back then, he said it would cost $175 billion and be running in three years. It was pitched as a full-scale U.S. version of Israel’s Iron Dome. But it’s a lot bigger. Some estimates now say it could hit $500 billion over 20 years. One analysis from the American Enterprise Institute says the final cost might even reach $3.6 trillion, depending on how it’s built.

On January 27, 2025, Trump signed an executive order telling the military to start building what he called an “Iron Dome for America.” The name got changed a few months later to the Golden Dome. It’s meant to take out ballistic, hypersonic, and cruise missiles before they land or even during launch.

The hardware would be packed into thousands of small interceptors flying in orbit. These weapons would circle near the edge of space and be ready to react. Critics say the system has blind spots, since only a few interceptors would be in the right place at the right time.

But Trump didn’t focus on that. He said the project has serious offensive power. “We have some very bad players out there,” Trump said. “But we can be far worse than anybody, if need be.”

To support all of this, Trump is now pushing for a $1.5 trillion defense budget for 2027. He calls it his “Dream Military.” It’s the largest peacetime defense spending plan ever floated by a U.S. president.

Redwire expands into drones and joins largest weapons project ever attempted

Redwire, based in Jacksonville, went public in 2021 during the SPAC craze that pulled a bunch of space startups into the market. The company builds space tools like cameras, antennas, and sensors.

In 2025, it bought Edge Autonomy, a drone tech firm, for $925 million to grow its work in autonomous flight and surveillance. That deal now connects directly to its role in the Golden Dome.

In 2025, Congress passed the One Big Beautiful Bill Act, which gave $24.4 billion to start building the system. Another $13 billion was added for fiscal year 2026. Together, that’s 2.2% of the federal discretionary budget for the year.

By December, more than 1,000 companies had made it into the contractor pool. A few got early deals, but they weren’t made public. Some reports said SpaceX will get $2 billion to launch 600 satellites for missile tracking.

Elon Musk had previously denied any involvement, saying his focus was Mars. Other names like True Anomaly, Northrop Grumman, and Anduril also got contracts behind closed doors.

Redwire hasn’t said what exact role it will play yet, but it’s in the game now. With billions already committed and more to come, every cleared vendor has a shot. The program is still taking shape, but the pool is set, and Redwire is locked in.

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A new analysis by Standard Chartered projects that U.S. banking institutions will lose upwards of $500 billion to U.S.-dollar-backed stablecoins by the end of 2028. The Standard Chartered Bank research found that regional U.S. banks would be most exposed to deposit losses from stablecoins.

U.S. banks have grown increasingly concerned about stablecoin development in the jurisdiction. A new analysis compiled by Standard Chartered Bank revealed that the U.S. banking sector will lose upwards of $500 billion to dollar-backed stablecoins. According to the report, regional banks will be more exposed to deposit losses as yield-bearing stablecoins continue to gain momentum.

Standard Chartered is concerned about stablecoins impact on the banking sector

Standard Chartered researchers based their research and analysis on lenders’ net interest margin, which is the difference between what a bank pays out on deposits and what it earns on loans. Geoff Kendrick, global head of digital ‌assets research at Standard Chartered, said that the U.S. banking sector faces “a threat as payment networks and other core banking activities shift to stablecoins.” The Standard Chartered analysis could reignite a war between crypto companies and banking institutions as regulations in the U.S. begin to take course. 

The U.S. government, under the Trump administration, passed the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act in July, establishing a legal federal framework for the regulation of stablecoin issuance and use in the country. The framework positioned America as a global leader in crypto asset litigation by recognizing dollar-backed stablecoins and dismissing risky algorithmic stablecoins that have a history of collapse.

The regulation was heavily welcomed by crypto companies, especially stablecoin issuers who had suffered under heightened regulatory scrutiny from the previous Biden-Harris administration. However, the stablecoin act has created serious concerns that the dollar-pegged crypto assets may jeopardise the U.S. banking system.  

Although the GENIUS Act prohibits stablecoin issuers from offering any interest on issued stablecoins, banks say it left open a loophole that allows third parties, such as crypto exchanges, to offer yields on stablecoin deposits. Banks argue that the loopholes create new competition in their sector, which heavily relies on bank deposits to operate under the fractional-reserve banking system.

A previous cryptopolitan report highlighted that leaders of the banking industry believe they could create a form of unregulated parallel banking that destabilizes the economy by drawing depositors away from the banking system. Bank of America CEO Brian Moynihan said in January that up to $6 trillion in bank deposits (approximately 30%-35% of total U.S. commercial bank deposits) could shift to the stablecoin market if Congress approves yield-bearing stablecoins.

Crypto companies push back on bank run concerns

However, crypto companies disagree with the idea and have aggressively pushed back on the claims, arguing that barring them from paying interest on stablecoins would be anti-competitive. Circle’s CEO, Jeremy Allaire, said that stablecoins do not threaten financial stability while speaking at the World Economic Forum in Davos. 

He highlighted that government money market funds offer yields on deposits and coexist with traditional banking institutions without posing a threat to credit markets or the broader financial sector, as banks initially claimed. The Senate Banking Committee postponed its vote on the Crypto market structure bill earlier this month to address concerns over “possible” bank runs. 

The news comes after Tether received regulatory green light to offer stablecoin services in the U.S. On January 27, Tether announced the launch of USA₮, a dollar-pegged stablecoin tailored for the U.S. market. The stablecoin issuer announced that USA₮ is regulated federally under the GENIUS Act. 

The launch strategically aligns with the increasing demand for stablecoin services in the U.S., which has primarily driven Circle’s growth. Before USA₮’s arrival, Circle’s USDC has been dominating the U.S. market. Reduced regulatory scrutiny and growing demand for stablecoins among U.S. institutions have fueled Circle’s growth. Circle’s USDC has outgrown Tether in two consecutive years, according to a previous report by Cryptopolitan.

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Pinterest shares got slammed Tuesday, dropping more than 10%, after the company said it’s laying off nearly 15% of its workforce and cutting back on real estate.

That’s hundreds of jobs gone. It’s all happening as Pinterest rushes to plug artificial intelligence into everything it does.

The company said in a securities filing that the layoffs will be wrapped up by late September, just as the third quarter closes. At last count, Pinterest had over 4,500 employees globally.

These cuts mean roughly 600 to 675 workers will be gone before fall. They’re also expecting to take a $35 to $45 million hit in pre-tax restructuring charges. Most of it will come from severance costs and scaling back office leases.

Pinterest puts AI at the center, restructures marketing and sales

This isn’t just a round of layoffs. Pinterest made it clear it’s shifting its entire structure to revolve around AI. It said it’s “reallocating resources” to AI-heavy teams and cutting from areas that don’t align with that goal. That includes reworking how the company handles sales and marketing. AI is now the main character.

Pinterest said it’s focused on building out AI-powered features. Back in October, it launched a tool called the “Pinterest Assistant,” meant to help users shop on the platform with smarter search. And for advertisers, the platform has started pushing automated ad tech, designed to make it easier for marketers to get results with less manual setup.

CEO Bill Ready claimed in November that, “Our investments in AI and product innovation are paying off.” He called Pinterest a leader in visual search and said it’s now an AI-powered shopping assistant for 600 million people. That’s a big number. But Wall Street didn’t bite. The stock still tanked, and investors clearly didn’t love the restructuring news.

It’s not just Pinterest doing this. Over the past year, about 55,000 U.S. workers lost their jobs due to AI-related shifts, according to Challenger, Gray & Christmas. Companies across industries are cutting people and replacing them with AI tools that can do tasks faster and cheaper. Whether that’s really true or just a slick excuse is still up for debate.

Amazon plans another 15,000 job cuts, ties it loosely to AI

The wave of AI-related layoffs isn’t stopping at Pinterest. Amazon is planning a second round of corporate cuts next week, aiming for a total of 30,000 office jobs cut. Two sources familiar with the company’s internal discussions said the next wave could hit as early as Tuesday.

Amazon already axed 14,000 white-collar jobs back in October, and at the time, tied the cuts to the rise of AI software. They told staff that “this generation of AI is the most transformative technology we’ve seen since the Internet.” That line showed up in internal memos, clearly trying to frame the layoffs as innovation-driven.

