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Visa Inc.宣佈對其穩定幣結算基礎設施進行重大擴展，使美國銀行和金融機構能夠在區塊鏈網絡上使用Circle的美元硬幣($USDC )進行交易結算——包括Solana——作爲其持續現代化支付和流動性管理戰略的一部分。這一舉措擴大了Visa爲機構客戶提供的鏈上結算選項，並反映出對數字資產支持的支付渠道日益增長的需求。
該倡議使美國發行人和收購方能夠以$USDC 結算義務，而不是僅僅依賴傳統的法定貨幣渠道，幫助機構更靈活地管理財政運營，並可能減少結算時間和成本。Visa擴展的穩定幣結算在支持的區塊鏈上運行，Solana提供比傳統渠道更快且成本更低的交易能力。

Binance, the world’s largest cryptocurrency exchange, announced on Thursday that it will add major new trading pairs denominated in the $USD1 stablecoin and convert all collateral backing its Binance-Peg BUSD token into USD1 at a 1:1 ratio, marking a significant shift in the exchange’s stablecoin infrastructure.

The move integrates the USD1 stablecoin, issued by World Liberty Financial ($WLFI ), more deeply into Binance’s spot markets and collateral structure — a rare step that could reshape how stablecoins are used across one of the industry’s largest trading venues.
New trading pairs and broader access:
As of 08:00 UTC on Thursday, Binance users can trade USD1 with several of the exchange’s most liquid markets, including:

BNB/USD1
ETH/USD1
SOL/USD1
These additions make the stablecoin accessible in some of Binance’s highest-volume trading pairs for major tokens. The exchange is also enabling fee incentives across these markets, including zero fees on USD1/USDT and USD1/USDC trades and special fee waivers for VIP traders.
In addition, Binance is activating spot algo order support (Trading Bots) for the newly listed markets, giving traders more tools for automated strategies using $USD1 .
Conversion of BUSD collateral:
In a coordinated update, Binance said it will convert all collateral assets backing Binance-Peg BUSD (B-Token) into USD1 at par, a process expected to take up to one week. After completion, USD1 will become a central part of the exchange’s internal collateral and margin systems.
The transition means USD1 will occupy a core liquidity and collateral role previously held by BUSD, further embedding the stablecoin into Binance’s infrastructure.
About USD1 and World Liberty Financial:
USD1 is a fully redeemable, dollar-backed stablecoin supported by U.S. Treasury bills, cash deposits, and other cash equivalents and is redeemable at a 1:1 ratio for U.S. dollars.
The token was launched in March 2025 and has rapidly expanded its footprint across various blockchain networks and exchanges. It gained additional prominence after a roughly $2 billion investment by Abu Dhabi-based firm MGX into Binance, settled in USD1, which highlighted institutional interest in the asset.
World Liberty Financial’s platform is described as a decentralized finance (DeFi) protocol and governance ecosystem that aims to broaden access to digital dollar infrastructure globally.
Market and industry implications:
Analysts say the integration of USD1 into Binance’s core systems — including trading pairs, fee structures, and collateral support — could accelerate adoption of alternative stablecoins beyond traditional options like USDT and USDC.
User adoption trends: whether traders will migrate liquidity to USD1 pairs on Binance.Stablecoin market share: how USD1’s role evolves relative to incumbents such as USDT and USDC.Regulatory reactions: how U.S. and global regulators respond to a major exchange reworking stablecoin collateral structures.
#USDC
#WriteToEarnUpgrade
#USD1vsUSDT
#BNB_Market_Update
#eth

摩根大通公司正在擴大其對區塊鏈技術的接受，推出了一種代幣化貨幣市場基金，該基金在以太坊區塊鏈上進行，標誌着傳統金融機構進入公共去中心化金融基礎設施的最大舉措之一。該基金——名爲 My OnChain Net Yield Fund (MONY)——已注入1億美元的銀行自有資本，預計本週將向合格投資者開放。

這一公告首次由《華爾街日報》報道，並在多個金融新聞來源中反映，顯示摩根大通正在採用新興的代幣化趨勢，將傳統金融產品轉換爲區塊鏈原生資產，承諾爲機構投資者提供更高的效率、透明度和可及性。

美國衆議院金融服務委員會的成員正式呼籲證券交易委員會（SEC）主席保羅·阿特金斯修訂現有法規，以便將比特幣和其他數字資產納入401(k)退休計劃，這與唐納德·特朗普總統2025年的行政命令旨在擴大退休投資選擇相一致。

