PAMZY911

Stablecoins are the rebirth of USD. Built for global use and designed with top tier technology and earning potentials.
As we can see the USD is slowly falling apart while stablecoins are steadily rising.
Let’s take a look at the rate of USD to POUND.
1 USD = €0.84
This shows us how much the USD has fallen due to inflation.
Meanwhile Stablecoins has been showing significant growth since 2020 and here’s the data for it👇

~ 2020 stablecoins market’s cap was at $20 billion.
~ 2021 stablecoins market’s cap was at $150 billions.
~ 2022 stablecoins faces a huge market crash due to Terra/UST collapse which puts the market’s cap at $141 billion.
~ 2023 stablecoins was having no growth due to the Terra’s crash situations but the market’s cap still manage to hold higher than 2020 with estimated value of $128 billion.
~ 2024 stablecoins market’s cap surges above the loss from two years ago, which puts the market’s cap at $194 billion
~ 2025 was the year stablecoins started having a structural change fundamentally grounded for global adoption which helps the market’s cap goes up to $283+ billion.
~ As of January 2026 stablecoins market’s cap was at $312 billion.
These growth rates shows how fast stablecoins is becoming and stablecoins currently has more than 220 million holders.
But what’s the real advantage of stablecoins?
The real advantage of stablecoins comes from the yield generation and decentralization mechanism.
And the higher stablecoins price increases the more it helps your APY/APR.
For those who doesn’t have idea what APY or APR means:
• APY means the (Annual Percentage Yield) of your stablecoins yields it can be 10% or higher than that which you can also get more than that it depends on your chosen coin.
• ⁠APR means the (Annual Percentage Rate) you’re getting from the yield you chooses it can also be 10% or more than that it also depends on your choice.
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And the disadvantage of what stablecoins only depends upon your staking limits.
Stablecoins are the coins that don’t go higher than $1. The ones thats goes beyond $1 are the algorithmic stablecoins which are very risky.
Here Are The Three different Stablecoins you should know:
1. The Flat-backed stablecoins which are the USDT and USDC apparently designed to be at $1 and the lowest it can go is $0.98-$0.97.
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2. ⁠The Over-collateralized which are the Decentralized Autonomous Stablecoin (DAI) is a decentralized stablecoins created by the MakerDAO which is pegged to be $1 and it’s backed by $ETH , $BNB $USDC etc.
3. ⁠The Algorithmic stablecoins which can actually go above $1 to $1.20 or more.
And here’s how a 10% APY works for $10,000 on the three types of stablecoins we’ve.
• A 10% APY of $10,000 on flat-backed USDT or USDC will earn you approximately $11,046.
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• ⁠A 10% APY of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,046.
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• ⁠ A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.
Here’s how a 10% APR works for $10,000 on the three types of stablecoins we’ve.
• A 10% APR of $10,000 on flat-backed USDT or USDC will earn you approximately $11,000.
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• ⁠⁠A 10% APR of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,000.
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• ⁠A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.
Those are the core necessities of how stablecoins works the higher you invest the higher you earn.
Now let’s dive into today’s stablecoins news.

Earlier today Tether launched USAT which is a US-regulated, dollar backed stablecoin built for the American market.
Looking at this new launch $USAT it will be the next USD for the American currency which will happen in less than 10yrs time.

Under today's fresh market of stablecoins Tether and Circle controls ~87% of the stablecoin market.
~ USDT alone sits at ~62% markets share
~ USDC adds another ~25%
~ Top yield bearing stablecoins together are ~6%
Honestly the yield bearing needs to move above 6% to around 10-15% for a good cryptography to deliver freedom of earnings to massive holders and which helps even more people to believe in it.
Because right now stablecoins and tokenized assets are the voice of the crypto chambers.
Will stablecoins control the world currency by 2030 the question will be answered.

Cryptocurrency has been evolving for more than decade ago with a nonstop growth and technology revolutionaries. What actually changes in today’s crypto is how it works perfectly for everyone.
Today I’ll explain the basics of BNB CHAIN, SOLANA AND STABLECOINS.
Binance smart chain:
Back to 2017 when $BNB came into existence it was meant to be used as payment option for trading with discount applied. But today #bnb has evolved into a full layer-1 ecosystem asset.
What today’s BNB chain looks like;
The BNB chain is currently moving forward into a phenomenal future with the Supporting of RWAs and Stablecoins and market prediction.

- January 2026 stablecoins market cap on BNB Chain crossed $15B.
- January 2026 RWAs on BNB chain hits $3B in disturbed assets value with the count of 200+ real-world assets.

- January 2026 prediction markets (dune.com) on BNB chain surpassed $20B in cumulative volume.