But then CEO Andy Jassy walked that back during a third-quarter call. He said the job cuts weren’t really about money or AI. “It’s culture,” he said. He blamed layers of bureaucracy and said Amazon just had too many people doing the same thing. In his words: “You end up with a lot more people than what you had before, and you end up with a lot more layers.”

Back in early 2025, Jassy already warned that Amazon’s corporate headcount would shrink as AI tools got better. That’s now playing out. More companies are using AI bots to automate tasks, cut headcount, and trim costs. During its December AWS event, Amazon rolled out new AI models to show off just how fast things are changing.

Still, the full 30,000 job cuts make up less than 2% of Amazon’s 1.58 million employees. Most of Amazon’s workforce is still in warehouses and fulfillment centers, so the layoffs mainly hit corporate roles.

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Crypto payment network Mesh has closed its $75 million Series C funding round on Tuesday. The firm has now raised more than $200 million in the funding round, valuing the company at $1 billion.

Mesh revealed that Dragonfly Capital led the round, together with Paradigm, Moderne Ventures, SBI Investment, and Liberty City Ventures. The crypto payment firm said it is leading the payment network by connecting the global crypto market and bypassing the slow settlement times and excessive fees of traditional finance.

Mesh’s funding round expands its footprint into other regions

🎉 Mesh has closed a $75M Series C at $1B valuation. 🦄

This is more than a funding round–it’s the beginning of the end for legacy payments.

For too long, global commerce has been stuck with systems that are slow, siloed, and expensive for both merchants and users. That era is… pic.twitter.com/obUnVp3uYS

— Mesh (@meshpay) January 27, 2026

Mesh stated that it’s the only payment network for the tokenized economy as capital increasingly flows toward infrastructure rather than speculation. The firm also revealed that the funding round will accelerate its expansion into regions like Latin America, Asia, and Europe.

The crypto platform believes that expanding into other regions will fuel product development and strengthen its global network. Mesh has already surpassed 900 million users worldwide.

The firm previously expanded into India, seeking to leverage the country’s young, tech-savvy population and its over $125 billion in annual remittances. Mesh also previously revealed its support for Ripple USD and its partnerships with Paxos and Rain.

The Co-Founder and CEO of Mesh, Bam Aziz, noted that the crypto industry is crowded by design, with new tokens and new protocols emerging daily. He argued that industry fragmentation creates real friction in the customer payment experience.

“We are focused on building the necessary infrastructure now to connect wallets, chains, and assets, allowing them to function as a unified network. This funding validates that the winners of the next decade won’t be those who issue the most tokens, but those who build the network of networks that makes traditional card rails obsolete.”

–Bam Aziz, Co-Founder and CEO of Mesh.

Rob Hadick, General Partner at Dragonfly, revealed that Mesh is building the interoperability layer that makes crypto tactical at scale, as payments enter an era where value moves as software. He also argued that the any-to-any crypto experience is exactly what mainstream adoption demands. 

Mesh settles a portion of its funding round using stablecoins 

Mesh revealed that the rapid stablecoin and blockchain growth signals a healthy crypto industry. The firm also believes the growth is reintroducing fragmentation that crypto was designed to solve. The stablecoin market surged to a market cap of $300 billion in 2025, processing over $27 trillion in annual transaction volume.

Mesh noted that rapid stablecoin growth has created isolated pockets of liquidity, forcing users to use disparate platforms and complex network choices. The firm acknowledged that it unifies the fragmented industry and ensures the future of payments is built on an infrastructure that makes all assets universally spendable.

Mesh also stated that it’s the only crypto network that remains asset-agnostic. The firm argued that it’s the only network providing infrastructure that allows the entire crypto space to function as a single system. 

Mesh revealed that it leverages its SmartFunding technology to enable an any-to-any advantage. The initiative allows consumers to pay with any asset they hold, while merchants receive instant settlements in their preferred stablecoin.

The crypto platform also acknowledged that it settled a portion of its $75 million Series C round using stablecoins. Mesh said the initiative was meant to demonstrate that its infrastructure is ready for high-stakes, real-world use. The firm believes that the milestone demonstrates that global institutions are relying on blockchain-native settlement when enterprise-grade execution, auditability, and controls are in place.

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Binance Coin (BNB) is making headlines because a large corporation named Grayscale is planning to launch a new ETF for BNB. This piece of news may also help BNB’s price increase. Currently, BNB is trading close to $890. Analysts believe that if it manages to cross $900, it may attempt to move towards $1,000. However, BNB’s future is still very much linked to the Binance exchange and government regulations.

As a result, many investors are now investing some of their profits in new crypto coins with good plans and uses. Among the best cryptos to buy now and invest in is Mutuum Finance (MUTM). This is a new crypto coin that is still in presale and provides a good opportunity to make money.

Why BNB’s Growth Has Limits

The news about the BNB ETF is good, as it shows more large players are interested. However, the ETF does not change what BNB can do. The primary use of BNB is still for fee payments on the Binance exchange, and the price of BNB may struggle if the trading volume slows down.

Moreover, the regulations in the crypto market are always shifting. This could pose a risk to the coins that are associated with one company. Although BNB could go to $1,000, its potential for growth could be lower than Mutuum Finance, a new crypto coin that is designed for the DeFi market.

Mutuum Finance: A New Home for Profits

Mutuum Finance (MUTM) is a new cryptocurrency that has been developed for lending and borrowing. This cryptocurrency helps convert the deposits of investors into active assets that earn money. Investors are opting for MUTM because its presale has a very low entry cost before its launch. The new cryptocurrency has already raised over $19 million, which is a clear indication of its popularity. 

This new crypto coin is in Phase 7 of its presale at $0.04. Once it is launched, the price will be $0.06, guaranteeing a profit to anyone who buys in phase 7. However, due to high demand, the price could skyrocket post-launch, giving investors an early 10x return on their investment once trading begins. This makes MUTM the best crypto to buy with the potential to hit $0.40.

Earning from Safe, Overcollateralized Loans

One of the best things about Mutuum Finance is its safe loan system. When you take out a loan, you have to put up more value in collateral than you borrow. This is for everyone’s safety. For instance, if you put in $12,000 in crypto, you can borrow $8,000. This safety net means that your loan will not be sold even if the market goes down a little. For the lenders, this means that there is very low risk involved.

Peer-to-Peer Offers & Improved Rates

Mutuum also has a unique peer-to-peer market. This allows users to make direct lending agreements. You can also get a better interest rate from here. For example, you can lend $10,000 directly to another user at an interest rate of 12%. This will give you an income of $1,200 per year.

The platform also rewards liquidity mining activity with bonus MUTM tokens. This means that your initial outlay will increase not only from the interest but also from the bonus tokens. This direct approach allows you to reap the rewards and makes your profits work harder compared to large systems.

Stacking Presale Rewards

The Mutuum presale itself is also a way to accumulate wealth. Participating in Phase 7 at $0.04 is one of the most important opportunities. The platform also holds a massive giveaway of $100,000 for ten lucky individuals. In addition to this, there is a daily leaderboard. The top buyer receives a $500 MUTM bonus.

With a total supply of only 4 billion tokens, each token purchased today will make the token even rarer in the future. This is a great way to ensure that the price goes up, and it is a great wealth creation strategy for those who get in early.

Smart Investors Are Making a Move

Binance Coin could see higher prices, but its potential is tied to old models. Mutuum Finance is a new breed of DeFi. It provides real ways to earn yield, a safe system, and a presale full of rewards.

Investors who are rotating their profits in BNB are seeking this same combination: high growth potential and actual utility. The opportunity to purchase MUTM for $0.04 is rapidly expiring as Phase 7 reaches capacity. This makes it one of the best cryptocurrencies for those seeking substantial wealth creation in 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 
Linktree: https://linktr.ee/mutuumfinance

Crypto traders would often blame “low liquidity” after a bad fill, but only a few understand what liquidity really is, why it disappears, and how a bad fill actually happens.

Liquidity affects how easily you can buy and sell assets at fair prices. The depth of the crypto market liquidity varies across different exchanges, assets, and trading pairs. Binance is rated the most liquid exchange by trading volume. Bitcoin is considered the most liquid crypto asset, and the BTC/USDT pair is more liquid compared to BTC/USD.

