The Future of Money is Knocking:
5 ISO 20022 Altcoins to Watch in Q4 2025
While the world sleeps, the global financial system is undergoing one of its biggest upgrades in decades: the migration to ISO 20022, a new universal standard for financial transactions. The deadline for the SWIFT system to complete this transition is November 2025.
What's the most interesting part? Some cryptocurrencies are already "fluent" in this new language, positioning themselves as potential bridges between traditional finance (TradFi) and the decentralized future.
Here are 5 key projects in this narrative for the last quarter of 2025:
$XRP (Ripple) 🌊: Designed to provide near-instant cross-border settlements to financial institutions. It is the veteran in this space.
$XLM (Stellar) ✨: Aims for financial inclusion, enabling fast and low-cost payments globally, for both businesses and individuals.
$QNT (Quant) 🔗: Its Overledger technology is built to be the universal connector, allowing interoperability between any blockchain and existing financial systems.
$HBAR (Hedera) 🏛️: An enterprise-grade network governed by a council of corporate giants, focused on security and trust for real-world applications.
$ALGO (Algorand) 💡: A high-performance blockchain that aims to provide a solid, secure, and scalable infrastructure for the new digital economy.
Q4 2025 will be a key period as the migration deadline approaches. The adoption of these technologies could intensify.
📈 Which of these do you think will have the greatest impact? Share your thoughts in the comments! 👇
Disclaimer: This content is purely educational and for entertainment purposes. It does not constitute any type of investment advice. Always do your own research.
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