- January 2026 BNB chain is the third highest multi-chain tokenized stocks with over $135M in total volume.
Solana:
Back to 2017 when $SOL came into existence it began with fast, low-cost blockchain but today solana fundamentals has gross into a very high structured ecosystem that delivers DeFi, NFTs, payments, gaming and large scale web3 dApps.
STABLECOINS:

Stablecoins are becoming the most valuable and productive commodity in crypto.
As of late January 2026 stablecoins market cap reached around $309 billion and the transaction volume hits $33 trillion in 2025

Last year stablecoins issuers ($ETH ) earns around $5 billion in revenue from yields on assets like USDT, which leads at $187 billion and the USD coin has $72 billion.
This phenomenal growth points out the highest yield-bearing stablecoins that hits $5 billion under a year
- Sky’s (sUSDS)
- Ethena’s (sUSDe)
- World liberty financial’s (USD1)
The stablecoin layer-2 networks like Base hit a record of $5.2 billion in supply. While stablecoins B2B payments topped $230 billion last year and its mostly used in ASIA.
This strong signal could fuels the essential infrastructure for payment and tokenized assets.
People should start buying more stablecoins with their self-custody wallet and get yield generation on it. This help you generate more income without having to deal with market manipulator.
Just remember in the next 5-10 years cryptocurrencies will give the world the freedom it deserve and help the world erase inflation the future is now let's build it.

What’s @Plasma ?
Plasma is the layer-1 blockchain building stablecoins infrastructure for a new global financial payment system.
What’s #Plasma mission?
Plasma was purposely built for global stablecoin payments, offering holders zero-fee $USDT transfer.
Why you should build on Plasma;
• plasma gives high-performance architecture, a pipelined fast hot-stuff consensus with a modular EVM execution layer built on RETH

⁠• ⁠Bitcoin-native, it helps builders to trust-minimized bridge for real BTC giving them a direct cross-asset programmability.
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• ⁠EVM compatible, allows builders to use the Existing solidity tooling with no changes required.
• ⁠Integrated infrastructure, this part is a card issuance that offers on and off-ramps. With compliance tooling available through trusted partners.
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• ⁠Deep liquidity, plasma has one of the highest liquidity with over $2B in USDT available from the very day it came into existence.
Developers are more open to free and reliable tools on plasma, it gives them the foundational infrastructure to build next-generation payments and financial applications.
Also $XPL gave developers the privileges to deploy their own tools including hardhat, foundry and wallets like MetaMask.
The most reliable part of plasma
Plasma provides protocol maintained contracts for zero fee USD₮ transfers, with a custom gas tokens, and confidential payments.
These features are scoped for stablecoin in use cases and integrate cleanly with EIP-4337 and EIP-7702 smart accounts. All this tools are designed for deeper coordination with block building and execution over time.
Whether a developer is building something from a wallet to an FX system or a consumer application, @Plasma ensures them the speed, liquidity and flexibility to operate at global scale.
What you need to remember about Plasma:
Plasma is built around a simple principle because stablecoins deserve first-class treatment at the protocol level.
Instead of relying on middleware or external wrappers, Plasma provides users with native tools for cost abstractions, privacy and programmable gas.
When it comes to on-chain markets lending services.
Plasma was the second largest on-chain lending market in the world.
If you're a developer building for the betterment of stablecoins make sure you build a new financial primitives with stablecoins, build alongside with Plasma.
Remember this every financial product backbones relies on liquidity.
Build on plasma... buy $XPL

What’s @Dusk ?
DUSK is a public, permissionless layer-1 blockchain.
What’s DUSK mission?
The purpose of DUSK existence is for regulated financial markets which enables native insurance, trading and settlement of real-world-assets (RWAs).
DUSK also have a full compliance with the EU regulation such as (MiFID ll, MiCA and the DLT pilot regime.
The Partnership of DUSK and NPEX:
NPEX was the first Europe’s blockchain which was powered by security exchange.
$DUSK uses NPEX to issue trade and tokenized regulated financial instruments. Users will have the opportunity to benefit from a regulated financial entity and distributed ledger technology (DLT). This partnership establishes a foundational steps towards achieving #dusk goal of making real-world assets accessible on-chain for everyone.
This accomplishment is setting a groundbreaking milestone for @Dusk in the cryptocurrency space, it’s helping them pave the way for real adoption of blockchain technology in the financial sector. Not like others in the realm of real-world assets (RWAs) frantically trying to convince institutions to list assets on their chains, DUSK positioning itself as the underlying technology of choice so financial institutions will be allows to launch their products.
The part of DUSK that needs to be seen:
DUSK envision a future where all assets are seamlessly integrated into a decentralized global economy. They also addressed the primary obstacles to widespread adoption by implementing enterprise-level privacy using zero-knowledge (Zk) cryptography and also ensuring regulatory compliance.
There collaboration with NPEX which is a licensed and respected stock exchange in the Netherlands, has significantly helps DUSK market to embrace, at the top infrastructural levels, also at significant economic and social benefits of decentralized ledger technology.
To bring decentralized ledger technology to finance, Dusk allows issuance and trading of real-world assets to be a seamlessly digital currencies.
The benefits of DUSK and NPEX partnerships:
DUSK integrating traditional financial operations into the @Dusk blockchain to introduces a myriad of benefits to users.
DUSK cost-cutting and time-saving advantages:
• This aspect includes almost instant trade settlements
• No need for users to wait for days, $DUSK settles it within seconds.
⁠• Help user significantly cost reductions by removing counterparty risks in transactions clearances.
⁠• ⁠delivers automation of complex processes to every corporate action.
⁠• ⁠gives immediate interoperability between diverse financial organizations with a single source of truth.
⁠• ⁠help users simplifies access to liquidity and many more benefits.
⁠Dusk uses those features to help different types of customers on their blockchain.
Why you should choose Dusk?
By choosing Dusk, NPEX will not only modernize your app but give you a formidable advantage in the financial arena, helping you to remove all infrastructure and brokerage costs, while availing of the same composability and liquidity of DeFi.
Dusk helps you Envision a world where issuance and trading of regulated assets is as straightforward as purchasing, holding and composing crypto applications, with direct access to the multi-trillion dollar RWA custody of assets.
Trust me with $DUSK vision becomes reality.