A $100K-$1M market sell could move the price of a low-cap altcoin by 5% or more, but barely noticeable on BTC. That’s a function of liquidity. 

But liquidity is not static or fixed. It comes and goes – sometimes faster than it comes – with respect to market sentiment or investor confidence. We often track this through the Fear and Greed Index. Liquidity gets worse during periods of fear and uncertainty, and better during a bull market.

After this article, you’ll understand why markets move the way they do, not just that they move.

What Is Liquidity in Crypto Markets?

In the crypto market, liquidity refers to the ease with which you can enter or leave a position of a certain size without causing a big change in price. 

Liquidity is not just the presence of trading volume. In fact, the best way to measure the liquidity profile of any crypto asset is to assess the spread, market depth, and slippage alongside trading volume.

Most of the time, the crypto market liquidity closely tracks investor sentiment, as mentioned before.

Many crypto assets are most liquid during bull runs when everyone is greedy and buying, but that vanishes at the slightest hint of fear. That’s why prices tend to react sharply to breaking political or regulatory events, macro factors, and even a major hack.

This leads us to another point: visible vs real liquidity. There is a difference between the visible liquidity in order books and real liquidity. 

Difference between visible and real liquidity

Visible liquidity is the volume and Bid/Ask walls you see on the order books of crypto exchanges. The problem with visible liquidity, however, is that it’s often used for posturing, and so it can be spoofed. It vanishes during moments of fear in the market. 

When that happens, prices spiral downward until they hit the real liquidity, creating long wicks on candles. Real liquidity is the reliable depth that actually absorbs market flow even in periods of fear. It’s usually off-book and comes in the form of hidden orders, dark pools, icebergs. 

Why spreads matter more than volume

Spread is a better metric to measure the liquidity profile of an asset than the raw trading volume. 

Trading volume can be faked through wash trading, which adds zero liquidity to the market. But it’s rather expensive to fake spread. Spread is the difference between the Bid (buy) and Ask (sell) prices. Even if the volume is decent, a widening spread suggests that real liquidity is thinning or that the market is unstable.

If you buy an asset with a 5% spread, you are down 5% the second you click “Buy,” not minding if the asset has $1 billion in trading volume.

Order Books, Depth, and the Illusion of Liquidity

Order books are central to how crypto exchanges like Binance, Coinbase, etc., are able to execute trades. It is essentially how exchanges are able to match a buy order to a sell order automatically, and there are two sides to it – Bid and Ask. 

Bid vs Ask 

Bid refers to the limit orders seeking to buy at certain prices. In the order book, Bids are usually positioned on the left side (in green), with the highest Bid at the top. 

Ask is the complete opposite. It refers to the limit orders from sellers to sell above certain prices. Ask is positioned on the right side (in red), with the lowest offer at the top. 

The slight difference between the best Bid and best Ask is how you calculate the spread. 

Depth at each price level

At every price level, there is expected to be some Bid-Ask order. Depth refers to the volume or quantity of these orders resting in those price levels. The larger the volume, the deeper the books get. 

A deep order book is usually a good indication of liquidity. It shows the market is able to absorb large orders without causing large swings in price. 

For instance, if there is a large 1,000 BTC buy order around $85,000, the market would be able to absorb any sell order short of that quantity at that level, without affecting the price. But when the book is thin, with only 5 BTC at that price level, a large sell order would eat through that, and dip further until it’s completely filled, causing high slippage.

Why thin books exaggerate volatility

Volatility is sometimes exaggerated by market depth and liquidity. 

Earlier, we mentioned how $100k could cause the price of an altcoin to swing by 5% or more. What happens is that the price would trend lower in search of Bids or liquidity, until the selling is completed. And due to thin order books, it could be a long way down, which translates to long bearish candles on the chart.

That drop often triggers stop-losses, leading to a cascade of liquidations, which also means more selling. The reverse is true for pumps.

Spoofing and fake depth

Order books are visible to everyone, and because of that, some bad traders would often fake large orders, creating a false sense of deep liquidity, to trick other traders. That tactic is known as spoofing. 

Spoofers often use a technique called layering to make the fake depth look more convincing to traders. Instead of placing one massive order at a single price, they place multiple large orders at different price levels.

But these orders are never filled or hit by real orders. They are usually pulled before the price gets to them. Spoofers create these fake depths usually to encourage more trading activities by real traders or to manipulate the price in their favour.

Where Liquidity Comes From in Crypto

Crypto market liquidity is actually an incentivized service, and it comes from different sources, one of which notably includes market makers. 

Liquidity providers do not do it because of the fun of it or altruistic reasons, but because of expected returns in the form of spreads, fees, rebates, etc. This is why liquidity is cyclical, as it gets withdrawn from the market during periods of fear. 

Market makers

Market makers are the most popular source of reliable crypto market liquidity on Binance, Bybit, Coinbase, and other centralized exchanges. 

DWF Labs, Wintermute, Jump Trading, GSR, Cumberland (DRW), and Kairon Labs are some of the top market makers in the crypto market. 

They stay on the market at all times, constantly posting buy and sell orders for crypto assets, with the aim of capturing the Bid-Ask spread. Market makers aim to be Delta-Neutral, and so they don’t speculate whether price goes up or down. 

Arbitrage desks

Arbitrage desks are another important source of liquidity in the crypto market. However, they are mostly drawn to price discrepancies. 

The fragmentation of crypto market liquidity is why an asset can trade at a different price across multiple exchanges. For instance, Bitcoin might be trading for $60,000 on Binance but $60,010 on Coinbase. 

Arbitrage desks bring balance to these prices by buying on the cheaper exchange and selling on the more expensive one. While it appears like they are extracting profit, the desks are essentially providing liquidity by filling the gaps. 

Retail limit orders

Retail limit orders refer to all the buy and sell limit orders placed by everyday traders.

Retail traders are the organic source of liquidity in the crypto market. Their positions are not always as large as that of the market maker, but they come in numbers and are able to absorb market flow without big slips. 

A market maker might place a single order for 10 BTC. With retail liquidity, you could have 10,000 traders each placing $100 to $1,000 limit orders worth of BTC. The market maker can easily cancel the order at a go, but it’d be harder for all 10,000 retails to pull their order at once. 

Internal exchange liquidity programs

Crypto exchanges also run programs that incentivize pro traders and makers in order to maintain healthy books across different trading pairs. 

On Binance, liquidity providers are rewarded with trading fee discounts, rebates, and low-latency access, among other things. Coinbase, Bybit, and several other exchanges offer similar liquidity programs.

Market Makers Explained (And Why They Matter)

Market makers are not investors. They don’t provide liquidity in the market because they are bullish or bearish, but because the math works. Yes, they operate for profit. But without them, markets would be choppy, expensive, and prone to wild swings.

What professional market makers do

The role of the market makers is just to ‘make’ the market. They do this by continuously placing limit orders on both sides of the book at multiple price levels. The process is automated through sophisticated algorithms connected via high-speed APIs to exchanges. 

So, when traders are buying, market makers sell and vice versa. To facilitate these trades, they have to keep an inventory of the assets, which poses a risk to their operation. 

The activities of the market makers allow for better trade execution with minimal slippage and tight spreads. Sometimes, however, they deliberately widen Bid-Ask spreads during periods of extreme volatility to discourage aggressive flow, and tighten them in calm times to capture more volume.

Spread capture vs inventory risk

Market makers primarily make their profits from capturing the spread. To recap, spread is the difference between the highest Bid and the lowest Ask.

At the time of writing, the best Bid and Ask resting orders for BTC/USDT on Binance were around $89,856.48 and $89,856.49, respectively, which gives a very tight spread of $0.01 or roughly 0.00001%.

So, a market maker would ideally make $0.01 from round-tripping a 1 BTC trade on Binance, which doesn’t seem like much. However, when repeated thousands of times per day and with high volume, it yields decent profit. 

But there are threats to this profit. One of the outstanding risks to the market makers’ crypto business is inventory risk. Market makers need to have the asset, e.g., BTC, in order to sell to buyers. And they also end up with unwanted positions when they buy from sellers. When the price moves against them, they face losses on that inventory.

