Binance Blog

Main TakeawaysThe next wave of crypto adoption will be driven by not only and not primarily by trading crypto in spot and derivatives markets – multi-asset expansion, payments, tokenization, event markets, AI and social integrations are widening crypto's addressable value space.Binance is building toward a vision that combines AI, community, yield, payments, and on-chain services into a more integrated user experience.This approach can help bring institutional-grade financial capabilities to billions of people around the world.For years, crypto platforms competed on a familiar set of criteria: liquidity, market depth, product range, execution speed. Working to optimize for those strengths helped define the exchange era and brought hundreds of millions of users into digital assets. As we enter the next phase of  growth, the industry is facing a fundamental question: what kind of financial platform do the next billion users need?At Binance, we believe the answer goes far beyond trading. Simply making markets more efficient won’t be enough to attract and serve billions of global users. They will only come when finance becomes easier to understand and access, and more useful in everyday life, and when intelligence, community, yield, payments, and on-chain services work together in one connected experience. That is the direction powering Binance forward.The Exchange Era: Opening the DoorThe first generation of crypto platforms solved foundational problems, giving users a way to access and trade digital assets, and move capital across borders with greater speed and flexibility than many traditional systems allowed. That was a historic step forward that created the rails for a brand-new kind of financial participation.But as the industry matures and technology evolves, users want more from the platforms they trust. They want help understanding markets, discovering opportunities, managing assets, moving funds, interacting with communities, and putting capital to work over time. In other words, they want finance to feel continuous and connected – and this is where the next chapter begins.For platforms, what is different in 2026 is that the surrounding product space is now large enough for aggregation to pay off. In earlier cycles, trading was mature but the adjacent crypto rails were relatively thin: stablecoins were still small, tokenized assets largely conceptual, payment rails not quite institutional-grade yet, and the regulatory perimeter did not support a broad product set under one roof. Today, each of those constraints has at least somewhat loosened. Just to mention a few: stablecoin circulating supply has climbed above $320B, with monthly on-chain volume reaching $7.2T, even surpassing the U.S. ACH network (the national automated clearing house network for electronic funds transfers) earlier this year; tokenized RWAs have scaled above $25B, leaping from concept to a meaningful and increasingly investable asset class.Taken together, these shifts mean that crypto-native platforms can now become the central interface through which users access the full digital financial experience.A New Kind of PlatformThe next billion users, and then three billion and more, will arrive through payments, yield products, on-chain services, tokenized traditional assets, or community-led discovery in addition to crypto trading. Many will first engage with crypto through a mobile-first experience and expect the platform in front of them to feel intelligent and integrated from day one.On the industry level, the size and structure of the pool makes a strong case for a financial super app to be the most advantageous model for the next stage of the digital finance evolution. Today, the global financial services market size is roughly $36T, payments $788B, and social platforms $208B. At the same time, crypto exchanges sit at around $55B. Capturing even a modest share of these adjacent markets would represent a pool that is orders of magnitude larger than the current base.Figure 1. Crypto Platforms’ Addressable Market Size. Source: The Business Research Company, Statista, Binance Research.Furthermore, crypto rails have demonstrated an excellent ability to verticalize: for example, the same wallet and stablecoin balance can interact with multiple products without moving across different settlement systems (as would be traditional finance’s default approach). A financial super app like one Binance is building can provide continuity and help users move from first interaction to long-term participation without forcing them to rebuild their journey across separate apps, tools, and fragmented identities.For users, finance works better when its core functions are connected. Insight and social discovery become more valuable when they come in close to execution, leading directly into action. Payments, yield, and on-chain tools become more powerful when they are part of the same ecosystem. The future belongs to platforms that can bring these layers together in a coherent way.We expect that as multi-function integration becomes mainstream across the industry, total crypto users could grow rapidly from ~700 million today to around 2 billion by 2030.Figure 2. Crypto Platforms’ Users Historical &Projected Size. Source: Glassnode, Binance Research.Binance’s Four Layers of IntegrationBinance is the place where capital enters the digital-asset space and gets parked and deployed. We are in a pole position given that we already hold the user and funding relationship, and act as one of the few platforms supporting multiple core layers required for a global financial super app, from trading to multi-asset support, wallets, stablecoins, payments, yield, agentic rails, social, discovery, and more.Figure 3. Financial Super App stack coverage matrix. Source: Binance Research, as of April 2026.At Binance, we increasingly see the future in terms of a four-layer structure:Intelligence Layer: AI-driven analysis, insights, and smart execution tools that help users interpret markets and act with greater speed and structure.Community and Social Layer: Spaces where users can discover ideas, learn from others, and participate in the wider crypto conversation through products like Binance Chat and Binance Square.Growth and Yield Layer: Tools that help users manage capital over time, including products related to earning, borrowing, payments, and broader financial utility, like Binance Earn and Binance Pay.The Foundation Layer: The infrastructure that makes the rest possible, including the core exchange, pay, and on-chain services.While each layer matters on its own, their greater significance comes from how they reinforce one another. This kind of integration is what can move digital finance from a collection of products to a more complete operating environment.How AI Changes the EquationAI is becoming one of the most important forces shaping the next generation of financial products.For years, advanced financial tools – automation, research, and execution systems – were concentrated in the hands of institutions and professional or highly technical users. But when intelligence is embedded directly into a widely accessible platform, more users can leverage capabilities that were once out of reach. Market analysis, strategy design, ongoing monitoring and overall financial decision-making become more structured and efficient.This is one of the biggest reasons we believe the next billion users will come through integrated platforms rather than isolated products. Much more than jut another feature category, AI can become the secret sauce that makes the rest of the financial experience easier to use. We believe users should be able to access increasingly sophisticated financial tools through interfaces that feel intuitive and mobile-native. That is a major part of how digital finance can become a substantially larger and more inclusive system.The Road to 3 BillionBinance’s vision of 3 billion users is ambitious, as it should be. Reaching that scale will require financial products that meet people where they are and help them do more once they arrive. We believe the path forward lies in integration. When AI, community, trading, payments, and on-chain infrastructure work together, finance becomes easier to access and more useful to a much broader set of users.We are building toward that vision by bringing together the key layers: intelligence, community, growth, and foundational infrastructure. Each layer expands what users can do; together, they drive a bigger shift in how people participate in digital finance.Further ReadingThe Rise of Binance as the 24/7 Global Market – From Crypto to TradFi PerpetualsFrom Zero to a Global Pricing Hub: Binance TradFi’s First 90 DaysBinance Powers Toward 3 Billion Users With an Everyday Financial App Vision

