#India Deputy Governor of the #ReserveBank  T Rabi Sankar, recently talked about privacy in the retail digital rupee. He noted that the system could permanently erase transaction records, giving users a level of anonymity similar to cash and making the e‑rupee more appealing.

Key traits of the Indian #CBDC

Programmability – lets the government route benefits or steer spending in specific ways.

Anonymity – permanent deletion of transaction data to protect user privacy.

Offline capability – payments can be made without an internet connection.

Interoperability – designed to work alongside UPI and other payment networks.

The RBI has also opened a retail sandbox so fintech firms can build and trial apps that integrate the digital rupee. To date, the CBDC has logged more than 120 million transactions and counts about 8 million active users, showing growing adoption.