Pantera Capital Partner Predicts Next Year's Crypto Trends: Forecasts Market will see Differentia...

BlockBeats News, December 25, Pantera Capital's Managing Partner Jay Yu posted 12 predictions for the 2026 crypto trends, including:· Capital-Efficient Consumer Credit: Introducing simple lending applications through on-chain/off-chain credit modeling, modular design, and AI behavior learning.· Polarization of Prediction Markets: Prediction markets split into financial direction (integration with DeFi, leverage) and cultural direction (community-driven, long-tail enthusiasts).· Agent Business with x402 Extension: Agent business extends to micropayments and regular payments using x402 endpoints, with Solana outperforming Base in low-value transactions.· AI as a Crypto Interface Layer: AI-assisted trading (such as trend analysis) becomes mainstream, gradually integrated into consumer applications.· Rise of Tokenized Gold: Tokenized gold becomes a significant asset of Real World Assets (RWA), chosen as a store of value due to USD issues.· Bitcoin Quantum Panic: Quantum technology breakthrough triggers institutional discussions on Bitcoin's quantum resistance, with the technology not yet threatening its value.· Unified Privacy Development Experience: Privacy technologies (like Ethereum's Kohaku) offer a simplified development interface, potentially launching Privacy-as-a-Service.· DAT Integration: Digital Asset Trading (DAT) platforms consolidate to 2-3 per major market through settlement or mergers.· Rethinking Token vs. Equity Separation: Governance token crises prompt companies to opt for privatization, possibly introducing redeemable equity tokens.· Perpetual DEX Integration: Hyperliquid leads the market, with HIP3 markets and income-stabilizing coins (such as HyENA) becoming essential, while USDC loses ground on HYPE.· Multi-Chain Prop AMM: Prop AMM expands to multiple chains, capturing over half of Solana's trading volume, pricing more assets like RWA.· Traditional FinTech Adoption of Stablecoins: Companies like Stripe, Ramp utilize stablecoins for international payments, and stablecoin chains like Tempo become fiat onramps.Notably, Jay Yu referenced his 2025 predictions (with an accuracy rate of 7/10, including a precise prediction of Solana developer migration).