Main TakeawaysThe gap between institutional trading desks and retail traders has narrowed, as AI tools are becoming increasingly available to everyday users.Three active Binance Square creators — Ghost Writer, Ram, and CryptoWarehouse — walk through how they’ve integrated Binance Ai Pro into their trading workflows.Binance Ai Pro is available in Beta at a discounted price of $9.99/month, with a 7-day free trial for traders who want to test the product.Financial institutions have utilized quantitative models, algorithmic systems for decades, with machine learning models more recently expanding their toolkit. These advances have made sophisticated trading more accessible, but large institutions still retain meaningful advantages in data, capital, infrastructure, and execution. Now, artificial intelligence tools that scan thousands of charts for market setups and respond to real-time data as fast as sophisticated hedge funds are becoming increasingly available to retail traders. Binance Ai Pro is leading the charge with a suite of AI-powered tools that have direct access to platform data — including order books, sentiment, buy/sell flows, whale activity, and more. To help you get a better understanding of how such tools can enhance your market operations, we asked three Binance Square creators to break down how they use AI in their trading.Ghost Writer: AI as a Second OpinionGhost Writer (@GhostxWriterx on X, /ghostwriter on Square) has been trading for five years and has been using AI in his workflow for the last twelve months. Most recently, he's moved that workflow onto Binance AI Pro. Scanning a single stable setup now takes him a fraction of the 15-30 minutes he used to need when using standalone intelligence tools like Arkham and TradingView.A recent AI-assisted trade of his was a 5x leveraged XAU futures position. He asked Binance Ai Pro to analyze the 15-minute trend; it came back bullish. He then had the model draft an entry, stop loss, and take profit sized to a low-risk appetite, confirmed the parameters, and let it execute on his sub-account.He doesn't hand over the final decision. "I mainly run it as a second opinion after I finish my own analysis," he says. "It's fast at reading order flow and spotting buying and selling pressure that I might miss manually. I still make the final call myself."Commenting on where other traders go wrong, Ghost Writer said: "Most people overestimate how much AI can predict the future. AI is good at pattern recognition and speed, but not at handling true randomness, black swan events, and regime shifts. The biggest mistake is treating AI signals as 'sure things' instead of probabilistic edges."Ram: Reverse-Engineering the WinnersRam (@RamadoneA, /ramadone on Square) has traded for more than five years and more recently started integrating AI tools into his workflow. His more recent experiments have been with Binance Ai Pro. Below, he breaks down one of them."I asked Binance Ai Pro to analyze coins that had performed well over the last 30 days, identify similarities, and extract actionable criteria," he says. The model returned seven conditions. Days later, he asked it to scan Memerush for coins that matched. One stood out. He entered, posted the trade on Binance Square, and the position returned more than 66% within hours."What stood out wasn't just the result, but how efficiently the opportunity was identified," he says. Of course, he's clear about the limits. "It's not a plug-and-play solution that generates profits on its own. It's an assistant, not a replacement. The edge comes from combining your own understanding with AI's ability to process data."CryptoWarehouse: Taking Emotion Out of the LoopCryptoWarehouse (@GibCryptoNews, /crypto_warehouse on Square) is three months in — the newest of the three to AI, and has recently started using Binance AI Pro as part of that process."AI has removed a lot of the emotional stress and second-guessing from my trading," he says. "Instead of spending hours analyzing charts manually, I now review the top signals it surfaces each day."His most recent AI-assisted trade was a long on Bitcoin near a local low. He asked Binance AI Pro for an analysis of the market; it flagged possible bottom conditions. He took the trade, and it worked.He's careful about how that should be read. "Most people get it wrong by thinking AI is some kind of guaranteed money printer. In reality, it's a useful assistant that provides a small but reliable edge while helping eliminate common human mistakes. Discipline is still essential."Closing the Information GapThe three traders we interviewed follow the same pattern in their workflow. AI helps them handle repetitive work, such as screening setups, reading order books, analyzing coins that match a set of conditions, and flagging potential reversals. The final judgement is made by the trader. Ghost Writer treats AI as a second opinion. Ram uses it to reverse-engineer winners rather than guess the next one. CryptoWarehouse leans on it to take emotion out of the loop. For decades, the average retail user did not have access to institutional desks’ ability to scan, model, and act at high speed and volume. With Binance Ai Pro, crypto is being further democratized. Users can now utilize various high-performing AI models in one environment, with direct access to platform order books, on-chain signals, sentiment data, smart-money activity, and live feeds from Memerush and the Skills Hub. Explore Binance Ai Pro TodayBinance Ai Pro runs on a separate sub-account within user-controlled limits. Early usage shows traders are putting it to work: around 70% of AI activity is placing and managing trades rather than just asking for analysis, and nearly half of all sessions run automatically in the background.Binance Ai Pro is available in Beta at a discounted $9.99/month with a 7-day free trial, aimed at active traders who want to automate strategies, monitor multiple markets at once, and execute through a dedicated AI sub-account. Binance has also made available a number of AI skills that users can leverage to enhance their trading experience. These AI Skills are security-reviewed to safeguard our community and can be accessed via the AI Skills Hub. Note that AI-assisted trading still carries the same risks as any other kind, and human judgement still matters. Learn More About Binance Ai ProFurther ReadingThree Ways to Streamline Real Trading Workflows With Binance AI ProHow Binance AI Pro Changes What Traders Can Do in The MarketBinance Academy Launches Course on How to use AI Agents in CryptoDisclaimer: Your use of this Binance Ai is at your own risk and is provided to you on an “as is” and “as available” basis, without representation or warranty of any kind. You are fully responsible for all of your Prompts. AI Inputs may include various unvetted third party sourced content. Binance sourced content is provided “as is” without any guarantee. Binance does not endorse or guarantee any AI Outputs. AI Outputs may include or reflect content, positions, views and opinions of third parties unknown to Binance, which may also include errors, biases, synthetic data and or outdated information. Any AI Output should not be solely relied on for decision making. AI Outputs do not constitute any kind of advice by Binance nor any other intermediary services. Binance Ai may use or make available third party AI Tools without any guarantee. Where AI Tools are configured by yourself or a third-party, you indemnify Binance against all liability. Binance does not guarantee any AI Tools. Binance Ai may respond to your requests, but without any guarantee that your request will be fulfilled satisfactorily or at all. Digital asset prices can be volatile. You are solely responsible for your investment decisions and Binance is not liable for any losses. Use of Binance Ai may be subject to additional Binance Product Terms, where applicable. For more information, see our Terms of Use, Risk Warning and AI Policy and Terms.Content may include third party comments and opinions (such as, without limitation, those expressed by moderators, hosts or participants that are not employees of Binance). Please note that: (a) all content is presented on an "as is" basis for general information purposes only, without representation or warranty of any kind; (b) such comments and opinions belong to these third parties, and do not purport to reflect the views, comments or opinions of Binance; and (c) correspondingly, their comments and opinions as expressed on our platform is not intended to be and shall not be construed as an endorsement by Binance. We shall not be liable or responsible for any errors or omissions, or for the results obtained from your use of such information. The content shall not be construed as financial advice.