Some of the ways they manage inventory risk are by skewing quotes to force the market to rebalance orders and through Delta-Neutrality hedging, where they open positions against their own trade to have zero exposure when prices move up or down. 

Why incentives matter more than “belief”

The average trader or investor buys into an asset because of their directional bias or long-term belief. Market makers play for an entirely different reason, which is to make profits.

They make profits from rebates, spreads, and other financial incentives that crypto exchanges provide. Once that edge is gone or threatened, either due to extreme volatility, regulatory shocks, or low rebates, they could reduce exposure or exit entirely. And that implies flight of liquidity.

Slippage, Volatility, and Liquidity Gaps

Slippage, volatility, and liquidity gaps are all connected in a way. The three are direct outcomes of how orders interact with fragile books. When one spikes, it amplifies the others, creating a somewhat cause-and-effect loop. Let’s unpack it.

Market orders vs limit orders

Crypto trades usually fall into two categories of orders, which include market and limit orders. 

Market orders are instructions to buy and sell an asset immediately at the best available price. So, if you want to trade BTC or ETH instantly at the current market price, then a market order is the type to use. 

Limit orders let you set a particular price at which you are willing to buy or sell, rather than executing immediately at the current market price. With limit orders, your trades go into the order books, which adds to the market liquidity. 

Neither is without some cons, however. When you set a limit order, there is no guarantee that the price will hit your target. On the other hand, market orders expose you to slippage in a thin order book.

Why slippage spikes during news events

In simple terms, slippage is the difference between the price you expect to pay and the price you actually pay when your trade is executed.

Assuming BTC currently trades for $90,000, and you want to sell 1 BTC at the current market price, i.e., using a market order. In a thin book, you could have a 0.5 BTC offer at $90,000, and another 0.5 BTC farther down at $88,000.

That leaves you with a realized price of $89,000, instead of $90,000. So, your trade slipped by $1,000 or roughly 1%.

Slippage can get worse during major news events, especially if deemed bearish. 

First, traders begin to panic and sell en masse. Price gets volatile, and the order book becomes overwhelmed on the sell side. Market makers step back, and then the book becomes thin, where you have the Bid and Ask orders far apart, leading to high slippage. 

Liquidity vacuum scenarios

Liquidity vacuum describes a scenario where a price enters a zone with little or no resting liquidity, forcing it to skyrocket or plummet impulsively. 

It’s quite common during crypto market bear runs, where you could see prices hit a cluster of stop-losses. A stop-loss is more like a resting order that immediately executes as a market order when the price reaches it.

If BTC drops below a psychological level of $80,000, you could have a cluster of stop-losses worth hundreds of millions, if not a billion, hit the market. With the book thin, the sell orders eat through what’s left, and continue to free-fall until they get to a new cluster of resting buy orders.

That’s how you get flash crashes in some cases. 

Centralized vs Decentralized Liquidity

So far, we have been discussing liquidity on centralized exchanges like Binance, Coinbase, Bybit, etc., which is mostly tied to order books. Decentralized exchanges or protocols like Uniswap facilitate trades using a different system known as Automated Market Maker (AMM).

CEX order books

Liquidity on centralized exchanges sits on the order books, which contain a real-time list of resting Bid and Ask orders. From the books, the exchanges automatically match a buy to a sell to facilitate a trade. 

The depth of the liquidity on order books is mostly concentrated by market makers, and it is an active type, in that the providers have to constantly adjust and make quotes in the books. 

Pros Cons 1. Tight spread and deep book for large trades 1. Order books can be manipulated 2. Low slippage when makers are active 2. Liquidity can vanish at any instance 3. Smoother trade execution   4. Allows for more efficient price discovery  

DEX AMMs

Liquidity on Uniswap, PancakeSwap, PumpSwap, and other decentralized exchanges is provided through automated market makers (AMMs). The liquidity comes from user-deposited tokens.

DEXs have a provision for liquidity providers, where anyone can deposit tokens in pairs into a smart contract pool, which is then used to facilitate trades. 

The system of liquidity for DEXs is passive, in that the providers don’t necessarily need to engage at all times. They will continually earn fees from trades, as long as the tokens stay in the liquidity pool. Also, AMMs work in such a way that liquidity spreads across the entire price range, unlike order books, where market makers decide where to fill. 

Pros Cons 1. Anyone can add/remove liquidity  1. Providers can suffer impermanent loss 2. Passive income for liquidity providers 2. There is a high chance of slippage with large trades 3. No custodian risk 3. Trades can be front-run by MEV bots  4. Liquidity is always available  

Why Liquidity Disappears During Crashes

Liquidity involves money, and no one likes losing money, even market makers and retail traders. During stress events, like market crashes or major news, most market participants rush to limit their exposure, causing books to thin out quickly.

Risk-off behavior by market makers

What we just explained is the risk-off behaviour. It’s very noticeable with market makers because they have a deeper stake in the market. They quote Bids and Asks continuously. During crashes, volatility spikes, which pushes the books one-sided, and so they end up accumulating unwanted positions. 

On top of that, they withdraw quotes or widen spreads to protect capital, and that drains liquidity.

In October 2025, following U.S. President Donald Trump’s announcement of a 100% tariff on Chinese imports, market makers aggressively cut their exposure in the market. That incident led to the liquidation of over $19 billion in leveraged positions.

Correlated liquidations

Crypto exchanges allow traders to open 10x–125x+ leverage positions, which amplify gains and losses. During crashes, some positions hit margin calls, where the exchanges are forced to market sell to cover losses.

When the sales hit the already-thin books, they eat through the scant liquidity, pushing the price further down and causing more liquidations – flash crash. The cycle will continue to repeat until the price finds a cluster of real liquidity.

Funding rate feedback loops

Traders pay a certain amount to maintain an open position in the perpetual futures market. In a bull market, the funding rate becomes positive, meaning long traders have to pay short traders to keep their positions open. That signifies that long traders are dominating the market, putting off potential short-sellers.

The reserve is the case during crashes. The funding rate turns negative, which discourages new longs. 

So, when the price falls, liquidations increase, and the funding rate becomes negative. As a result, potential dip-buyers hesitate to enter the market, and so the books get overwhelmed with shorts, leading to further price drops. 

Why “there were buyers” doesn’t matter

Oftentimes, you could hear traders say, “but, there were buyers at those levels, why did the price fall through?” That’s one question that shows how fragile liquidity is, and it also ties back to our earlier discussion on visible and real liquidity.

Not all resting orders in the books are tradeable. What really counts are those orders that can be executed in the moment. During crashes, retail traders and market makers tend to withdraw their quotes. The result is that what previously seemed like a thick wall suddenly becomes thin, which can fail to stop price slides. 

Liquidity ≠ Volume (The Most Common Mistake)

Liquidity is not the same as raw trading volume. In the memecoin market, it is very common to see tokens with $1-100M in traded volume, but can hardly sell a $10k position, without suffering high slippage. 

Some traders equate volume to liquidity, and so they continue to fall victim to spoofed volumes from wash trading and self-trading.

Wash trading

Wash trading is a deliberate act to inflate trading volume. It occurs when an entity or more coordinate to buy and sell an asset at the same price against themselves. Due to the transactions, the trading volume jumps, but in an actual sense, no real tokens changed hands.

Aggregators like CoinGecko, Dexscreener, etc., use metrics like volume change to rank Top Gainers and Trending projects. So, bad actors tend to wash trade in order to inflate volume, push rankings, and lure retail attention. Wash trading happens even on major crypto exchanges.

In June 2023, the Securities and Exchange Commission (SEC) alleged that Binance.US allowed wash trading by Sigma Chain, an undisclosed market-making trading firm owned by Binance founder Changpeng Zhao.

According to the SEC, Sigma Chain “engaged in wash trading that artificially inflated the trading volume of crypto asset securities on the Binance.US platform from at least September 2019 to June 2022. However, Binance refuted the claims, saying, “[…] the SEC’s wash trading allegations, while sensationalized with labels, are unsubstantiated with facts. Accordingly, the Complaint should be dismissed.”

