The transfer note for "Dogecoin" was unexpectedly locked by the bank! Has the bank's strict controls reached a point where "everyone is on high alert"? Xinying takes you to analyze the underlying risks, how can retail investors avoid the knives?

This time, the bank is truly "hardcore"; a couple transferring 250 yuan as pocket money, noting "This week's Dogecoin," directly triggered risk control, and the account instantly became "no deposits, no withdrawals"! Even marriage certificates had to be presented to prove innocence, otherwise the transaction history and commitment letters would be worthless—this operation, is it compliant risk control, or is it "better to mistakenly kill a thousand"?

Xinying observes that the banking system has installed "virtual currency sensitive word monitoring"; even if you are joking, big data can catch it accurately. This indicates that the domestic withdrawal pace has not stopped, and regulation has spread from the trading end to the "verbal end". Is the next step going to require self-checking of chat records?

What should retail investors do? Remember three points:

1️⃣ Do not be careless with transfer notes; terms like Bitcoin, Dogecoin, mining, etc., are directly blocked;

2️⃣ Do not keep large amounts of money in one bank account; spread funds across multiple cards to prevent sudden freezing;

3️⃣ If your card is locked, stay calm, keep evidence, and find channels to appeal—but do not confront the bank head-on.

Panic is unnecessary, but vigilance is a must! The market is already tough enough, don’t let your account be locked due to "one sentence". Follow Xinying, and learn how to survive smartly under strict controls! #美联储FOMC会议