🚀 Bitcoin Loans: From Speculation to Long-Term Strategy

Xapo Bank's 2025 Annual Report in Gibraltar confirms a significant trend: BTC has firmly established itself as a serious collateral asset.

Key Insights:

🔹 Paradigm Shift: Over 50% of loans have terms of 365 days or more. Borrowers are no longer using leverage for short-term trading, opting instead for long-term financial planning.

🔹 HODL + Liquidity: High-net-worth individuals and businesses are using BTC as collateral to obtain USD, aiming to maintain their crypto asset positions while gaining fiat liquidity.

🔹 Volatility Defying: Even during periods of high market volatility, investors are not rushing to close their positions, instead adhering to a Hold-on-Demand (HODL) strategy.

🔹 Geographical Distribution: Demand for this sophisticated financial instrument is primarily concentrated in Europe and Latin America.

Bitcoin is rapidly integrating into traditional financial models. For major players, it is no longer just "digital gold," but a cornerstone of capital management. 💼📈 #Bitcoin #BTC #比特币 #XapoBank #加密贷款