Many people have traded cryptocurrencies for years, and the scariest thing is to hear that phone call!

"Hello, this is XX Public Security, please cooperate and understand the situation related to virtual currency transactions."

At that moment, your heart races, your palms sweat, and you don't know where the problem lies.

In fact, most of the time there's no need to panic; as long as you clarify the correct responses to three key questions in advance, you can generally get through safely.

1. When asked: "Is virtual currency trading illegal?" — Don't answer randomly; first clarify!

This kind of question is the easiest to panic over, but the key is: virtual currency trading ≠ illegal, only the risks are self-borne.

In other words, buying and selling cryptocurrencies is not illegal, but if disputes arise, such as being scammed, experiencing a sudden loss, or making a wrong transfer, the law will not help you recover losses.

Remember this sentence:

"Not illegal, but not protected."

Don't panic, don't misrecognize; maintaining a calm attitude is the most important.

2. When asked: "Why do you want to refund the fraudulent funds?" — Attitude determines the outcome!

Upon hearing the words "refund," many people immediately get upset; in fact, this is not a punishment, but a kind of unfreezing procedure.

Typically, the amount can be negotiated; the better your communication attitude, the easier it will be to unfreeze quickly.

The focus is not on the money, but on convincing the police that you are not involved in the scam.

Remember — refusing to communicate will only complicate matters; clarify everything before taking action.

3. When asked: "Will not cooperating leave a record, freeze other cards?" — It depends on the level!

The facts are simple:

As long as you actively cooperate, submit materials, and prove the source of funds is legitimate, the police generally will not punish you, nor will it affect other bank cards.

But you need to distinguish:

Level 1 involved card → Will trigger the central bank's linked freeze; all accounts under the name may be affected;

Level 2 involved card → Usually only freezes a single card, other accounts are not affected.

Don't forget: freezing ≠ leaving a record.

As long as you are not a suspect, you will not have a bad record.

Finally, a reminder:

Virtual currency trading seems free, but it is actually a high-risk gray area.

Regardless of the amount, you must verify the other party's identity, account, and wallet source.

Money from unknown sources should not be touched; that is the best safety.

Once involved in fraud or gambling, even if you are innocent, you may get dragged down.

In the cryptocurrency world, what can save your life is not luck — it is vigilance and clarity.