🗞Brief summary.
#XRP , the cryptocurrency of @Ripple Network , continues to attract attention in 2025 after the resolution of the long-standing case with the SEC. With current partnerships, such as those with Mastercard and Thunes, and funding of $500 million, XRP is positioned as a tool for cross-border payments. The market price is around $2.09, with growth forecasts but also risks of volatility. Sentiments on social media are mixed, from optimism for institutional adoption to warnings for speculative investors.

$XRP was created in 2012 by Ripple Labs as part of a system for fast and cheap international transfers. Initially called OpenCoin, the project focuses on the blockchain technology XRP Ledger (XRPL), which enables transactions in seconds with minimal fees. Ripple owns a significant portion of XRP, which raises debates about centralization. Over the years, XRP peaked at $3.65 in 2018, but suffered a decline due to regulatory challenges.

📜 History of XRP.
XRP launched as an alternative to traditional banking systems, emphasizing efficiency. In 2020, Ripple invested in expanding XRPL, adding features like smart contracts and EVM compatibility. By 2025, the number of accounts on XRPL exceeded 7 million, and the network processes transactions with sub-second finality and fees of $0.0001.

⚖️ The lawsuit with SEC.
The case between Ripple and SEC began in 2020 and concluded in August 2025 with a fine of $125 million for Ripple, significantly lower than the requested $2 billion. The court ruled that XRP is not a security for sales on exchanges, but imposed sanctions for institutional trades. Both parties withdrew appeals, providing regulatory clarity. This is considered a partial victory for Ripple, with CEO Brad Garlinghouse calling it a "billion-dollar success."

🤝 Partnerships and collaborations.
In 2025, Ripple expanded its network with over 300 banking partnerships. Key alliances include collaborations with Mastercard, WebBank, and Gemini for the RLUSD stablecoin, which exceeded $1 billion in market capitalization. Cross-border payments are enhanced with Thunes, and asset management with BNY Mellon and SBI. HSBC joined Ripple Custody. These partnerships aim to integrate XRP into global financial systems.

📊 Market sentiments and forecasts.
Sentiments on X (Twitter) are varied: from bullish forecasts for integration with Solana to warnings about volatility. Predictions vary, with pessimists forecasting $1.02 by 2026, but long-term visions reach $1000. XRP ETFs attracted $666 million for 11 sessions, demonstrating institutional interest. Social commentary includes debates about the "resurrection" of XRP post-lawsuit, but also bearish signals with prices near $2.

🔮 Future prospects.
XRP may establish itself as a key payment asset, focusing on RLUSD and XRPL improvements. Funding of $500 million raises valuation to $40 billion, attracting Wall Street. Challenges remain, including regulations and competition from BTC/ETH. If institutional adoption continues, XRP could see growth, but volatility is a risk.