Main TakeawaysFinance is converging into a “TriFi” model, where assets and capital move across TradFi, CeFi, and DeFi within a 24/7, always-on system.This convergence is driven by proven demand for always-on markets, tokenization unlocking new sources of yield, growing institutional participation – alongside accelerating regulatory clarity that reduces uncertainty.Binance is evolving alongside this convergence, expanding beyond a CEX to build an integrated ecosystem that brings all financial experiences into one place.Would you rather drive across the city to pick up dairy from one shop, meat from another, and canned goods from a third – or get everything you need from a single, well-stocked supermarket? Naturally, most people would choose the convenience of the second option.The same applies to finance – users aren’t thinking in categories. If a single platform can bring together TradFi, CeFi, and DeFi into one seamless experience – offering 24/7 trading, moving between fiat and stablecoins, and accessing both on-chain and off-chain opportunities without friction – they’ll choose it in a heartbeat. In this context, the convergence of these labels becomes a natural next step, as users gravitate toward a one-stop ecosystem – what we can think of as TriFi.What is TradFi, CeFi, and DeFi?TradFi, or traditional finance, is the system most people know: banks, brokerages, and financial institutions that manage money through regulated, centralized structures. CeFi, or centralized finance, brings that same model into crypto, where platforms act as intermediaries to offer trading, lending, and other services with greater convenience and liquidity. DeFi, or decentralized finance, removes intermediaries entirely, using blockchain-based smart contracts to enable open, permissionless financial services that anyone can access.Catalyst #1: Who Still Wants Fixed Trading Hours?Crypto pioneered what traditional markets never had – true 24/7 trading. There are no opening bells, no closing hours, and no need to stay up at odd times just to catch another market’s timezone. As users experienced this always-on access, expectations began to shift.That demand became clear as 24/7 products gained traction. Weekend perpetual contract volume surged 300%, and price discovery over the weekend now predicts Monday’s opening direction 89% of the time. When Binance introduced 24/7 perpetuals, strong trading volumes reinforced this demand – with 467 million trades and $298B in TVL on Binance alone, from the start of 2026 through April 21 – showing that users gravitate toward markets that move with them.Catalyst #2: Tokenization, the Bridge to YieldWhat if your traditional assets didn’t just sit idle, but actively worked for you?Tokenization is rapidly turning that idea into reality. In just one year, the market grew from $38 million to $1 billion, with major players like BlackRock, J.P. Morgan, and HSBC stepping in. Tokenized stocks alone expanded 26x, signaling strong momentum from both institutional and on-chain adoption.But the real shift lies in what tokenization unlocks. A tokenized S&P 500 ETF can be more than a passive investment sitting in your zero-return custody account. It can now be deployed into an on-chain liquidity pool to generate yield, transforming how value is created and accessed. This kind of functionality exists at the intersection of TradFi assets, CeFi access, and DeFi infrastructure.This is where convergence becomes inevitable. When assets can do more, earn more, and move more freely, users naturally gravitate toward systems that offer it all. Profitability is no longer tied to a single financial model, it is driving them together.Catalyst #3: Institutions are Already inCeDeFi vault-based lending – which combines the efficiency and accessibility of centralized platforms with the transparency and programmability of DeFi liquidity pools – has grown from 0% in 2022 to 22.8% of DeFi borrowing today, reflecting a clear shift in how the space is evolving. As demand for stronger risk controls, compliance frameworks, and permissioned access increases, innovation has followed. With DeFi infrastructure rapidly maturing to meet institutional requirements as more institutions continue to onboard, this convergence is already here.Catalyst #4: Regulation is Accelerating the ConvergenceRegulatory frameworks are moving just as quickly. In the US, momentum is building with the GENIUS Act, the SEC–CFTC’s proposed five-category asset taxonomy, and the OCC’s approval of five crypto-native bank charters. In Europe, MiCA has already issued over 40 licenses, while jurisdictions like Abu Dhabi’s ADGM and Japan’s PSA amendments continue to refine their frameworks. What once took years of policy development is now unfolding in quarters, as global regulators move in parallel to shape the future of finance.Final ThoughtsTriFi is emerging as the new model for finance, bringing together the strengths of centralized platforms, decentralized infrastructure, and traditional assets into one consolidated system.Binance’s evolution reflects this shift. Within our ecosystem, users can gain access to DeFi through the Binance Wallet, while also introducing products like Tradfi perpetuals on our platform. Each step moves closer to a single, integrated experience.As the TriFi convergence accelerates, we aspire to give you a true one-stop ecosystem where you can access, move, and grow your assets without friction – backed by our continuous innovation as the future of finance takes flight.Further ReadingThe Rise of Binance as the 24/7 Global Market – From Crypto to TradFi PerpetualsBinance Powers Toward 3 Billion Users With an Everyday Financial App VisionHow Binance AI Pro Changes What Traders Can Do in The Market

By Reeve Collins, Co-founder of Tether, STBL, and WeFi & Incoming Chairman of ReserveOneMain TakeawaysStablecoins started as a crypto-native settlement tool, but their core advantage is structural: they move value faster and with fewer dependencies than legacy payment rails.The next phase of adoption depends less on technical capability and more on regulated scale, interoperable settlement, and collateral frameworks that can be audited and trusted.As tokenized real-world assets and clearer regulatory standards mature, stablecoins are positioned to become a foundational layer for global payments, clearing, and programmable finance.Note: This article is a guest post contributed by Reeve Collins, co-founder of Tether, STBL, and WeFi & Incoming Chairman of ReserveOne. It is published for informational purposes and reflects the author’s views only. It does not necessarily reflect the views of Binance.Stablecoins were designed with infrastructure in mind long before markets were ready for them. What began as a crypto-native settlement tool is now emerging as a core layer of global finance. Stablecoins transcend borders and move value faster, more transparently, and more efficiently than legacy payment systems that are structurally outdated by comparison. Arguably, the next phase of adoption depends less on technical capability and more on regulated scale, interoperable settlement, and collateral frameworks.Stablecoins Are Better Aligned With How Value Should MoveLegacy payment rails still reflect the world they were built for: bank hours, multiple intermediaries, and slow cross-border settlement. Even when a payment appears instant, final settlement can lag, adding cost, delay, and counterparty risk.Stablecoins address those weaknesses by making value natively digital and transferable on shared rails. They can settle continuously, move across borders with fewer handoffs, and plug into software like any other payment function, which is why they are more suitable for the realities of global payments – emerging as a bridge between legacy systems and an always-on financial network.The Inflection Point is Institutional and RegulatoryWhat matters now is global regulatory acceptance and the emergence of shared clearing and settlement infrastructure that makes different stablecoins fungible. Once value can move seamlessly across issuers and systems, more fiat-denominated activity shifts on-chain, the line between “stablecoins” and “money” can then start to blur.Tokenized Real-World Assets Expand Who Can ParticipateIf stablecoins are the transport layer, collateral is the foundation beneath them. Historically, holding collateral for stablecoins required institutional access. Participants needed the ability to purchase assets like Treasuries, custody them through regulated accounts, and operate within traditional financial infrastructure – effectively limiting participation to banks, funds, and large corporations.Tokenized RWAs remove this barrier: bringing financial assets on-chain without changing their underlying risk profiles expands who can hold and deploy collateral. On-chain, tokenization transforms these assets into transparent, auditable