In 2021, the Commodity Futures Trading Commission (CFTC) ordered Coinbase to pay $6.5 million in settlement for “reckless false, misleading, or inaccurate reporting as well as wash trading by a former employee on Coinbase’s GDAX platform.”

Self-trading is similar to wash trading. In a self-trade, a single person or entity acts as both the buyer and the seller in the same transaction. It’s more like moving money from your left pocket to your right pocket, which manipulates volume. 

Why some high-volume pairs still have terrible execution

There are two culprits why a crypto pair may have terrible trade execution despite high volume. 

The first is wash trading, which only means the reported volume was largely fake to begin with. When you try to make a trade with a large size, you only hit the thin resting depth, causing bad fill from high slippage. 

The next is liquidity depth. A memecoin, for instance, might have up to $100K-$1M in trades every hour, but if those trades are all small like $10 to $50 each, the book actually lacks depth. 

A sell order of $10K-$50K could easily exhaust a lot of available buyers in seconds. The order will continue to clear all resting Bids down the book until completely filled, causing high slippage. 

That’s not sustainable. In most cases, the price of these tokens ends up crashing heavily after the last straw of liquidity. 

How to Evaluate Liquidity Like a Pro

The better approach to assessing the liquidity profile of crypto assets is to analyze a combination of metrics, such as spread, volume, and depth, rather than a single metric.

Check spread size

Checking the spread is a good place to start. It tells you the state of market liquidity. A tight spread signals low immediate cost for trades with deeper underlying liquidity. When the spread is wide or fluctuates wildly, that warns of market instability. A 0.5% spread on major coins like BTC or ETH is a red flag. 

Look at depth within ±1%

This is one way to assess the depth of liquidity for a given crypto trading pair. The 1% depth gauges the total value of all Bid and Ask limit orders in an exchange’s order book within 1% of the current mid-market price.

It basically tells you how much can be bought or sold before the price moves by 1% in either direction.

At a price of $90,000, the +1% depth measures the total value of all sell orders sitting between $90,000 and $90,900, while th -1% depth measures the total value of all buy orders between $90,000 and $89,100. 

If the ±1% depth combined is worth $200 million, that means you could sell up to $100 million BTC and only move the price by about 0.5%.

Compare execution across venues

Earlier in the article, we mentioned that liquidity depth varies across different crypto exchanges and trading pairs, because the crypto market is largely fragmented.

Ideally, you want to trade on an exchange and pairs with good liquidity. You can check for price gaps or compare the consistency of spread and trade execution across exchanges. 

Watch behavior during volatility

Volatility also doubles as a test of liquidity. When the book is thick, liquidity holds under stress. So, observe how the price, spread, and depth react during crashes, weekends, or major news events. 

What Liquidity Tells Us About Market Maturity

In the early days, the crypto market was notorious for wild swings, which reeked of thin books. However, it can be said that the market has meaningfully matured, especially with institutional players involved. Major assets now boast of institutional inflows and deeper books. Prices feel more modest than before, at the very least.

BTC vs altcoins

Bitcoin is the most liquid crypto asset across major exchanges, and it continues to dominate the crypto market. 

Altcoins have always had thinner books compared to BTC. However, it became more profound with the launch of the U.S. exchange-traded fund (ETF) in January 2024. 

In May 2024, market analytics platform Kaiko reported that the quantity of Bids and Asks on an order book (i.e., BTC market depth) had surged from approximately $400 million to roughly $500 million across all exchanges, since the launch of the ETFs.

BTC and ETH used to have similar 1% market depth profiles during the previous bull market, according to Kaiko. However, BTC has twice as much as ETH.

As of December 2025, BTC’s ±1% depth on Binance alone was $536 million, while ETH and SOL had only $204 million and $56 million, respectively. 

Stablecoin pairs vs native pairs

Across several trading platforms, crypto-stablecoin pairs like BTC/USDT or ETH/USDT have larger trade volume, better spread and slippage, compared to native pairs like BTC/USD or ETH/USD. 

The dominance boils down to utility. With crypto-fiat pairs, traders have to deal with banks, fees, know your customer, and other compliance measures. However, crypto-USDT or USDC pairs don’t have these traditional banking constraints, and are practically more efficient for traders to move around money. 

Why liquidity concentration matters systemically

There are two sides to liquidity concentration. If everyone trades Bitcoin on Binance or Coinbase, the order book there becomes incredibly deep. The spread wears thin, and you can even buy up to $10 million of BTC without moving the price. 

But that exposes the market to a single point of failure. If the exchange suffers a hack or a technical glitch that takes it offline for a while, that shuts off the liquidity for the moment.

TikTok has reached a settlement in a lawsuit claiming its platform caused addiction in young users, according to the plaintiff’s attorney on Tuesday. The agreement comes as jury selection begins for what could be a groundbreaking trial against major social media companies.

A 19-year-old woman from California, known in court papers as K.G.M., filed the case, saying she got hooked on social media when she was younger. Court documents show she blames the apps for her depression and thoughts of suicide. She wants the companies behind these platforms to answer for what happened to her.

Joseph VanZandt, who represents K.G.M., said his client “reached an agreement in principle to settle her case” with TikTok. The company has not shared any information about the settlement terms.

K.G.M. originally sued four companies. YouTube, Meta, Snap, and TikTok. Snap already settled with her on January 20.

The trial starts Tuesday in the Los Angeles Superior Court. Meta CEO Mark Zuckerberg is expected to take the witness stand as part of the proceedings.

K.G.M.’s case is one of three test cases picked from hundreds of similar lawsuits across the country. Legal experts call these “bellwether” trials because their outcomes could shape what happens with all the other cases.

First major trial in wave of 2026 cases

This marks the first major trial of its kind set to begin in 2026. Several other high-profile cases are lined up, all claiming the companies lied to the public about how safe their apps are. The lawsuits say the companies knew certain features in their apps hurt young people but kept quiet about it.

For years, social media companies have used Section 230 of the Communications Decency Act to protect themselves. This law shields internet platforms from being blamed for what users post. Because of this, the people suing are focusing on problems with how the apps are built and claim that companies misled everyone about safety.

Some experts compare these trials to the cases against Big Tobacco in the 1990s. They say the results could change how people view these companies and how the government regulates them for years to come.

In January 2024, lawmakers questioned several social media bosses, including Zuckerberg, during a Senate hearing about protecting children on their platforms.

Another trial starts next week in Santa Fe, New Mexico. There, the state’s attorney general claims Meta’s Facebook and Instagram failed to stop online predators from sexually exploiting children on their platforms.

That New Mexico case is different from other lawsuits filed by state attorneys general around the country. Those cases claim that design problems in Meta apps have damaged children’s mental health. Meta says it expects those trials to start sometime in the second half of 2026.

A federal trial is also planned for later this year in the Northern District of California involving Meta, TikTok, YouTube, and Snap. That case also claims these companies built faulty apps that push unhealthy and addictive habits in teens and children.

New York City filed its own lawsuit in October against Meta, Google, Snap, and TikTok, saying they created addictive platforms that harm children’s mental health.

K.G.M. and her mother first filed this lawsuit in 2022. The case claims tech companies knew they were designing features like auto play and infinite scroll to make their platforms addictive, which led to mental health problems.

Google said last week the trial should run six to eight weeks. Picking a jury could take up to a week, with opening statements expected in early February.

High-profile executives expected to testify

In October 2025, Judge Carolyn Kuhl ruled that Zuckerberg and Instagram chief Adam Mosseri must testify. Google said either CEO Sundar Pichai or YouTube CEO Neal Mohan might be called, but neither has been ordered to appear yet.

Google said it is not a social media platform like the other defendants. The company called itself a streaming platform that works with experts to build experiences right for different ages.

“Providing young people with a safer, healthier experience has always been core to our work,” a Google spokesperson said. “The allegations in these complaints are simply not true.”

A Meta spokesperson pointed to a recent blog post laying out the company’s argument, saying recent lawsuits misrepresent its work to create safe experiences for young people.

“Protecting teens while allowing them to access the benefits of social media is one of the most important challenges our industry must address,” the Meta blog says.

The financial stakes are huge. While the three companies are named together as defendants, the judge could rule separately for each one and hand down different penalties. Meta warned in an October filing that if found liable, monetary damages from certain cases could reach the high tens of billions of dollars.

