Recently, many friends have been asking:
'I sell USDT for RMB, what method should I use to receive money without getting into trouble?'
To be honest, this question really cannot be taken lightly!
Selected the wrong payment method, which may lead to account freezing at best and involvement in criminal cases at worst—even if you are completely unaware!
Let's use plain language today to clarify for you: for experts, there are certainly many better methods, but for ordinary people, how should USDT withdrawals be received to be the safest?
✅ First choice: Alipay / WeChat (most recommended!)
Why? Because these two platforms are 'strictly regulated'!
- Alipay and WeChat automatically screen the other party's account before transferring: if the other party has abnormal transactions, fraud records, or unusual cash flow, the system directly blocks the transfer, and the money simply can't get through.
- This is called 'preemptive risk control'—bad money is blocked before it enters your pocket.
- But note: you must verify the other party's real-name information!
→ His WeChat/Alipay name must match exactly with the KYC certified name on the trading platform.
→ What if the names don't match? Stop immediately! Don't be greedy for that little price difference; safety first.
To put it bluntly, using Alipay/WeChat adds an extra 'firewall,' helping you block most 'dirty money.'
⚠️ Second choice: bank card (avoid if possible)
The logic of banks and payment platforms is completely different:
The bank operates on 'money first, account check later.'
This means——
Even if the other party is transferring scam proceeds or dirty money, it will first land in your account. By the time the police come knocking, you are already a 'link in the funding chain.'
The consequences are severe:
- Account frozen;
- The money must be fully refunded;
- It may even involve the crime of 'aiding and abetting' or 'concealing the proceeds of crime'—the person hasn't done anything wrong, yet has to take the blame and go to jail.
If you absolutely must use a bank card, please ensure the following:
1. Only transact with long-term partners and individuals with clear identities;
2. Keep chat records, transaction screenshots, photos of the other party's ID + bank card;
3. Refuse large transfers from strangers, especially sudden transfers of tens of thousands, or even hundreds of thousands.
Remember: the bank does not take responsibility for you; all risks are on you.
❌ Absolutely prohibited: cash transactions (high risk! Don't touch!)
Handing over USDT in person while receiving cash?
This is pushing yourself into a fire pit!
Why?
- Cash is untraceable; no one knows if this money was just scammed from a victim of online fraud;
- Once something goes wrong, the police will ask you: 'How do you prove this money is clean?'
You cannot provide any proof, and legally you are assumed to 'know' that this is dirty money;
- In many cases, those who receive cash ended up as accomplices, while the real scammers vanished without a trace.
Don't believe the nonsense that 'cash is safer'—that's paving the way for scammers to launder money!
🔑 Summary: USDT withdrawal safe mantra
**WeChat and Alipay are preferred,
Be very cautious with bank cards,
Absolutely do not touch cash transactions!**
Safety is no small matter; a moment of luck can ruin years of stability.
When trading USDT, compliance is more important than speed, and safety is more important than making more money.
Forward this to friends who are still hesitating; don't let 'the method of receiving money' become your weakness!$ETH $SOL #加密市场反弹 #美联储FOMC会议