backing that can be accessed globally through compliant platforms. While tokenized U.S. Treasuries form a foundational layer, the same framework supports a broader range of high-quality, yield-generating collateral, allowing individual participants to choose different risk and return profiles within a single settlement system.At scale, marginal efficiency gains compound quickly as barriers to participation collapse, allowing stablecoins to move beyond niche payments or institutional balance sheets and begin to function as global financial rails.Regulation Is Enabling ScaleBefore regulatory clarity, banks and institutions couldn’t meaningfully adopt blockchain-based systems as they can’t operate on-chain without a stable unit of account. Without clear rules, institutions were effectively blocked from using stablecoins as an infrastructure.Fortunately, since 2023, clearer regulatory frameworks across the EU, UK, and United States have better defined standards for reserves, issuance, and compliance. This clarity has made it legally possible to extend modern financial infrastructure to anyone connected to the internet.With that uncertainty removed, the focus has shifted. Institutions are now racing to modernize their operations by moving settlement, collateral, and payments on-chain with stablecoins as the connective layer. This allows existing financial activity to transition onto more efficient rails accelerating broader asset tokenization.However, this shift exposed a structural mismatch as first-generation stablecoins were not designed for regulated balance sheets or institutional use at scale. As we move from experimentation to adoption, these limitations are catalyzing the creation of new architectures.Two developments are central. The first is on-chain collateral in the form of tokenized real-world assets, which provides transparent, auditable backing. The second is the separation of yield from principal, allowing returns generated by collateral to be distributed independently of the stablecoin.Together, these advances enable stablecoin systems to operate as monetary infrastructure, supporting scalable settlement, liquidity, and participation across global markets.Interoperability Is MandatoryGlobal money requires interoperability. Users shouldn’t need to understand the complexities of blockchains, bridges, or liquidity mechanics to move value. It should feel as easy as sending money in a banking app: you tap send, and the transfer completes, without needing to know how clearing, settlement, or balance sheets work behind the scenes. Hence, the success will be defined by seamless settlement across systems where money works everywhere, with the complexities abstracted away.Final ThoughtsStablecoins are on track to become a foundational layer of global finance because they solve a structural mismatch between legacy rails and a digital economy that is global by default. The next decade will be defined by regulated scale, interoperable settlement, and collateral frameworks that expand participation while strengthening transparency and oversight. As rules continue to mature and infrastructure becomes more interoperable, stablecoins are moving from “a thing people use in crypto” to “how value moves.”Further ReadingBinance Pay Now Lets Argentinians Use Pix for Seamless Crypto Payments in BrazilBinance Pay Surpasses 20 Million Merchants as Stablecoin Adoption AcceleratesBinance Pay Partners with Scan To Pay to Expand Crypto Spending Across South AfricaDisclaimer: Content includes comments and opinions from third parties outside of Binance. Please note that: (a) all content is presented on an "as is" basis for general information purposes only, without representation or warranty of any kind; (b) such comments and opinions belong to these third parties, and do not purport to reflect the views, comments or opinions of Binance; and (c) correspondingly, their comments and opinions as expressed on our platform is not intended to be and shall not be construed as an endorsement by Binance. We shall not be liable or responsible for any errors or omissions, or for the results obtained from your use of such information. The content shall not be construed as financial advice.

Main Takeaways1.3 billion adults worldwide remain unbanked, yet smartphone adoption is creating new pathways for digital financial access.Binance has reached 316 million users, with growth accelerating over time and reinforcing its long-term vision of serving 3 billion users globally.Binance’s integrated financial experience – spanning trading, payments, on-chain access, and intelligent tools – is positioning the app as an everyday financial app for a broader global audience.For much of the world, financial access is still uneven. According to the World Bank, 1.3 billion adults remain unbanked, and more than 650 million of them live in just eight countries, including China, India, Indonesia, and Egypt. At the same time, 42% of unbanked adults already own a smartphone, and in many regions outside South Asia and Sub-Saharan Africa, that figure rises above 50%.That distance between limited banking access and growing mobile connectivity is one of the most important structural gaps in global finance. It suggests that for many people, digital financial access may arrive before traditional banking infrastructure does.Binance’s push toward 3 billion users, announced by co-CEO Yi He at the Hong Kong Web3 Festival, is rooted in that reality. The opportunity is not only to serve existing crypto participants, but also to help build a more accessible digital financial experience for users around the world – and Binance has a strong foundation to deliver on that vision.Underserved But ConnectedThe continued scale of global financial exclusion shows how much room there is for innovators to make a meaningful difference. A bank branch network is no longer the only way financial services can reach people. Mobile-first platforms can now deliver payments, asset access, and other financial tools directly through a device many users already have in hand.This is where the idea of delivering a universally accessible everyday financial experience becomes central. Rather than approaching crypto, payments, and other financial services as separate products, the broader goal is to make access more practical and connected. For Binance, it means building toward 3 billion users through relevance and usability rather than just scale.From 316 Million Users Toward 3 BillionBinance has now reached 316 million users globally, and the pace of growth has accelerated over time:The first 100 million users took about five years to reachThe next 100 million arrived in roughly two yearsThe most recent 100 million were added in just 18 months, with daily peaks reaching 180,000 new users.This trajectory points to sustained demand for a broader financial platform experience. Growth at this scale suggests that users are increasingly looking for platforms that can support multiple needs in one place, whether that means trading, payments, or access to emerging on-chain opportunities.Yi He’s 3 billion user vision reflects a long-term direction for Binance: to continue expanding access to digital finance through a product experience that is global, accessible, mobile-first, and increasingly integrated – establishing Binance as the world’s core global financial infrastructure built on a seamless fusion of Web3 and TradFi.Unmatched Scale Across Core MarketsBinance remains the world’s largest and most active cryptocurrency exchange by several major measures. Based on publicly disclosed proof-of-reserve data, Binance holds approximately $150 billion in user assets, around 8.2 times the level of the second-ranked exchange. It also accounts for roughly 30% of global spot trading volume across centralized exchanges, with volume comparable to that of several leading competitors combined.Figure 1: At $150B, Binance leads CE platforms in user assets heldFigure 2: Binance has near 30% market share in spot volume across CEXs. Source: Binance Research, as of April 20, 2026.Momentum is also evident in newer product areas. In TradFi perpetual futures, average daily volume rose from $3 billion in January 2026 to more than $8.6 billion in April 2026, while Binance maintained over 40% market share in the segment.Figure 3: Aggregated Monthly TradFi-Perps Volume Surged from $8B in November 2025 to $256B in March 2026 Source: Binance Research, as of April 8, 2026.Figure 4: TradFi-Perps Market Share Based on Historical Trading Volume. Source: Binance Research, as of April 8, 2026. Binance Alpha has also surpassed $100 billion in cumulative volume, highlighting growing demand for services that bring together centralized platform convenience and direct on-chain access. Alpha’s volumes account for the vast majority of activity in this product category among peer platforms.Taken together, these figures show that Binance’s