Spot XRP exchange-traded funds (ETFs) have exceeded 1 billion dollars in net assets, and total investments have risen to 990.9 million dollars.

In particular, analysts estimate that if the current sentiment continues, total investments in the ETF product could exceed 10 billion dollars by 2026.

XRP ETFs reach the 1,000,000,000 dollar milestone

According to SoSoValue data, the net assets of spot XRP ETFs exceeded 1 billion dollars last Thursday. At the time of writing, the figure was approximately 1.18 billion dollars.

Steven McClurg, CEO of Canary Capital, noted that although Solana-based ETFs were launched earlier, the assets under management of XRP ETFs have already surpassed them, indicating stronger investor interest.

"I expected this. SOL is much more efficient for holding on the blockchain and staking directly to private investors, while XRP has more institutional demand and less staking opportunity. Like everything, some investors prefer direct ownership, while others prefer the ease of financial instruments. Some choose both," McClurg wrote.

At the same time, XRP spot ETFs have recorded continuous positive net inflows. Cumulative investments have reached 990.9 million dollars.

Currently, five asset managers offer spot XRP ETF products, including Grayscale, Franklin Templeton, Bitwise, and Canary Capital. The newest entrant, 21Shares, expanded the market by introducing its own XRP ETF, TOXR, and enabled broader access for investors.

The arrival of these ETFs in the market is a significant turning point for investors. Regulatory uncertainty kept XRP away from traditional investment instruments for a long time, but now spot ETFs have removed that barrier and provided a broader opportunity for participation through regulated channels.

Market analysts view the ongoing developments optimistically. One analyst emphasized that recent growth has occurred despite only a limited number of spot XRP ETFs being available.

"This is just five spot ETFs. No BlackRock, no coverage for 10-15 ETFs yet. But they are coming," X Finance Bull said.

Based on current trends, the analyst estimates that if weekly investments remain around 200 million dollars, the total amount could exceed 10 billion dollars by 2026.

"Imagine this flow. About 200 million dollars per week. If this continues for the next 52 weeks until 2026, it amounts to over 10 BILLION dollars in net investments and over 5 BILLION XRP locked up. At this pace, the liquid supply will turn into a sell. This creates a supply shock. Private investors sell on dips emotionally. Institutions buy value systematically," he added.

XRP long-term price forecast and market outlook

Although strong investments have flowed into the spot XRP ETF, the token's price has remained subdued. BeInCrypto reported earlier that ETF developments and Ripple's expansion efforts have not yet significantly impacted XRP's market price.

According to data from BeInCrypto Markets, XRP has declined nearly 13% in the last month. At the time of publication, the asset's price was 2.00 dollars, down 0.91% in the last 24 hours.

Nevertheless, some analysts predict the potential for an upward movement. Market commentator Xaif Crypto noted that XRP trading is still driven by large holders, often referred to as 'whales'.

"Recently, XRP has been in a short-term decline and close to its lowest prices of the year. Nevertheless, XRP whales dominate the market. They are actively trading XRP, even though the price has dropped," he said.

According to the analyst, such behavior is often seen at market bottoms when large investors build their positions ahead of a potential directional change.

"Whales accumulate before price rallies and do not buy during uptrends. Their active buying indicates that they are preparing for an increase in XRP's price," he noted.

Overall, the rapid growth of spot XRP ETFs indicates a growing institutional interest in this asset class, even though the price remains subdued. Investments suggest strong long-term confidence, but XRP's short-term development has yet to benefit from this. It remains unclear whether the upward trend predicted by analysts will materialize or if XRP will face further declines.