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A 1inch investor or team-controlled address dumped 14 million 1INCH tokens worth $1.83 million in a single transaction, and this has led to a sell-off in the decentralized exchange aggregator’s native token.

The mass disposal caused 1INCH to plummet 7% from $0.1385 to $0.129 within minutes, according to on-chain data analytics platform Ember. The token has since extended its decline, trading around $0.116, representing a broader drop of more than 16% in 24 hours, as of the time of writing. Its market capitalization has fallen by over 13% to around $169 million.

1INCH last recorded its all-time high in 2021, when a token traded for $7.87. Ironically, it hit its all-time low today, January 27, 2026, not long after news of the transfer broke, falling to $0.1134, a 98.56% drop from its glory day, as seen on CoinMarketCap.

According to Ember, “This address acquired 15 million 1INCH through vesting a year ago, of which 1 million were sold at $0.17 seven months ago, and the remaining 14 million were just sold off in a single transaction at $0.13.”

Is the 1inch team selling?

The latest token dump forms part of an established pattern of team-related selling activity that has characterized 1inch’s market behavior over the past year. 

In December 2024, the 1inch team sold 15.698 million tokens for 8.38 million USDC over three days. Earlier, in August 2025, addresses linked to the team disposed of 6.45 million 1INCH at an average price of $0.28, converting them into 1.8 million USDC. 

The team also sold around 5,000 ETH around that period and made a profit of around $3.7 million from that, after acquiring thousands of ETH and millions of 1INCH tokens some months prior. They later went on to purchase more ETH in August 2025.

In November 2025, team-linked wallets withdrew $3.71 million worth of 1INCH from Binance. However, that same month, it also increased its 1INCH holdings. The recurring nature of these transactions has created persistent downward pressure on the token’s price trajectory, even as the protocol announces positive developments.

Will 1inch’s development and partnerships save the day?

Despite the selling pressure, 1inch has continued to announce protocol improvements and partnerships. The project revealed a collaboration with Innerworks to deploy an artificial intelligence-powered security system designed to counter synthetic AI fraud in October 2025. 

Rewardy Wallet integrated the 1inch Swap API, enabling gasless token swaps across five major Ethereum Virtual Machine-compatible blockchains.

It also announced integrations that enable DeFi swaps for users of Nicegram, the privacy-focused app that allows payments and trading on the BNB Chain.

These developments, however, have proven insufficient to overcome the headwinds from persistent insider selling and weakened sentiment across the DeFi sector. The platform may also have to be transparent on who made the withdrawal and why to bring back sentiments to the positive.

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Cloudflare shares rose by double digits in premarket trading on Tuesday following increased social media hype about the company’s AI agent. The AI agent attracted thousands of GitHub stars during the weekend as the company gears up for its earnings call on February 10.

Cloudflare shares rose by roughly 13% in early trading on Tuesday, extending a 9.6% gain registered on Monday. The stock’s upsurge came amid recent buzz around the company’s agentic AI tools. The company’s AI agent Clawdbot, an open-source AI agent built on Anthropic’s Claude platform, racked up thousands of “stars” on GitHub and went viral on social media over the weekend as it prepared for its fourth quarter earnings report on February 10. 

Cloudflare’s agentic AI attracts investors during premarket trading

The excitement centered on the company’s “agentic AI” software, developed to perform tasks independently and autonomously, beyond simply responding to conversational prompts. The innovation suggests Cloudflare is evolving its AI tools from demos to wider adoption and could spearhead the next wave of AI infrastructure.

Clawdbot developers leveraged Cloudflare’s low-latency infrastructure to securely connect to the agent and run it locally on their devices. The innovation is significant for Cloudflare since its edge network operates near end users, and its usage-based pricing tends to rise as traffic increases. 

The setup could pay off if AI agents ramp up web requests and data flow generation. Wolfe Research analyst Joshua Tilton said that Cloudflare is set to benefit more as agentic tools like Clawdbot make more API calls, hit more ⁠websites, and generate more traffic. 

During the company’s third-quarter earnings call in October last year, Cloudflare co-founder and CEO Matthew Prince said that the company projects that about 80% of leading AI firms already depend on its infrastructure. He explained that Cloudflare will establish protocols and business rules for what he termed “the agentic Internet of the future.” 

Source: Google Finance Cloudflare’s performance in the last 5 days

According to Google Finance, the company is up 21.14% over the last five days and has surged more than 7% over the last month. The stock is currently trading at $216.50, up from $189.49 yesterday.

DigitalOcean shares also rallied 8% on Tuesday, extending the 9% gain from Monday. Investors recognize the company’s potential link in hosting emerging AI agent technologies like Clawdbot, which have recently gone viral. The cloud infrastructure provider is reaping the benefits of Clawbot’s weekend buzz that has attracted tech-savvy investors on Monday and Tuesday.

Cloudflare partners with Coinbase to pioneer an AI crypto payment protocol

Cryptopolitan reported on September 24 last year that Cloudflare partnered with Coinbase to unveil a new initiative to create an AI-powered protocol for machines, websites, and services to pay each other directly across the Internet. The duo announced that the new AI-powered x402 protocol will enable digital agents, crawlers, and AI systems to make real-time automated payments using a shared format. Coinbase first proposed the x402 payment flow and has now onboarded CloudFlare to build the x402 Foundation and lead the project’s complete development.

The report also highlighted that the system will have many use cases, including an AI assistant that helps users search for information, visit many websites, and automatically pay small amounts to access individual articles. These articles would otherwise only be accessible on a monthly subscription plan from the publisher. The system will incorporate stablecoins to process payments faster. 

In October, Cloudflare also partnered with the world’s largest payments firms, including Visa and Mastercard, to pursue agentic e-commerce. Its partnership with Visa led to the development of the Trusted Agent Protocol, which enables merchants to engage with AI shopping agents securely and transparently. The company also announced it had acquired Astro Technology, a popular JavaScript web framework, as part of its expansion plan in building content-driven websites.

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Ethena Labs Research has officially submitted a proposal that suggests that the number of voting members on the Ethena Risk Committee be reduced from five to three ahead of the committee’s next election. 

Supporters of the proposal believe that reducing the number of members that make up the Risk Committee from 5 to 3 would provide several productivity and operational benefits.

The proponents are convinced that the three members would make a leaner and a much more efficient committee. They believe this will afford each member a clearer view of the specific areas they have a domain over, which could ultimately encourage more proactive engagement across proposals and boost accountability. 

“For example, one member can oversee Ethena’s DeFi lending exposure, one member can oversee Ethena’s Reserve Fund and redemption requirements, and another member can oversee Ethena Protocol/Partner integrations and backing assets,” the proposal reads. 

Defense for the proposal 

According to the Ethena Labs proposal, the way things stand, the committee and its five members are spread across multiple risk categories, but they lack ownership over any specific area. That would be different with a smaller team, as they would be able to ensure no tasks go unattended by members who wrongly assume another member will handle it. 

The proponents of the proposal also believe a smaller team means the Ethena Foundation would find it easier to increase member compensation considerably. This is expected to enable members to dedicate not just time but also resources to governance and risk. 

“Several members have expressed a willingness to hire Ethena specific team members and build Ethena-focused public resources such as dashboards and simulation tools if they had more budget to work with,” proponents claim.

They acknowledge that the sub-committee structure was successful in helping to distribute work; but that a leaner group with well-defined responsibilities will ultimately be more effective in ensuring an equal workload between members. 

“With 5 members, it was often the case that one or two members would handle the majority of the work as they were across multiple sub committees,” they claim. 

What the new committee would look like

The proposal will need a majority vote from ENA and sENA holders to pass, but if it does, the usual election format would follow this vote, and start seeing ENA holders elect the 3 voting members of the Ethena Risk Committee. 

Ethena Labs Research will reportedly be excluded as an option from the vote and will continue to act as a non-voting member in an advisory capacity to the Committee from here on out.

However, if the proposal doesn’t pass, ENA holders will move forward as they used to, electing 5 voting members to the Committee as opposed to three.

