In the world of DeFi, we have seen too many projects rise through hype and quickly disappear. However, those that can survive long-term and continue to grow are often the protocols that create real value for users. The USDD launched by @usddio is such a project. It does not rely on flashy marketing tactics but proves itself with tangible returns and a steady growth curve. #USDD以稳见信 is the result of user reputation and market validation.
Let's start with the most straightforward numbers. On December 11, 2025, the total supply of USDD broke through the 700 million USD mark. The total value locked (TVL) in the protocol exceeded 750 million USD. Even more surprising is that the TVL of sUSDD reached 100 million USD just 12 hours after the launch of the Binance wallet Yield+ activity, and within two days, it soared to 150 million USD. Such a growth rate is rare even during the most frenzied times of DeFi Summer, and this growth is not supported by speculative trading but by real users' recognition of USDD's stability and yield.
Speaking of returns, this is precisely what makes USDD most attractive. Traditional stablecoins like USDT and USDC are stable, but holding them yields almost no returns. Users can only earn meager interest by depositing them in centralized exchanges or lending protocols. USDD, however, completely changes this situation through the Smart Allocator. The system automatically deploys reserves to audited leading protocols like Aave and JustLend. Currently, these protocols offer an annualized yield of about 3.94%, plus additional liquidity mining rewards, allowing sUSDD holders to achieve a comprehensive annualized return of around 12%. It is worth noting that this is achieved while maintaining the attributes of a stablecoin, with risks far lower than holding volatile assets.
More aggressive players can adopt a dual yield strategy. First, collateralize TRX on platforms like JustLend DAO or HTX to mint USDD, then reinvest the obtained USDD back into these platforms or convert them to sUSDD. This way, they retain exposure to TRX while also earning on USDD. If the price of TRX rises, the value of the collateralized asset increases. If the price of TRX remains stable, the interest on USDD can also yield good returns. This strategy is especially effective in bull markets, as users can leverage a smaller principal to access greater yield potential.
In liquidity mining, USDD has set up high-yield pools on multiple DEXs. In the sUSDD-USDT pool on Uniswap, users once enjoyed an astonishing annualized yield of 44.73%. This yield came from trading fee sharing, liquidity mining rewards, and additional incentives from the official. Even now that the incentive period has ended, the base yield can still be maintained at around 15-20%. For DeFi players, this presents an excellent risk-reward ratio, as both tokens providing liquidity are stablecoins, meaning impermanent loss can be almost negligible.
On SunSwap, USDD is also a popular target for liquidity mining. The official regularly launches limited-time high-yield pools to attract users to provide liquidity. These pools are often filled within a few hours after opening, demonstrating the community's activity and the abundance of funds. On newly expanded chains such as BNB Chain and Avalanche, USDD is also gradually establishing liquidity pools to offer higher mining rewards to early participants.
From on-chain data, USDD's TVL on the TRON network has already reached $175.9 million. This figure represents the actual asset value locked in the protocol, excluding the part circulating in the secondary market. In the past 30 days, USDD's daily trading volume ranged from $6.8 million to $8.8 million. Although it is not as large as giants like USDT, considering USDD's total market capitalization, this turnover rate is already quite healthy, indicating that USDD is not a zombie asset hoarded in wallets but a liquid asset frequently used by users.
In terms of stability, on-chain data from the past 30 days shows that USDD's price fluctuations are minimal. From November 27 to December 12, the daily closing price ranged between $0.999177 and $1.000285, with a maximum price not exceeding $1.0007 and a minimum price not falling below $0.9987. This level of stability is among the top tier of stablecoins. Even on days of significant market volatility, USDD can maintain its peg, providing users with a reliable means of value storage.
Multi-chain deployment is an important strategy for USDD's ecological expansion. Currently, USDD has been natively deployed on mainstream public chains such as TRON, Ethereum, BNB Chain, Avalanche, Arbitrum, NEAR, and BitTorrent. Each USDD on these chains is independently minted, not bridged across chains. The benefit of this design is to avoid bridging risks, as cross-chain bridges have always been the most vulnerable part of DeFi. Historically, there have been multiple incidents of cross-chain bridge theft causing losses of hundreds of millions of dollars, while USDD's native deployment completely avoids this risk.
On Ethereum, USDD's minting volume reached $8.8 million shortly after its launch in September 2025. Users can directly collateralize ETH, USDT, and other assets on Ethereum to mint USDD, then use it in Ethereum-native protocols such as Uniswap and Aave. As Ethereum's DeFi ecosystem is the most mature, USDD has enormous potential on this chain. Currently, users have borrowed USDD or provided sUSDD as collateral on Aave to enjoy various earning opportunities in Ethereum DeFi.