Plasma gives builder the most efficiency tools to build their stablecoin applications.
@Plasma tools came from their partners (NOAH, PRIVY, ZEROHASH, BILIRA YELLOW CARD and WALAPAY) all this ecosystems has their own impact in $XPL system which helps users to get the best and most profitable tools.
Stablecoins on #Plasma are currently available in 100+ countries making them one of the most reliable stablecoins blockchain with 200+ payments methods so users can chooses their preference options for payment.
Plasma stablecoins have the potential to become the most valuable asset for payments operations.
With plasma your stablecoins is under your command.

$DUSK was designed to support multiple specialized execution environments and each environment optimized for distinct use cases; which includes the “FHE” that’s meant for confidential transactions to function EVM equivalent.
These environments has a top contributor to DuskDS and also provides secure, compliant settlement with full guarantees for users.
One of the most significant benefits of it is how @Dusk separates execution from settlement. And #dusk also uses it to enable high-performance computing without compromising on regulatory alignment or the composability of user data.

The @Dusk ecosystem joined forces with NPEX to partner with QUANTOZ payments, to bring EURQ to #dusk.
This payment service (EURQ) is based in Netherlands which offers the same services as $DUSK , there are bringing regulated finance services on-chain with their infrastructure. This collaboration will bring a mass adoption to $DUSK … because EURQ is Netherlands digital euro which was designed to fully comply with MiCA regulations and suitable for regulated use cases
For the Netherlands users @dusk is third blockchain where you’ll be able to access EURQ, and the it’s the only one purposely built for the native issuance of real world assets and it’s also built with compliance protocols from the beginning.
EURQ is more than a stablecoin it is an electronic money token (EMT) suitable for use as legal tender. It’s not just a stablecoin it’s the digital EURO.
This partnership will open up many exciting avenues for @dusk ecosystem and it includes:
- A fully on-chain stock exchange that allows investors to have access to stablecoins and Euro.
- The dusk pay. The integration of quantoz payments is a vital piece for Dusk pay, which stands as their on-chain payment system and it delivers fast, Cheap, regulatory compliant on-chain payments, and having stablecoins to meet their requirements.
$DUSK also uses the Quantoz payments partnership to close the gaps between on-chain decentralized finance and off-chain centralized finance which means @dusk isn’t confined to the crypto sandbox but instead it gives users access to the entire ecosystem.
Not just trillion-dollar assets market, but day-to-day high-volume, high-transaction retail payments too. And with Quantoz dusk can enter into industries and spaces that have been largely off-limits to crypto protocols.
Dusk isn’t only building a fully on-chain stock exchange with NPEX, it’s also bringing 300M EURO of assets on-chain and their are now able to provide payment rails through Quantoz which means more transactions and higher TVL on DUSK from outside of the crypto space and people will be transacting on DUSK without ever having to “use blockchain” and dusk will be the seamless infrastructure behind the scenes
This how #dusk took the huge step forward in achieving their goal of spearheading regulated and decentralized finance, streamlining legacy infrastructure which is breaking down crypto out of its sandbox and gaining access to all regulated financial services.

Last week USDT on @Plasma went live on @whitebit. #Plasma is building a strong growth that supplies utility into stablecoins to increase the adoption rate. What makes $XPL more valuable is how they brought decentralized governance into stablecoins; like one bridge that connects the whole Stablecoins network together with reliable security protocols and infrastructure. Plasma is designed to provide these essential services. On plasma ecosystem you can also use crypto-collateralized stablecoins to maintain stable value in DeFi markets.

$DUSK used one of the most innovative peer-to-peer protocols ever (KADCAST). @Dusk uses Kadcast to optimize message exchanges between nodes.
Not like the traditional gossip protocol used by many blockchain protocols. That broadcast messages to a random set of nodes, kadcast uses a structured overlay to direct user’s message flows. This drastically reduces network bandwidth and makes latency much more predictable for users. At the same time this feature helps users to lower their bandwidth.
#dusk also uses it for a highly efficient network access without having to deal with failures.