growth is supported by a broadening product ecosystem. That breadth is key in the context of the 3 billion user ambition.An Integrated Financial Experience for Everyday UseAs Binance pushes toward 3 billion users, the objective is not simply to add more tools, but to create an integrated financial experience that feels connected and useful in everyday life.At the foundation are the services many users already rely on: exchange access, payments, and community features. On top of that sits a broader financial layer, bringing together trading, banking-oriented services, payments, and on-chain access in a more unified way. Over time, intelligent tools and automation can help users navigate markets, manage assets, and interact with financial products more efficiently. One way to think of Binance product experience is as a vertically stacked unified financial app consisting of three layers.LayerCore FocusKey FeaturesFor UsersTop – IntelligenceAI Analysis & Smart ExecutionReal-time intelligence, automation, execution, personalizationMakes finance smarter and more accessible than ever.Middle – FusionOnchain & Offchain ConvergenceBanking services · Trading · Payments · AlphaHere, traditional finance and crypto worlds merge, giving users effortless access to every asset class in one fluid experience.Bottom – FoundationCore Exchange + Pay + Social/ChatWorld’s leading CEX · Instant Pay · Community · CommunicationThe trusted daily gateway for hundreds of millions of users. This is where real-world adoption begins – fast, secure, and community-driven.For users, the value lies in being able to move more easily across financial tasks within one connected environment.Final ThoughtsBinance’s path toward 3 billion users reflects a broader shift in how financial access may expand in the years ahead. A large share of the global population remains underserved by traditional financial infrastructure, even as mobile connectivity continues to rise. In that environment, platforms that can offer a more integrated, accessible, and mobile-first financial experience may play a growing role.Binance’s current scale (316 million users and counting) provides a strong foundation. The larger challenge will be turning that momentum into a product experience that remains useful, trusted, and relevant for a much broader global user base. The 3 billion vision is ambitious, but it is ultimately tied to a practical idea of building an everyday financial app that brings more people into an integrated financial experience.Further ReadingFrom Zero to a Global Pricing Hub: Binance TradFi’s First 90 DaysFrom Exchange to Infrastructure – How Binance Underpins CryptoBinance’s 2025 End-of-Year Report: Trust, Liquidity, and Web3 DiscoveryDisclaimer and Risk Warning: Digital assets are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. This product may not be available in certain countries and to certain users. This content is not intended for users/countries to which prohibitions/restrictions apply. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysBinance AI Pro can compress 45-90-minute multi-step trading workflows into a single conversational flow inside Binance that only takes about 10 minutes to run.It can help users research, monitor, and execute more efficiently across a range of trading scenarios.Better prompts, clearer parameters, and consistent review can lead to more useful outputs and more organized trading processes.Most AI-in-trading content lands in one of two places: it either stays generic or overpromises. A more useful approach is to explain what actually changes when AI is embedded into a real trading workflow on a real exchange. In this article, we’ll do exactly that, demonstrating real-world capabilities of Binance AI Pro and offering some best practices for AI-assisted trading.Binance AI Pro is built for users who want to spend less time stitching together tabs, feeds, dashboards, and manual order flows, and more time working on the trade itself. Research, monitoring, execution, and refinement can happen in one environment through natural language, with Binance Skills giving the system access to crypto-native functions and data sources. Here’s how it changes day-to-day trading.From Multi-Tab Setup to One Conversational FlowA lot of crypto trading is still operational work:Researching a token involves jumping between whitepapers, unlock schedules, social feeds, block explorers, valuation dashboards, and price charts;Setting up a strategy involves configuring conditions manually, placing orders, then checking back repeatedly to manage the position; Monitoring a theme or a wallet cluster can mean constant refreshing and cross-checking, over and over.Binance AI Pro aims to reduce the volume and complexity of these tasks. Instead of building every workflow step by step, users can describe the task in plain language, specify the constraints, and iterate until the result matches their expectations. Here are some examples.Workflow 1: Researching a New Token ListingResearching a newly listed token is one of the clearest examples of how Binance AI Pro can compress a time-intensive workflow. What often takes close to an hour of switching between tokenomics pages, unlock schedules, valuation comps, social channels, and on-chain dashboards can be streamlined into a structured research process. With a single prompt, users can generate a consistent, institutional-style brief and then dig deeper through follow-up questions. The result is a more repeatable framework for comparing listings over time and spotting risks that may otherwise be missed in fast-moving markets.CategoryManual WorkflowAI-Assisted WorkflowResearch processReview tokenomics, unlocks, peer valuations, sentiment, and on-chain data across multiple sourcesGenerate a structured research brief from a single prompt, then refine with follow-up questionsTime required45-90 minutes~10 minutesOutputScattered notes, screenshots, and open tabsComprehensive institutional-style research reportConsistencyLow; scope and format vary by tokenHigh; repeatable framework across listingsMonitoringManual and intermittentCan track selected metrics and alert users to changesUser benefitFull manual control, but fragmented and time-consumingFaster analysis, clearer comparisons, and more consistent decision-makingWorkflow 2: Building a Delta-Neutral Funding StrategyFunding-rate arbitrage is straightforward in theory, but executing it well requires discipline and repetition. Users need to screen perpetual pairs, apply liquidity filters, compare funding trends, match spot markets, size positions, define rebalancing rules, and monitor conditions over time.Binance AI Pro can turn this into a more structured process by helping users screen opportunities, build a rules-based portfolio, and set up monitoring logic in far less time. This makes the strategy easier to run consistently and gives users more room to focus on improving execution rather than rebuilding the same workflow every day.CategoryManual WorkflowAI-Assisted WorkflowStrategy setupScreen pairs, filter liquidity, compare trends, size positions, simulate rebalancing, and monitor manuallyUse a single prompt to rank pairs, match spot markets, build allocations, and suggest rebalancing logicTime required50-75 minutes~15 minutesOutputManual execution plan with manual monitoringRepeatable strategy framework with clear rules and ranked opportunitiesConsistencyLow; criteria and tracking can vary over timeHigh; same screening logic and monitoring rules each cycleMonitoringManual and ongoingAI-supported alerts on rebalancing conditionsUser benefitFlexible, but repetitive and operationally heavyMore systematic execution and easier strategy iterationWorkflow 3: Setting Up a Conditional BTC StrategyMany users already have simple rules-based ideas for BTC trading, such as buying on elevated fear signals and exiting at predefined profit or risk thresholds. The challenge is not the idea itself, but the operational burden of setting alerts, staying available, reacting in time, and maintaining discipline through the life of the trade. Binance AI Pro can help turn that idea into a structured workflow and monitor conditions continuously. That reduces alert fatigue, supports more consistent execution, and allows you to spend less time watching the market and more time focusing on outcomes.CategoryManual WorkflowAI-Assisted WorkflowStrategy processSet alerts, wait for triggers, enter manually, place exits, monitor the tradeDefine entry and exit rules in a prompt and let AI Pro monitor conditions and guide executionSetup time10-40 minutes~10 minutesExecution burdenHigh; requires ongoing monitoring and timely reactionLow; more automated and consistentConsistencyLow; timing and discipline can varyHigh; same trigger logic and risk rules every timeMonitoringContinuous manual attentionOngoing monitoring with alerts and execution supportUser benefitDirect control, but higher cognitive loadMore orderly execution with less manual stressBetter Inputs Lead to Better OutputsA big part of using Binance AI Pro well comes down to prompt quality. The most useful prompts usually include a clear objective, a timeline, the relevant market or asset, any constraints, and the format of the output the user wants. That gives the model something much more specific to work with than a vague request for ideas.A few habits go a long way:Define your time horizon and goal clearly.Specify the output you want, whether that is a short brief, a checklist, a setup plan, or a risk review.Include the constraints that matter most, such as liquidity thresholds, position size, entry conditions, or invalidation points.Ask the system to stress-test the trade as well as support it.One especially useful practice is to ask for the opposing case after receiving a bullish or bearish setup. Another is to ask for the trade to be summarized in risk-manager language, with the largest risk factors and potential failure points spelled out clearly.These habits can help you make the process more disciplined and improve outcomes.Final ThoughtsThe most productive way to think about Binance AI Pro is as a workflow tool, one that helps structure research, prepare execution, monitor conditions, and revisit strategies with better consistency. It can help with straightforward tasks that used to take longer and involve more context switching, freeing up users’ time for judging the trade instead of wrestling with the setup.As always, AI-assisted trading requires care. Users should review outputs closely and stay actively responsible for the decisions they make.Binance AI Pro gives users a new way to interact with trading infrastructure inside Binance. For many traders, that will translate into a simpler workflow. For some, it may become a lasting edge in how they operate. Stay tuned for an upcoming Binance Research playbook for more use cases and best practices.Further ReadingHow Binance AI Pro Changes What Traders Can Do in The MarketBinance Ai Pro Guide: What It Is and How To Use ItFrequently Asked Questions on Binance Ai ProDisclaimer: Your use of this Binance Ai is at your own risk and is provided to you on an “as is” and “as available” basis, without representation or warranty of any kind. You are fully responsible for all of your Prompts. AI Inputs may include various unvetted third party sourced content. Binance sourced content is provided “as is” without any guarantee. Binance does not endorse or guarantee any AI Outputs. AI Outputs may include or reflect content, positions, views and opinions of third parties unknown to Binance, which may also include errors, biases, synthetic data and or outdated information. Any AI Output should not be solely relied on for decision making. AI Outputs do not constitute any kind of advice by Binance nor any other intermediary services. Binance Ai may use or make available third party AI Tools without any guarantee. Where AI Tools are configured by yourself or a third-party, you indemnify Binance against all liability. Binance does not guarantee any AI Tools. Binance Ai may respond to your requests, but without any guarantee that your request will be fulfilled satisfactorily or at all. Digital asset prices can be volatile. You are solely responsible for your investment decisions and Binance is not liable for any losses. Use of Binance Ai may be subject to additional Binance Product Terms, where applicable. For more information, see our Terms of Use, Risk Warning and AI Policy and Terms.

Main TakeawaysChoosing the right miner depends on your electricity costs, budget, and scaling plans; the most expensive machine isn’t always the best fit.Firmware tuning can improve efficiency without changing hardware, but you should test changes on a single machine before scaling.Heat, power delivery, and basic troubleshooting are core to stable performance, lower reject rates, and avoiding unnecessary repair costs.Hardware maintenance is often overlooked, but it can have a material impact on mining performance and operating costs. As mining difficulty increases across major proof-of-work networks, simply powering on a miner and leaving it unattended is less likely to deliver stable results over time.Beyond hardware upkeep, software optimization is the next critical step to improving efficiency and stability. This guide will cover practical hardware and software optimization techniques, along with common issues retail miners face and how to troubleshoot them effectively.Choosing the Right Mining HardwareAs mining has matured, application-specific integrated circuit (ASIC) miners have become the standard for Bitcoin and many major proof-of-work networks, offering higher hash rates and better energy efficiency than GPUs or CPUs on these networks. GPUs can still be viable for certain niche altcoins and compute workloads, but overall profitability depends heavily on factors such as electricity costs, hardware prices, and prevailing market conditions.Here is a concise table of key factors to evaluate:FactorWhy It MattersHash RateHigher hash rates increase your probability of earning rewards.Energy Efficiency (J/T)Lower joules per terahash typically means lower electricity costs, which are often the largest operating expense.Upfront CostEvaluate the purchase price against projected returns and your break-even timeline.ScalabilityConsider whether you can easily add units as your operation grows, given power, cooling, and space limits.Manufacturer ReputationEstablished brands often offer more consistent firmware support, warranty coverage, and repair options.Real-life Example: Balancing Efficiency and Upfront CostMining decisions often involve trade-offs, particularly between operational efficiency and initial capital expenditure. In this example, we compare two Bitmain hydro-cooling models in detail to illustrate how these factors play out in practice, and when each option may be more suitable depending on your specific setup, budget, and long-term goals.FeatureBitcoin Miner S23 HydBitcoin Miner S21j XP HydHash Rate580 TH/s495 TH/sPower Consumption5510W5940WEnergy Efficiency9.5 J/T12 J/TPrice per TH/s$30 / T$17 / TTotal Unit Cost$17,400$8,415Source: BitmainThe S23 Hyd delivers a higher hash rate with lower overall power consumption, making it more suitable for high-density setups or environments where electricity costs and infrastructure limits are key considerations.The S21j XP Hyd, on the other hand, offers a lower upfront cost per terahash, making it easier to scale your operation within a fixed budget, though it comes with higher energy consumption per unit of hash power.Small Changes to Improve Mining EfficiencyOnce your hardware is set up and running reliably, the next step is to fine-tune your software and operating environment, as these can significantly impact performance over time.Firmware OptimizationManufacturer stock firmware is designed for broad compatibility and stability, but may not be optimized for your specific environment. When troubleshooting or tuning, updating to the latest official firmware is typically the first step, as it often includes bug fixes and performance improvements.Some third-party firmware providers also publish performance estimates for features like autotuning. For example, Braiins reports that autotuning on S19-series machines can improve energy efficiency by up to 20% compared to stock firmware, although results vary depending on hardware condition, ambient temperature, PSU stability, and tuning settings.In practice, tuning strategies generally focus on balancing efficiency and output based on your operating conditions:Underclocking for efficiency: When electricity costs are high, reducing clock speeds can lower power consumption and heat, improving overall efficiency at the expense of hash rate.Overclocking for output: In environments with low-cost, stable power and sufficient cooling, increasing clock speeds can boost hash rate, though it also raises heat output and may accelerate hardware wear if not carefully managed.Operational tip: Always test new firmware or settings on a single machine before rolling changes across multiple units.Cooling and Thermal ManagementHeat is a major cause of performance instability and downtime. High-performance ASICs generate significant heat, and when temperatures get too high, miners may automatically reduce performance to protect the hardware. This process, known as thermal throttling, lowers your effective hash rate without reducing your electricity bill proportionally. Below are some simple steps you can take to reduce thermal throttling:Keep intake air within your manufacturer’s recommended range, and monitor temperatures regularly through the miner UI.Ensure stable airflow and proper ventilation in your setup, refer to the Hashrate Index airflow guide.Clean dust from heatsinks and fans on a regular schedule, as