I noticed $FOLKS because its trend is noticeably more stable in this year's market. It launched around 2 dollars on Binance and later reached over 17 dollars, which seems more like the market's continuous pricing of fundamentals rather than an emotional surge.

@FolksFinance has been deeply cultivated for many years, originally a core DeFi application in the Algorand ecosystem, now shifting to cross-chain, addressing a core issue: fragmented liquidity. Users can deposit assets on one chain and borrow on another, without needing to deal with cross-chain bridges themselves.

xChain V2 is a key step; it is not just simple chain expansion but reconstructs cross-chain lending as a complete market, aiming to make unified liquidity the default solution.

Currently, Folks has covered Avalanche, Ethereum, Base, BNB Chain, Arbitrum, Polygon, Algorand, Sei, Monad, supported by infrastructure such as Wormhole, Chainlink CCIP, Circle CCTP, etc.

$FOLKS circulates natively across multiple chains through Wormhole NTT, and based on FDV, it is already one of the larger assets in the lending sector. The recent launch of Bybit futures also reflects market recognition.

If you are focused on the next stage of cross-chain DeFi rather than short-term hype, @FolksFinance is worth trying out yourself before making a judgment.