在2025年12月11日的信中，委員會上的共和黨人與民主黨人敦促SEC迅速採取行動，更新目前限制可供定義貢獻計劃投資的規則。信中強調，SEC應與美國勞工部（DOL）協同推進必要的監管變更，以允許退休儲蓄者將其投資組合的一部分分配給替代資產——包括像比特幣這樣的加密貨幣。

世界自由金融社區提出了一項新的治理提案，建議戰略性地使用其解鎖的WLFI國庫部分持有的資金，以加速其與美元掛鉤的穩定幣的採用和增長。該提案——現已開放社區討論和投票——旨在將部分國庫資金用於激勵，以擴大USD1在集中和去中心化金融生態系統中的整合。
提案細節和目標。
根據WLFI社區論壇發佈的治理更新，提案建議將解鎖的WLFI國庫中少於5%的資金用於支持USD1的更廣泛採用。這些資金將被戰略性地用於建立合作關係、激勵交易所上市，並支持USD1在CeFi和DeFi平臺上的應用案例。該倡議的目標是利用穩定幣的增長來惠及更廣泛的WLFI生態系統，並增加代幣持有者的經濟活動。

丹尼·瑞安，Etherealize的聯合創始人和前以太坊開發者，警告稱，儘管特朗普政府的親加密立法進展爲數字資產打開了大門，但行業現在面臨政治緊張局勢和一旦新政府上任可能出現的反彈。瑞安呼籲加密行業利用當前的政策窗口，深度嵌入金融基礎設施，以便未來的辯論集中在如何對加密進行監管和負責任地使用，而不是它是否應該存在。

總結 — 湯姆·李聽起來很樂觀：加密貨幣底部可能已經到來，$BTC 比特幣週期被顛覆。著名市場策略師湯姆·李在最近的幣安區塊鏈周2025上表示，他認爲包括比特幣在內的加密貨幣價格已經“見底”，傳統的比特幣四年週期可能會被打破 — 可能在接下來的八週內。
爲什麼這很重要
1）李認爲，正在進行的發展——如日益增長的機構採用、代幣化趨勢和宏觀經濟變化——創造了可能爲加密貨幣帶來新階段的條件。

不丹王國宣佈了一項具有里程碑意義的比特幣發展承諾，承諾從其主權儲備中提供高達10,000比特幣（$BTC ），價值約爲10億美元，以支持吉列普冥想城市（GMC）經濟中心的長期發展。這一舉措標誌着一個國家在追求經濟多樣化和可持續增長方面對加密貨幣的最雄心勃勃的使用之一。
國家比特幣的戰略配置
根據官方聲明，政府的承諾將分配高達10,000 $BTC — 這是不丹加密貨幣持有量的一個重要部分 — 用於資助基礎設施、吸引投資和在吉列普地區創造就業。雖然具體機制仍在制定中，主管部門強調，這些資金旨在通過謹慎的金融策略來部署，而不是立即出售資產。

幣安，全球最大的加密貨幣交易所，於週四宣佈將新增以$USD1 穩定幣計價的主要交易對，並將所有支持其幣安Peg $BUSD 代幣的抵押品以1:1的比例轉換爲USD1，這標誌着交易所的穩定幣基礎設施發生了重大變化。

此舉將由世界自由金融公司（WLFI）發行的USD1 穩定幣更深地融入幣安的現貨市場和抵押結構——這是一個罕見的步驟，可能會重塑穩定幣在行業最大交易場所之一的使用方式。

日本銀行（BoJ）將其關鍵政策利率提高了0.25個百分點，至0.75%，標誌着截至2025年12月19日的30年來的最高水平。這個決定——由BoJ的政策委員會一致通過——反映了在持續通脹和經濟指標改善的背景下，逐步擺脫近零利率政策的持續轉變。
歷史性的加息和政策變更。
在最新的貨幣政策會議上，日本銀行將基準利率從0.50%上調至0.75%，這一水平自1995年9月以來未曾出現。由總裁上田和夫宣佈的一致決定，強調了中央銀行在經歷了多年來旨在對抗通貨緊縮的超寬鬆政策後，致力於正常化貨幣政策。

英國金融行爲監管局（FCA）已啓動一項廣泛的公衆諮詢，針對其提議的加密貨幣行業監管框架，邀請市場參與者、公司和消費者在2026年2月12日之前提供反饋。這一舉措標誌着塑造英國未來加密規則的重要一步，計劃於2027年實施。
諮詢內容涵蓋什麼？
FCA的諮詢——於2025年12月16日發佈——列出了一系列關於如何監管加密市場和公司的提案。草案規則和指導涵蓋了數字資產活動的多個方面，包括：