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As investors search for the best crypto to invest in, Solana (SOL) and Mutuum Finance (MUTM) are catching investor attention. Solana draws the interest of investors who see it as an established player. However, its potential to explode high remains limited, with much of its gains having already happened. This is in direct contrast to Mutuum Finance, which is currently in its presale phase 7 at $0.04. Investors looking for the best crypto to invest in are increasingly noticing this early-stage opportunity.

Solana Price Analysis 

At this time, Solana is trading at $127, sustaining a relatively stable trading range over a week of sideways trading despite a weaker overall cryptocurrency environment. Though Solana’s token has been subject to consistent selling pressure over this time, it has avoided a significant decline. This is partly because of ongoing interest within institutional investors. This is, however, a more mature asset, where growth is linear but never explosive. This is why some are starting to look to Mutuum Finance’s (MUTM) very different growth potential, aiming to catch the next crypto to explode.

MUTM on a Trajectory for Exponential Growth

Mutuum Finance (MUTM) is growing rapidly as the best crypto to invest in in 2026. Currently at phase 7 at $0.04 per token, its value has risen by an impressive 300% from its original price during presale at $0.01. With its launch price valued at $0.06, investors will reap immediate gains, with a $2,000 investment making $1,000 in gains before trading even begins.

Going further into the future, as the adoption of Mutuum’s double-lending protocol grows, it is estimated that the price of MUTM may reach as high as $3 in the next couple of years, reflecting an enormous rise of as much as 7,400% from its present value. This puts it as an affordable cryptocurrency in the market for the year 2026, attracting those hunting for the next crypto to explode.

Security and Trust: At the Core

Security is at the heart of Mutuum Finance. The protocol has gone through rigorous third-party testing, with the project attaining a 90/100 token scan score from CertiK Security. In addition to this, the project has a bug bounty program worth $50,000 to encourage the community to help fix bugs prior to the mainnet release.

As a form of rewarding early contributors, Mutuum Finance offers specific incentive schemes, such as a $100,000 giveaway with prizes of $10,000 each and a daily $500 reward scheme for the top token buyer every day. These initiatives promote early adoption and foster community building.

Participation Rewards

Mutuum Finance rewards long-term holders with a form of dividend-based staking. The company achieves this by allocating some of the revenue generated by the protocol and paid as fees. The funds are then used for buying the tokens, known as MUTM, and distributing them among mtToken holders who have participated in the safety module.

To illustrate, by depositing $5,000 in USDC into a Peer to Contract Lending Pool, one can earn mtTokens, which represent their stake in the system, and by staking their tokens, they can earn rewards on a regular basis. If, in this system, $1,000,000 in revenue is generated, with $500,000 going into buying tokens, a user who has 1% of the staked pool can earn $5,000 in MUTM tokens.

As smart money gears up for 2026, the focus is no longer on giants, but rather on explosive opportunities in early-stage investments. While Solana cools off, investors are looking for the best crypto to invest in with attention on Mutuum Finance (MUTM). With a presale price of $0.04 and already boasting strong funding, investors can enjoy a safe and profitable DeFi project with potential gains of up to 7,400%.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 
Linktree: https://linktr.ee/mutuumfinance 

The UK government has engaged with a cadre of AI specialists who will create a selection of “open-source” tools to improve public services, supported by funding from social media giant Meta Platforms.

This is expected to enhance government services in national security as well as improve the management and integration of infrastructure within the UK.

The program provides access to top researchers in the UK Government so that they can implement improvements in various Government departments, including Transportation, Safety, Evaluation, and Decision Making processes.

UK targets a “digital state” with Meta’s partnership

The move to place the AI Talent within the UK Government is part of Prime Minister Keir Starmer’s government view that AI will help create more productive work environments, thereby growing the Economy, while allowing Government Agencies to provide services in a more timely and reliable fashion.

Ian Murray, Minister for Data and Modern Digital Government, added that this initiative is a reflection of a shift towards a smarter form of Governance.

“In a world that is moving to digital, it is essential that we create a digital state,” said Murray.

“The selection of the team will facilitate the improvements in systems that we depend on everyday to perform our duties. As a Citizen, we should expect to receive our services more quickly and a better outcome.”

– Murray.

The team will spend the next 12 months developing tools that allow public sector organisations to operate these powerful tools independently from one another. This will provide a means to bypass the reliance on traditional commercial platforms that serve to limit their ability to operate independently.

Examples of such tools will include the ability to analyse images taken of roadways in order to make recommendations for repairing them; tools that will assist in the planning of the safety of roads, and help to support Defence Teams by providing secure access to process, store, and transmit data.

Rob Sherman of Meta, who serves as deputy chief privacy officer for the company, stated that “Accelerating progress in government by placing AI Talent at the center of government will result in quicker change and better outcomes for all.”

According to Professor Mark Girolami, an expert in the field and affiliated with the Alan Turing Institute, AI has the ability to enhance decision-making.

He said, “The ability to predict risks and increase productivity will create a more resilient and prosperous society in the United Kingdom.”

Previously, MPs urged regulators to test AI risks and set clear rules.

As reported by Cryptopolitan, MPs’ insistence on firmer steps to prevent artificial intelligence from quietly undermining economic stability, beginning with stress assessments, seemed logical for oversight bodies.

Financial supervisors faced growing pressure from legislators to adopt tailored evaluations focused on AI, mirroring those used for banks amid downturns.

Under strain, automated tools may act unpredictably; watchdogs need proof, not assumptions. Only through such trials can authorities see exactly how algorithms might spark disruption or amplify turmoil once markets shift.

Stress tests might mimic what happens if artificial intelligence disrupts markets unexpectedly. When algorithms behave oddly or stop working, oversight bodies can observe bank reactions under pressure.

In another partnership with Anthropic to test AI assistants for guidance to job seekers and support for citizens through important life events, Pip White, who leads Anthropic’s UK operations, believes this initiative illustrates how responsibly deployed AI technology will bring tangible benefits to people.

According to White, “Frontier AI systems will offer safe access to usable, reliable resources for the greater good of the public.”

The program supports the government’s ongoing digital transformation strategy by reducing red tape, decreasing wait times for services, and adding efficiency.

The government anticipates this program will bring more efficiency throughout their organizations while providing greater protection for the public’s private information and setting the standard for how governments will use AI technology in their day-to-day modifications.

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A man has been arrested in Uzbekistan for illegally moving well over a million U.S. dollars’ worth of money through global cryptocurrency exchanges.

While coin transactions are not prohibited in the Central Asian nation, trading platforms need government approval to operate in its jurisdiction.

Uzbekistani trader to be prosecuted for using major crypto exchanges

Uzbekistan’s Law enforcement agencies have detained a resident of the city of Andijan, in the southeastern Bukhara region, accused of illegal trading of digital assets “on an especially large scale.”

According to a press release issued by the Ministry of Internal Affairs, the citizen has conducted 2,400 transactions between April 20 and September 30, 2025.

These were carried out on Binance, the world’s largest digital asset exchange by daily volume, and Bitget, another major coin trading platform, neither of which is currently licensed to operate in the country.

The total value of the transactions, which included receiving, transferring, and exchanging assets, amounted to 1,373,824 USDT, or over 18 billion Uzbekistani sums, the local news outlet Podrobno.uz detailed in a report on Monday, quoting a Telegram post by the interior ministry.

Two main channels were used to move the money, investigators established. Around 1 billion sums were transferred through the bank cards of intermediaries in order to conceal the operations.

Another 757 million sums were deposited into accounts controlled by the trader. In either case, the funds end up in exchange-hosted wallets, from which they were eventually withdrawn.

Uzbek authorities seized the detainee’s mobile phone, which had 15 email addresses on it, and confirmed he had been trading through a Binance account registered in his name.

This is not the first time the suspect, whose identity and age were not revealed, has found himself in custody over this kind of offense.

In August 2025, he was convicted of making illegal cryptocurrency transactions for 26 billion sums (more than $2.1 million).

At that time, the court imposed a “restriction of liberty” penalty as he pleaded guilty. Police now believe he continued to trade even during the previous trial.

The man will be prosecuted under an article of the former Soviet republic’s criminal code, which targets serious violations of the legislation governing the circulation of digital assets.

