XRP (XRP) has risen by 12.3% in the last 24 hours, further solidifying its position as the fourth largest cryptocurrency by market cap.
As optimism grows, market watchers are closely monitoring the next movements of the asset. Experts remain cautious, while others believe the asset has the potential for a strong rise.
XRP recorded strong growth in January, but some experts remain cautious.
The cryptocurrency markets have started the year 2026 on a positive note, and the market cap has risen by 8.2%. Key assets such as Bitcoin (BTC) and Ethereum (ETH) have seen strong growth, and XRP has not lagged behind.
According to BeInCrypto Markets data, the value of the altcoin has risen nearly 30% in January. The market capitalization has also surpassed that of BNB, now exceeding $140 billion. At the time of writing, XRP's price was $2.38, representing a 12.3% increase compared to the previous day.
As January progresses, market views on XRP are clearly diverging. John Bollinger, the developer of the Bollinger Bands indicator, shared his views on XRP's price development compared to the largest cryptocurrencies. According to his analysis, XRP reacts more sensitively than the leading market.
“And ripple, strong rise, but the pattern is weaker. BTC > ETH > XRP for now,” he wrote.
Bollinger's comment suggests that XRP's price movements are still determined by broader market dynamics rather than creating its own direction.
Meanwhile, Peter Brandt is watching XRP in the price range of $1.5–3.5. He has not given a precise comment, but based on his analysis, the price is likely to continue its trend as it breaks through the upper or lower boundary of this range.
XRP price forecast: bullish perspective gains momentum
Although both analysts have a cautious outlook, some market participants are more bullish on XRP. According to one analyst, there are signs of a potentially significant upward movement in the XRP/BTC pair.
“It will soon break above the monthly Ichimoku cloud for the first time since 2018, which means that XRP is rising significantly better than BTC,” the post states.
Another market observer described XRP as “one of the best charts” and predicted a potential price range of $4.5–nearly $7. Others believe that moving towards the $3 level is increasingly likely.
XRP attracts growing institutional interest
Views on the development of XRP's price are still divided, but XRP ETFs are gaining more attention. New investments have continuously flowed into the products, indicating that institutional investors' interest remains strong, even as broader cryptocurrency funds suffered occasional capital outflows late last year. A steady flow of investments has raised total investments to $1.65 billion.
CoinShares data also highlights the changing institutional environment. Global investments in cryptocurrency funds reached $47.2 billion in 2025. However, the distribution of these investments indicates a clear shift away from Bitcoin's dominant position.
Investments in Bitcoin fell by 35% year-on-year to $26.9 billion, while Ethereum raised $12.7 billion, 138% more. XRP's performance was particularly strong – investments grew by 500% to $3.7 billion from about $600 million the previous year.
Recent gains in XRP reflect the strength of the broader market and the revival of investor interest, although views on price development in the near future vary. Technical analysts are paying attention to key levels that could determine the next movement. On the other hand, the continuity of institutional investments indicates that major market participants are still looking towards XRP.
The emergence of a long-term trend is likely dependent on the broader market situation and the strengthening of price development.