The chips picked up during panic selling are the most delicious meat when the bull turns back — right now, XLM is the 'welfare package' given to retail investors by institutions!
Recently, the cryptocurrency circle is in a wail again, with Bitcoin stagnating and altcoins plummeting. Many XLM holders are panicking like ants on a hot pot, frantically cutting losses around 0.23 dollars, fearing it will drop below the psychological level of 0.20 dollars. This time, cryptocurrency analyst AiMan has stepped up to say: Don't sell! 0.20-0.25 dollars is the bottom of the cycle, and it could reach 1-2 dollars by 2026. But what I want to tell you is that AiMan only mentioned the 'surface'; the opportunity for XLM this time is far more ruthless and certain than his analysis!
Let me first educate the new fans about XLM (Stellar) — it is not one of those vapor coins that haven't landed; it shares the same roots as XRP and is a 'powerful player' in cross-border payments. But the current valuation is absurdly different: XRP's current price is $0.65, with a market cap of over 50 billion; XLM is only $0.23, with a market cap just over 10 billion. It should be noted that XLM's cross-border transfer speed is even faster than XRP, with fees that are almost free, and over 300 financial institutions worldwide are connected to its network, processing a total of over $280 billion in cross-border transactions last year—this performance matches this market cap, which is simply 'buying gold at a cabbage price.'
Looking at the technicals, XLM has dropped from $1.33 in 2021 to the current $0.23, a decline of over 80%, and has been in a sideways consolidation for three years. Open the weekly chart and see for yourselves: the $0.20-$0.25 range has been a 'iron bottom' for nearly three years, touching it three times in history and rebounding quickly each time, with a minimum rebound of 30%. Moreover, the RSI indicator has now dropped below 30 into the oversold zone, and the MACD has formed a golden cross, which is a typical 'bottom signal'—like a spring compressed to its tightest, it will either bounce back or gather strength in place; any further room for decline has already been exhausted.
AiMan says the target for 2026 is $1-2, and Tian Shi thinks this is still conservative! During the bull market in 2021, XLM surged to $1.33 due to the cross-border payment concept; now, with the acceleration of cryptocurrency compliance, the Federal Reserve's interest rate cuts releasing liquidity, and XLM recently negotiating partnerships with multiple banks in African countries, once these come to fruition, it will be a 'performance + valuation' double explosion. Referring to XRP's market value, XLM reaching $0.8 would only be a 'value return'; $1-2 is a high probability event—entering at $0.23 now, at least a fourfold increase in the next two years; this opportunity is rarer than winning the lottery!
Let me give you a real case: when SOL dropped to $9 in 2022, analysts were calling it a bottom, but no one believed it. As a result, it rose to $100 in 2023, a tenfold increase; when ADA dropped to $0.20 in 2023, the same pessimism prevailed, and it has now risen to $0.50, a 1.5 times increase. The rule in the cryptocurrency world is always 'When others panic, I am greedy.' Those retail investors who are currently cutting losses on XLM are no different from those who cut SOL in 2022; they are all handing over their chips to institutions at the bottom.
Tian Shi has been in the cryptocurrency world for 8 years and has never missed an opportunity to layout at the bottom. When BTC dropped to $3800 in 2020, I told everyone to buy the dip; when ETH dropped to $880 in 2022, I advised everyone to go heavy—now XLM has dropped to $0.23, just like the previous scenarios. In the past few days, on-chain data shows that large transfers of over 1,000,000 XLM have doubled, and whales have been secretly accumulating in the $0.20-$0.25 range; they understand XLM's value better than you do.
Lastly, let me say something heartfelt: those who make big money in the cryptocurrency world are never the short-term traders chasing highs and cutting losses, but the 'few' who can withstand panic at the bottom and hold firmly. Now that XLM has dropped to the cyclical bottom of $0.20-$0.25, this is your chance to exchange small money for large money. If you have chips, don't panic; hold on and wait for them to double; if you don't have chips, get on board quickly, and don't wait until it rises to $0.50 to chase; by then, you can only serve the institutions.