Uzbekistan allows crypto trading only on licensed exchanges

Cryptocurrency transactions are permitted in Uzbekistan, provided they are processed by exchanges approved by the government in Tashkent, the Russian crypto news outlet Bits.media noted in a report. Trading on platforms not licensed by the state brings administrative and even criminal liability.

Last year, Uzbek law enforcement authorities arrested a 17-year-old teenager, also from the Bukhara region, again for illegal crypto trading.

According to local media, he was facing up to five years in prison, the maximum penalty for illegal cryptocurrency turnover, which in his case amounted to 34 billion sums ($2.8 million).

Like its neighbors in the region, Uzbekistan has been taking steps to regulate its growing crypto space. At the end of November, its Ministry of Justice revealed that stablecoin payments will be legalized in January 2026, as reported by Cryptopolitan.

The department also announced that Uzbekistan-registered legal entities will be allowed to issue tokenized shares and bonds to be traded on a dedicated platform.

Earlier in November, the country’s long-term leader, President Shavkat Mirziyoyev, signed a decree “On measures for the further development of financial technology in Uzbekistan.”

Its main purpose is to help attract $1 billion in foreign investments in the next five years and expand the nation’s fintech sector to 200 companies. Authorities plan to spend $50 million to achieve these goals.

Officials are also exploring issuing a digital version of the national fiat currency, according to a September statement by the Governor of the Central Bank of Uzbekistan, Timur Ishmetov.

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Investors are taking on more risk than they have in five years, even as global tensions continue. That’s according to new data from Goldman Sachs Group Inc.

The Wall Street bank’s risk appetite indicator hit 1.09 last week. It’s the highest level since 2021. The reading puts current investor behavior in the 98th percentile compared to all measurements taken since Goldman created the gauge in 1991.

“Such elevated levels of risk appetite are rare,” the Goldman team wrote in a research note seen by Bloomberg. The bank has only recorded six other instances where the indicator climbed above 1.0. But the strategists say this isn’t necessarily a red flag. “Equity returns can be sustained by a supportive macro backdrop,” they said.

Nearly every component tracked by the Goldman index shows investors favoring riskier assets. This reflects the broader stock market gains that started last year and continued into 2026.

Small caps lead the charge

The strongest signals come from investors picking small-cap stocks over large-cap companies.

Small-cap stocks have had a strong start to the year. The Russell 2000 index jumped 7.5% in its best opening since 2021, CNBC reported on January 26, 2026. The index beat the S&P 500 by more than 830 basis points in just 15 trading sessions. A Jefferies strategist called the performance “incredible.”

There are good reasons for the shift to smaller companies. Analysts expect the Russell 2000 to grow earnings between 30% and 35%, compared to 22% growth for the Magnificent 7 large-cap technology stocks, according to a January 27, 2026 report by FinancialContent. Smaller companies also benefit from Federal Reserve rate cuts, which ease the pressure from their floating-rate debt.

Wall Street’s rotation away from big tech

As reported by Cryptopolitan previously Wall Street has been increasingly bullish on riskier stocks, with investors placing more bets on the Russell 2000 than on the S&P 500. Last week, tech sector funds saw $900 million in outflows, while $8.3 billion went into other industries including materials, health care, and industrials.

Emerging market stocks have also attracted significant investor attention, with some indexes posting their longest winning streaks in decades. The preference for emerging markets reflects confidence that global economic conditions will support these higher-risk investments.

Gold prices are one of the few signs that some investors remain cautious. The precious metal has more than doubled over the past two years. Investors have bought gold as a safe place amid political risks and as an alternative to currencies and bonds.

Goldman strategists said removing gold from their risk calculation would have pushed the index even higher.

The bank’s strategists are overweight on equities based on the current economic environment. This means they think stocks will keep delivering strong returns.

Despite previous warnings about market risks, the combination of economic optimism and risk-taking behavior marks a shift in investor psychology. While geopolitical concerns remain present, they appear to be taking a back seat to positive expectations about economic growth and corporate earnings.

The data shows investors are moving money into assets traditionally seen as riskier but offering higher potential returns. How long this appetite for risk lasts depends on economic performance in the coming months and whether current conditions hold up.

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The cryptocurrency market is going through a repositioning phase of heavy repositioning. Whereas high-speed blockchains were considered by investors as the end of capital, the future of 2026 has arrived. Most of the popular altcoins are not performing well in sustaining their earlier values. The new crypto story is slowly shaping up as the industry leaders are put under severe selling pressure. Individuals paying attention witness an apparent abandonment of the older over saturated networks in favor of newer protocols that provide new utility and require fewer barriers to entry.

Solana (SOL)

Solana (SOL) is also in a challenging economic situation at the moment. At the end of January 2026, the token was trading at around $123 in a staggering 50% loss to its yearly peak of about $253. The set of macro issues and legal problems has affected the network, even though it has a huge market cap of more than $76 billion. The market has been grappling with the uncertainty that a recent law-suing of an ecosystem partner and Solana Foundation has provided.

The latest price movement is not bullish even as the early surge of 2024 and 2025 resulted in the happiness of many investors. SOL is trading at a point where it falls below its major moving averages which depicts a neutral to bearish trend.

Analysts opine that the price may keep on declining unless an enormous new crypto catalyst is introduced. A downward price forecast of late 2026 is a bearish view that SOL may be testing the range of $79 to $85 in case it cannot maintain its present levels of support. This potential to lack growth is making smart money seek other places where there is a next big crypto move.

Mutuum Finance (MUTM) 

With Solana becoming centralized, Mutuum Finance (MUTM) is developing a decentralized lending protocol for the next crypto generation. It seeks to address the liquidity problems inherent in the older DeFi designs, by employing a two-market mechanism. 

This developing infrastructure provides users with unparalleled flexibility through its dual models. In the Peer-to-Contract (P2C) model, you can supply stablecoins like USDT to earn a steady APY of up to 12%, receiving interest-bearing mtTokens in return.

For those seeking leverage, the protocol utilizes safe Loan-to-Value (LTV) ratios, such as 75% for stable assets, allowing you to borrow $750 against every $1,000 in collateral. Meanwhile, the Peer-to-Peer (P2P) model offers a marketplace for direct, custom lending agreements on more volatile assets.

This enables them to lodge or borrow assets in a more flexible and favourable manner. In early 2026, the protocol plans on the Sepolia testnet its V1 protocol release. The move towards full functionality of financial tools will come with this launch.

The project also has gone through a stringent security audit by Halborn, a leading company in the blockchain industry, in order to assure the user safety. It is also rated highly in security on CertiK, which provides the investors with the confidence they require in such a volatile market. Mutuum is establishing a base of practical use as opposed to the old coins, which are based on hype.

Organized Development and Community 

The expansion of the Mutuum Finance (MUTM), is controlled by a well organized distribution. Over $19.9 million have already been raised in the project and over 18,900 holders have already joined the project. The investors have the opportunity to invest with the help of crypto or a simple card payment, which makes it available to all people.

The project has a 24 hour leaderboard to ensure that the community is kept entertained. The best daily contributor will get a reward of $500 in MUTM by this board and it will make the protocol highly active and supported all the time. 

The price is now fixed to $0.04 per MUTM in presale phase 7 although the official launch price is fixed to $0.06. This implies that there are still fresh entrants who are offered a great discount.

MUTM vs SOL: Reasons Investors are Shifting

The leading crypto investors have confidence that MUTM will beat SOL in terms of token growth in 2026-2027 based on one factor; headroom. Solana requires another capital of $76 billion, in order to increase twofold. In the case of MUTM, it takes a fraction of the percentage increase. That is why investors are experiencing Phase 7 selling out soon.

This cheap crypto price creates a unique opportunity for high growth. While larger assets struggle to move the needle, market analysts believe that the MUTM token is positioned for a potential 10x-15x as long as the lending protocol reaches full mainnet adoption. This growth would be driven by the platform’s ability to capture a significant share of the decentralized lending market.

As the V1 launch is near and the launch price of $0.06 is close by, the opportunity to enter at $0.04 is waning. When searching for the greatest crypto opportunities of 2026, the contrast between stagnant giant and a utility protocol in the ascendancy is increasingly apparent.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance