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#USStocksForecast2026 Updated XRP Rich List Shows Major Shifts: What Whales Are Doing The XRP rich list has seen rapid changes in recent weeks, surprising many who track whale activity. Market analyst RiskTake (@RiskzTake) highlighted the trend by comparing recent data with earlier figures, revealing potential pressure on retail investors as whales accumulate more XRP. ⭐ Month-to-Month Movements Across nearly all tiers, the number of accounts has increased while minimum balances have dropped, showing heavier accumulation by whales. The 0.01% tier now has 728 accounts holding at least 4,167,022 XRP (up from 706 accounts at 5,883,010 XRP last month). The 0.1% tier rose from 7,055 accounts (≥344,209 XRP) to 7,283 accounts (≥315,532 XRP). The 0.2% tier increased from 14,110 accounts (≥191,354 XRP) to 14,567 accounts (≥180,030 XRP). This pattern repeats across the main tiers, indicating larger holders are moving into brackets previously occupied by smaller accounts. ⭐ Rising Concentration 2% tier: 141,102 → 145,670 accounts (balances 24,859 → 23,995 XRP) 3% tier: 211,653 → 218,505 accounts (15,399 → 15,041 XRP) 4% tier: 282,204 → 291,340 accounts (10,545 → 10,344 XRP) 5% tier: 352,755 → 364,174 accounts (8,223 → 8,033 XRP) 10% tier: 705,509 → 728,349 accounts (2,360 → 2,313 XRP) RiskTake notes that retail positions are increasingly pressured as larger entities accumulate, and XRP is becoming scarcer, especially as exchange balances shrink. ⭐ Retail Behavior Amid Shrinking Supply Retail holders tend to reduce exposure during uncertainty, while whales often increase positions simultaneously. This data suggests retail investors are being priced out as the share of XRP held by large accounts continues to grow. Future updates will reveal whether this trend stabilizes or intensifies.
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