Sisters, I really understand now.
In the first two years of trading, I was like a headless fly chasing trends, grabbing airdrops, and playing with meme coins. I stared at the market for 18 hours a day, and what was the result? The little money I earned with hard work was all lost in a wave of corrections, and I even ended up losing my principal. The worst time was when I followed a certain Web3 trend and got stuck at the peak; I still haven't been able to get out.
Until last year's bear market, I watched the numbers in my account turning green and felt anxious. I finally made the tough decision: to liquidate all the junk coins and keep only these four core assets: BTC, ETH, BNB, and UNI. Guess what happened? Not only did I make up for the losses, but my account also started to grow steadily, with a monthly return of 5%-8%. I just need to take a glance now and no longer have to be anxious.
1. Why did I ultimately choose these 4 'ballast stones'?
I used to think 'diversified investment' meant buying a few different coins, but I later realized that mindless diversification is not as good as concentrating on truly core assets. What are core assets? I think there are three criteria:
Has practical use and ecological support, not just a pure speculation air coin;
High liquidity + strong community consensus, someone will take over during a crash, it won't easily go to zero;
The long-term trend is clear, able to withstand bull and bear markets, rather than being a flash in the pan.
For example, the BTC I hold is the 'digital gold' of the crypto world, with a fixed total of 21 million coins, its scarcity is set. During last year's banking crisis, it rose instead—this shows it is not a risk asset at all but a hedging tool. It is the most resilient during bear markets and the first to surge when a bull market comes.
And ETH, besides being the king of smart contracts, more importantly, it has become the infrastructure for institutional funds to enter the market. The ETH ETFs bought by large institutions like BlackRock have holdings close to $4 billion. In the future, AI agents will need automatic settlement, and the explosion of on-chain applications will rely on its underlying support.
2. My 'lazy operation method': Not watching the market, but earning more steadily.
I used to stay up late every day watching K-lines, but now I've completely laid flat. The core assets fundamentally do not need frequent operations; I rely on two moves:
Buy the dip: For example, when BTC dropped from 60,000 to 20,000, I not only didn't sell at a loss but also added to my position. I know that as long as its 'digital gold' logic remains unchanged, panic sell-offs are opportunities.
Take profits in batches: For example, when BNB rises from $280 to $380, I first sell part of the principal and let the remaining profits run. There's no need to always think about selling at the highest point; securing profits steadily is what truly belongs to you.
I also don’t pursue any 'hundredfold divine coins'; for example, although SOL’s ecosystem is lively, I only dare to play with a small position. Core positions seek stability, while trading positions seek returns—distinguishing primary from secondary is essential to maintaining a stable mindset.
3. Blood and tears lessons: Don't step into these pits again!
Don't trust 'guaranteed profits' from ground dog projects: I lost 540 U on an airdrop before, just because I believed in the 'high-yield staking' nonsense. Truly reliable projects don't need to use this kind of rhetoric to attract investment.
Don't be afraid of 'missing out' on hot spots: I was also tempted when meme coins surged, but then I thought: jumping in might double my money, but if it drops, I could lose everything. Capital safety is always the top priority; I don't earn money outside of my understanding.
Don't ignore macro trends: During the Federal Reserve's interest rate hike cycle, I stubbornly held high leverage and ended up getting completely wrecked. Now I have learned to look at the broader environment—during the interest rate cut cycle, institutional funds are more willing to enter core assets.
4. The strategy I will stick to in the future
Even though my account looks good now, I will not heavily speculate on cryptocurrencies. Cathie Wood from Ark Invest has said that there aren't many truly promising cryptocurrencies. My plan is very simple:
Core position (70%): Continue to hold BTC, ETH, plus BNB (Binance ecosystem dividends are still there) and UNI (DeFi trading base).
Trading position (20%): Small investments in SOL, AI + blockchain and other tracks, but no single coin exceeds 5% of the total position.
Cash (10%): Keep some USDC, in case a black swan comes, I won’t lack ammunition to buy the dip.
Trading cryptocurrencies is not about luck but about probability—you need to keep yourself on the winning side. Core assets are my 'probability advantage'; they won't make you rich overnight, but they can withstand bull and bear markets and slowly help you make money.
Just like choosing a core location when buying a house, you also need to choose core targets when buying cryptocurrencies. Laying flat does not mean winning easily but rather shifting energy from 'watching the market' to 'living.' The account slowly becomes thicker, and the mindset becomes more stable—this is what we ordinary people should pursue: 'guaranteed profits.'
Follow Ake, and let me take you to understand more first-hand information and precise points of cryptocurrency knowledge, becoming your navigation in the crypto world; learning is your greatest wealth!#加密市场反弹 #美联储降息 $ETH
