A surprising winner has emerged amid a harsh year-end crypto selloff: XRP. While Bitcoin and Ethereum ETFs suffered heavy withdrawals during the final weeks of 2025, U.S.-listed spot XRP ETFs quietly hoovered up fresh capital — marking a notable shift in institutional behavior. Snapshot of the flows - From mid-November to mid-December, U.S. spot Bitcoin and Ethereum ETFs together saw roughly $4.6 billion in net outflows. Bitcoin spot ETFs alone lost about $3.39 billion over that 30-day span, with severe outflows including a roughly $903 million one-day withdrawal on Nov. 20. On Dec. 15, Farside Investors reported combined single‑day outflows of $357.6 million for BTC ETFs and $224.8 million for ETH ETFs. - By contrast, U.S. spot XRP ETFs — which launched on Nov. 13 — have recorded uninterrupted net inflows every trading day since debut, pulling in nearly $1 billion of new capital in about a month. According to SoSoValue, total net assets across five XRP spot ETF products are now about $1.12 billion, with no days of net redemptions recorded. Why XRP is drawing capital Ripple CEO Brad Garlinghouse framed the divergence as a sign of a maturing asset class rather than a fluke: “<4 weeks, and XRP is now the fastest crypto Spot ETF to reach $1B in AUM (since ETH) in the US.” He pointed to two drivers behind the inflows — demand for regulated crypto investment vehicles and an investor shift toward long-term stability over short-term speculation. Garlinghouse also highlighted how traditional finance players like Vanguard making crypto available in retirement and brokerage accounts is bringing a new wave of “off‑chain” investors who prioritize simplicity and compliance. Market paradox: flows vs. price Despite the steady ETF inflows, XRP’s price hasn’t rallied — underscoring the current market paradox. The broader market has been in a risky stretch: Bitcoin is down 3.59% to $86,561.58, Ethereum has slid 6.1% to $2,947.47, and XRP has fallen 5.32% to $1.89 amid the same volatility. So while institutional allocation into XRP ETFs points to structural demand, that hasn’t (yet) translated into a clear speculative price breakout. What to watch going into 2026 - Whether sustained ETF inflows will eventually decouple XRP’s price from the broader market remains the key question. - Continued product uptake from mainstream financial institutions and new on‑ramps into retirement/brokerage accounts could steadily increase AUM and investor diversity. - Macro conditions and overall crypto risk sentiment will likely determine whether flows turn into price momentum or remain a steady but quiet institutional allocation. This development signals a potential rebalancing in the ETF era of crypto: established names are facing outflows while a newly available, regulated XRP product is attracting persistent capital. Whether this is the start of a long-term shift or a short-lived anomaly will be one of the primary narratives to watch in 2026. Disclaimer: This content is informational only and not investment advice. Cryptocurrency trading carries high risk — do your own research before making decisions. © 2025 AMBCrypto Read more AI-generated news on: undefined/news