On BNB Chain, USDD's expansion is equally smooth. BNB Chain is known for its low gas fees and high throughput, making it very suitable for daily payments and high-frequency trading. USDD has already established liquidity pools on DEXs like PancakeSwap, allowing users to conveniently exchange USDD for assets like BNB and USDT. As the BNB Chain ecosystem continues to develop, the use cases for USDD are gradually expanding.
In payment scenarios, USDD has integrated with payment service providers such as AEON Pay and Uquid. Users can use USDD to purchase gift cards, top up mobile credits, and even pay for goods and services at some merchants. This transformation allows USDD to evolve from a purely DeFi tool into a payment means with practical value. Imagine being able to make instant transfers globally with USDD, with transaction fees of only a few cents and arrival times not exceeding a few minutes. Compared to traditional bank wire fees of tens of dollars and days of waiting time, the advantages of USDD are self-evident.
In terms of security, USDD has received a CertiK AA rating and a high score of 87.5, placing it among the top tier of stablecoin projects. CertiK's audit covers multiple dimensions, including smart contract code, system architecture, and economic model, ensuring that USDD does not have significant vulnerabilities at the technical level. Additionally, other auditing firms like ChainSecurity have conducted independent audits on USDD. The results of multiple audits point to one conclusion: USDD's code quality is solid, and its security mechanisms are comprehensive.
From community feedback, users have shown high satisfaction with USDD. The official account @usddio on Twitter has over 105,000 followers, and each time new activities or data updates are released, they receive a lot of interaction. The recent global content creation activity attracted hundreds of creators, who shared their experiences and investment insights regarding USDD from various angles. This spontaneous community dissemination is more persuasive than any advertisement.
In terms of partnerships, USDD has established deep collaborations with mainstream platforms such as Binance Wallet, HTX, and CoinDCX. The Yield+ feature of Binance Wallet allows users to convert USDT to USDD with one click and automatically earn returns. The operation process is extremely simple, allowing even DeFi newcomers to get started easily. The 10% annualized USDD financial product launched by HTX was quickly snapped up after its launch, and the 8% annualized flexible deposit offered by CoinDCX in the Indian market was also very popular. These collaborations not only expanded USDD's user base but also validated the market demand for its product model.
In governance, USDD adopts a decentralized governance structure. Although initiated by TRON DAO Reserve, major decisions require community voting to be completed. Users can participate in proposals and voting by holding JST governance tokens, thereby influencing the development direction of USDD. This governance mechanism ensures that USDD is not controlled by a single entity but truly serves the interests of the entire community.
From a risk management perspective, USDD has set up multiple layers of protective mechanisms. First is the ultra-high collateralization rate; the collateralization rate for TRX-A collateral reaches 276.85%, providing ample buffer space even during market crashes. Next is the automatic liquidation mechanism; when the collateralization rate falls below a safety line, the system will immediately initiate liquidation to prevent bad debt accumulation. Lastly, the PSM stability module provides a 1:1 exchange guarantee. Finally, transparent on-chain data allows users to monitor the system's health in real-time. These measures collectively form the safety net for USDD.
Looking ahead, USDD's development roadmap includes deployment on more public chains, integration with more DeFi protocols, and expansion into more real-world payment scenarios. As crypto payments are gradually accepted by the mainstream, USDD, as a secure, stable, and high-yield stablecoin, is expected to play an important role in the future payment revolution.
For ordinary users, USDD provides a simple and user-friendly entry into DeFi. You do not need to understand complex financial engineering; you only need to exchange your USDT for USDD or sUSDD to automatically earn around 12% annualized returns. For DeFi veterans, USDD offers a wealth of arbitrage and mining opportunities in the multi-chain ecosystem. You can seek interest rate differentials between different chains and optimize returns among different protocols. This is the USDD ecosystem created by @usddio, a multi-layered DeFi system suitable for both newcomers and seasoned experts.
#USDD以稳见信 It is not just a marketing slogan but a commitment proven by USDD through practical actions. The leap from $70 million to $750 million in TVL, the ecological expansion from single-chain to multi-chain, and the evolution from pure stablecoins to yield-bearing assets, USDD is writing its own DeFi legend. At the core of all this is winning trust with stability, returning profits to users, and building a future with transparency.@USDD - Decentralized USD