幣安今天宣佈，它已獲得阿布扎比全球市場（ADGM）金融服務監管局（FSRA）的全面監管授權。在此次批准下，幣安將根據正式的、國際公認的監管框架運行其全球平臺——將業務轉型爲三個新獲得ADGM許可的實體。

從2026年1月6日起，所有幣安服務將通過以下方式提供：

Nest Exchange Services Limited — 一家認可的投資交易所（RIE），負責包括現貨和衍生品交易在內的交易所活動。

墨西哥銀行（Banxico），該國的中央銀行，警告稱，如果穩定幣的增長在沒有協調的國際監管的情況下繼續，可能會威脅金融穩定。在其新的金融穩定報告中，Banxico強調了與穩定幣對短期美國國債資產的依賴、市場集中度以及國外不同監管框架相關的脆弱性。
該報告——作爲銀行年度系統風險探索的一部分發布——強調了墨西哥對數字資產的謹慎態度，即使其他國家在推進穩定幣框架。Banxico表示，在缺乏統一全球框架的情況下，它將與傳統金融系統和加密貨幣保持“健康的距離”。

MicroStrategy的執行主席Michael Saylor是比特幣最直言不諱的倡導者之一，本週重申了他對積累比特幣的堅定承諾，表示“比特幣的囤積將持續，直到抱怨停止。”這一評論在社交媒體上分享，凸顯了他長期以來將比特幣視爲核心企業資產的策略，儘管遭到分析師和一些投資者的批評。
Saylor的言論是在關於MicroStrategy商業模式的重新討論中提出的，該模式以利用公司的財政和資本市場活動來獲取和持有大量比特幣爲中心。儘管一些市場參與者質疑這種策略的可持續性——尤其是在比特幣價格波動時——Saylor一再強調長期積累仍然是最佳前進道路。

Members of the U.S. House Financial Services Committee have formally called on Securities and Exchange Commission (SEC) Chair Paul Atkins to revise existing regulations so that Bitcoin and other digital assets may be included in 401(k) retirement plans, aligning with President Donald Trump’s 2025 executive order aimed at broadening retirement investment options.
In a December 11, 2025 letter, Republicans and Democrats on the committee urged the SEC to act quickly to update rules that currently limit the types of investments available to defined-contribution plans.The letter emphasized that the SEC should move in concert with the U.S. Department of Labor (DOL) to implement regulatory changes necessary to allow retirement savers to allocate portions of their portfolios to alternative assets — including cryptocurrencies like Bitcoin.

Visa Inc. has announced a major expansion of its stablecoin settlement infrastructure, enabling U.S. banks and financial institutions to settle transactions using Circle’s $USDT Coin (USDC) on blockchain networks — including Solana — as part of its ongoing strategy to modernize payments and liquidity management. The move expands Visa’s on-chain settlement options for institutional clients and reflects growing demand for digital-asset-enabled payment rails.
The initiative lets U.S. issuers and acquirers settle obligations in USDC instead of relying solely on traditional fiat rails, helping institutions manage treasury operations more flexibly and potentially reduce settlement times and costs. Visa’s expanded stablecoin settlement runs on supported blockchains with Solana offering faster and lower-cost transaction capabilities compared with conventional rails.
How the stablecoin settlement works
Under the new framework, participating financial institutions can settle Visa obligations in $USDC directly via supported blockchain networks — including Solana — which provides 7-day settlement windows rather than being restricted to standard banking hours. The settlement process uses Circle’s $USDC , a dollar-pegged stablecoin already widely adopted by banks and crypto innovators for digital payments and liquidity transfers.
Visa’s settlement expansion allows treasury and payment flows to be modernized by using blockchain-based settlement rails that operate outside traditional banking cutoff times, a shift that could improve liquidity management for banks and fintechs.

President Donald Trump said in a prime-time address on Wednesday that he will “soon” announce his pick for the next chairman of the Federal Reserve — describing the nominee as “someone who believes in lower interest rates by a lot.” The comments signal the White House’s intent to install a Fed leader more sympathetic to rapid monetary easing, a move that could sharpen debates over the central bank’s independence.
What the president said?
Speaking from the White House Diplomatic Reception Room, Trump told viewers he would “soon announce our next chairman of the Federal Reserve, someone who believes in lower interest rates by a lot. And mortgage payments will be coming down,” tying lower policy rates to his broader plan to ease borrowing costs.
Trump has previously said he would announce a nominee “early next year,” but Wednesday’s remarks suggested the administration is moving closer to a decision.