buildup can significantly reduce cooling efficiency.In hotter climates, consider evaporative cooling where it is appropriate and safe for your environment.Below is a suggested maintenance schedule, which should be adjusted based on your operating conditions:Maintenance TaskRecommended FrequencyCompressed air cleaning of heatsinksEvery 1–3 monthsFan inspection and replacementEvery 6–12 monthsThermal paste reapplicationEvery 12–24 monthsFull board inspectionEvery 6 monthsCommon Issues and How to Troubleshoot ThemEven with a stable setup, issues can still occur. The quickest improvements usually come from identifying root causes early and minimizing downtime. The scenarios below reflect common problems reported by retail miners in community forums, manufacturer bulletins, and repair workflows, and may vary depending on model and operating environment.1. Hash Rate Lower Than AdvertisedIf your machine shows a lower hash rate than its rated specification, check the following:Thermal throttling: Monitor chip temperatures in the miner UI. If temperatures are consistently high (for many models, sustained operation above ~80–85°C can be a warning sign), improve cooling and airflow.Underperforming hash board: If one of multiple boards shows low output, it may indicate damaged chips or a board-level issue that requires professional repair.Pool latency and stale shares: High latency or stale shares can reduce effective hash rate. Check your network stability and consider switching to a geographically closer pool server.Firmware limitations or misconfiguration: Stock firmware may not deliver optimal tuning for every environment. Verify your configuration, then consider an official firmware update before testing third-party options.2. One or More Hash Boards Not DetectedIf the mining dashboard shows fewer active boards than expected, these are the steps to take:Power off the miner, open the casing, and reseat ribbon cables and power connectors. Inspect cables for bent pins.Check for burnt or loose 6-pin PCIe connectors. High current draw can loosen joints over time.Check that the PSU is delivering the correct voltage. A failing PSU can look like a “dead” board.3. Frequent Rebooting or InstabilityIf the miner restarts every few hours or freezes, common causes can include:Degraded PSU: Test output voltage with a multimeter. If deviation is beyond ±5%, replacement may be needed.Overheating: Some miners reboot when thermal protection triggers. Improve cooling and check the condition of the fan.Network drops: Use wired Ethernet rather than Wi-Fi. Check router stability, and consider a dedicated network switch for mining equipment.Corrupted firmware: Re-flash with a clean firmware image and confirm checksums where supported.Note: Binance VIP users who meet eligibility criteria may be able to access VIP mining URLs intended to improve connectivity stability. For eligibility and access steps, refer to Binance Pool VIP Level.4. High Reject or Stale Share RateIf your pool dashboard shows a reject rate above ~1%–2%, likely causes can include:Network latency: Switch to a closer server endpoint and troubleshoot your local network.Overclocking instability: Reduce clock speed and verify temperature stability.Outdated firmware: Update to the latest stable version.Pool configuration errors: Double-check your stratum URL and worker credentials.Operational tip: Configure at least three mining pool URLs, with the last two set as backup pools. If the primary endpoint has issues, the miner can fail over to an available alternative and reduce downtime.Final ThoughtsMining hardware optimization doesn’t require advanced engineering, but it does require consistent monitoring and maintenance. For retail miners, small improvements in power efficiency, cooling stability, and configuration hygiene can meaningfully reduce downtime, lower reject rates, and help extend hardware lifespan over time. When you treat your rig like a structured operation rather than a set-and-forget setup, it becomes easier to make informed decisions about when to tune, when to replace components, and when to scale to optimize performance.Further ReadingNavigating Volatility: How Binance Loans Empower BTC MinersBoost Your Rewards with Mining and Binance EarnBeyond the Hashrate – A Binance Guide to Pool Payouts and ProfitabilityDisclaimer and Risk Warning: Digital assets are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. This product may not be available in certain countries and to certain users. This content is not intended for users/countries to which prohibitions/restrictions apply. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysAPI keys can grant powerful account access without triggering login alerts, making them targets by scammers today.Scammers exploit trust through social engineering, hoping to steal API keys from unsuspecting users, be it via screen share or through a malicious third party tool.Hence, strong API key hygiene is critical. Never share your API keys, disable withdrawals, whitelist IP addresses, create keys privately, regularly review and delete unused keys, and use a separate key for each service.Imagine this scenario: a message comes in from someone who seems to know their way around crypto. They reference real market trends, speak with confidence, and offer to run an automated trading strategy for you – completely free. Friendly, patient, and professional, they quickly earn your trust.However, hours later, your account is empty – not because your login was compromised, but because you unknowingly handed over access through an API key.What is an API Key?API stands for Application Programming Interface, allowing apps to access your account automatically, without you needing to log in manually each time. It’s like giving someone a remote control to your account. They don’t need your password – they can execute actions directly, as long as the permissions allow it. While it’s designed for convenience, this access is more than enough to cause harm in the wrong hands.Using API keys to access your account does not trigger typical login alerts, making them especially dangerous. There are no obvious warnings, no suspicious login history, and no immediate signs of intrusion, as the system simply treats the activity as an owner authorized action from an application. As a result, scammers can carry out harmful actions without your knowledge.What Can an API Key Actually Do?When you create an API key for your Binance account, you choose what permissions it has, which commonly includes the following.Reading: Allows apps to view your balances and trade history, which may seem harmless but exposes valuable information that attackers can use to plan targeted exploits.Trading: Enables apps to place and cancel orders on your behalf, which can be abused to execute unauthorized trades, manipulate prices, or drain your portfolio.Withdrawals: This the most dangerous permission, as it allows funds to be sent to external wallets, giving attackers direct and irreversible access to move your assets out of your account.How the API Key Scam WorksHere’s the full playbook of how the API key scam can silently drain your account.Building trustA “quant trading expert” reaches out via social media, messaging apps, or even within a CEX platform. They sound credible, referencing real market trends and insights, and may even make accurate market predictions. This perceived “track record,” combined with their patient approach, engineers trust over time.Adding credibilityTo appear even more legitimate, they introduce additional “team members,” such as an assistant or senior manager to create the impression of a structured and professional operation.The guided setup to downfallThey claim you can replicate their success through a simple setup and offer to guide you via a screen-sharing video call that feels like friendly, legitimate help. During this process, they walk you through creating a Binance API key while watching your screen, capturing the key the moment it appears.Third-party toolsIn some cases, they may encourage you to install a third-party “trading platform” or “strategy tool.” These apps can capture your API credentials or prompt you to grant account permissions without fully understanding what you’re approving.The silent drainOnce they have your API key, they no longer need your password or two-factor authentication. Using the granted permissions, they can quickly execute transactions and drain your account, often within minutes.Spot the Red FlagsRemember, your API key is effectively a master key to your account. Never share it with anyone – including “traders,” “helpers,” or anyone claiming to represent Binance. Binance will never ask for your API key, and no legitimate service requires it. If someone does, walk away immediately. Here are key red flags to watch for:A stranger proactively offers to “manage” or automate your tradingMultiple unverified “team members” are introducedYou are invited to a screen-sharing call to “assist with setup”You are asked to create and share a Binance API keyYou are prompted to install an unfamiliar third-party app or toolThere is a sense of urgency, with pressure to act quickly due to “market movements”Promises sounds too good to be true, such as “guaranteed profits” or “risk-free returns”If You Think You’ve Been Targeted by the API Key ScamIf you think you’ve been targeted by an API key scam, act immediately and follow the steps below to secure your account.Delete the API key now by logging into your Binance app and typing API Management in the search bar → [Delete all API] → [Confirm]. Alternatively, click here to change it on Binance Web.Check your withdrawal whitelist and review recent withdrawal history.Change your password and review your 2FA settingsContact Binance Support through our official app (available on Apple App Store or Google Play Store) or binance.com Report the scam to your local cybercrime authorityThe API Key Safety ChecklistAPI keys are a useful feature when used correctly with trusted trading tools or bots. To stay safe, follow these guidelines:Disable withdrawals unless you have a clear reason to enable them, and a trusted and secure way to do soWhitelist IP addresses to restrict access to approved devices onlyNever create API keys during a screen-sharing session; always do it privately on a secure deviceRegularly review and delete unused API keys Use one API key per service and avoid reusing keys across multiple applicationsFinal ThoughtsScammers are getting smarter. They study real markets, build genuine rapport, and know exactly how to make you feel like you’re in safe hands. Outsmart them by remembering this simple rule: no legitimate person or service should ever ask for your keys. Not your house key, and definitely not your API key. Sometimes, they may not ask directly. If anything feels off or you spot a red flag, walk away immediately.The more informed you are, the faster you will spot red flags and stop an attack before it becomes a loss. If you have encountered a scam or anything suspicious, report it through our official Binance support. For practical guidance and the latest best practices, read our security blogs and stay safe series.Further ReadingAccount Security, 2026 Edition – Early Alerts, Simple Setups, and Scam Awareness to Protect Your Binance AccountBinance Wallet Security Center – Designed to Identify, Assess, and Manage Potential Threats Across DeFiWhat Is Smishing? How to Protect Your Binance Account With an Anti-Phishing Code

Main TakeawaysBinance AI Pro compresses the time from identifying an opportunity to acting on it – from hours to minutes. The system brings together five major AI models, Binance Skills, and a dedicated AI Pro account to make advanced trading workflows easier to access.Early data shows users treat it as an execution tool: nearly 70% of all AI actions are execution, not requesting analysis.For a long time, even experienced crypto users often had to split their workflow across multiple steps: research a market, compare data, shape a strategy, set conditions, configure trades, and keep monitoring positions after execution. That process takes time and focus, along with a fair amount of confidence with trading tools. Binance AI Pro brings those layers much closer together.With Binance AI Pro, users can describe an idea in natural language, refine it, connect it to trading actions, and manage it within Binance. It shortens the distance between having an idea and being able to act on it, giving users a more direct path from market view to trading workflow.A Bigger AI Shift Is Reaching TradingAI and automation are becoming a bigger part of financial platforms across exchanges, brokerages, and banks. What makes Binance AI Pro stand out is the breadth of functions it brings into one environment. Users can move from research and market monitoring to strategy setup and execution without having to rebuild the workflow across multiple tools.The real value of AI in trading is a better process: improved speed, structure, clarity, and fewer manual steps between spotting an opportunity and acting on it. Binance AI Pro is designed with that reality in view.From Prompt to ActionLaunched in Beta in late March, Binance AI Pro is a one-stop AI agent built on the OpenClaw open-source ecosystem and available through Binance AI on the web and Android app, with access being gradually rolled out to more users. It integrates major AI models including ChatGPT, Claude, Qwen, MiniMax, and Kimi, and connects them to Binance Skills in a single interface.Binance Skills HubBinance CLI• Spot, Futures etcTokenised Securities Info• Ondo stock token list• RWA metadataCrypto Market Rank• Trending tokens• Social hype sentiment ranks• Smart money inflow tokenFiat• Query Binance fiat paymentMeme Rush• Real-time meme token lists• Hot topics with associated tokenOnchain Pay• Buy crypto with fiat• Send crypto to external walletP2P• Query P2P market adsPayment Assistant• C2C and PIX QR paymentsQuery Address Info• Query any on-chain walletQuery Token Audit• Token security analysisQuery Token Info• Query token metadata and social links• Token holders, volume, liquidity etcSquare Post• Post content to Binance SquareTrading Signal• Monitor on-chain Smart Money addressesAt the center of Binance AI Pro is the idea that many trading tasks can begin as a conversation. Users can activate Binance AI Pro with one click, configure model access, and automatically receive a Binance AI Pro Account, which is a virtual sub-account bound to an AI API key. From there, the product can assist you with tasks like market analysis, asset monitoring, spot and perpetual contract orders, leveraged borrowing, and custom strategy execution – opening up a more intuitive way to interact with trading tools.The key shift is that strategy setup becomes more accessible. Granted, markets still require human judgment and attention; Binance AI Pro helps users spend less time on automatable steps and more time on the quality of the strategy itself.What This Looks Like in PracticeThe practical value of Binance AI Pro becomes clear when you look at the kinds of workflows it can streamline. A token research process that might once have required checking tokenomics, unlock schedules, valuation comps, and market sentiment across several platforms, can now be compressed into a single structured brief inside Binance.A conditional trading setup that once depended on price alerts, manual order entry, and repeated monitoring, now can be shaped as a conversational workflow with clear parameters from the start. A monitoring task that used to involve switching between wallets, charts, and signal feeds can be turned into an ongoing process that is easier to set up and refine.These are different user paths, but they point to the same product shift: Binance AI Pro helps turn trading intent into a more organized and actionable workflow.One of the reasons Binance AI Pro has so much potential is that it can support different kinds of users and different kinds of goals. This flexibility is part of what makes the product so timely.Execution-First BehaviorUsage patterns suggest Binance AI Pro is being used to help users get things done.Our early data shows:68.69% of all tool calls were execution commands (placing orders, managing positions).35.2% of user intents were trade execution and strategy requests, more than double the next category.This contrasts sharply with advisory-only use cases: users are delegating trading actions to AI.With Binance AI Pro, 24/7 automation is going from concept to reality. The same early data reveals a more persistent adoption pattern:45.7% of sessions were system-triggered – meaning they ran from scheduled tasks or background processes rather than live user prompts.Futures-related usage outpaced spot usage in both skill activation and API activity. This indicates that more active and sophisticated traders are among the earliest adoptersTaken together, these signals reveal that users are treating Binance AI Pro as an operational execution tool – one that can act autonomously, 24/7, according to pre-configured strategies – rather than merely as an advisory tool.More Capability – Inside Clear BoundariesWhen users think about AI in trading, one of the first questions is how control is handled. Binance AI Pro addresses that through product design.The AI Pro Account is separate from a user’s main Binance account, and the AI API key attached to it has no withdrawal or transfer permissions. Users manually transfer funds into the AI account and can manage permissions within their settings. This structure is intended to minimize operational risks and allow independent management of the main account and AI account.As a result, users are gaining access to powerful AI-assisted trading functions, while the permission structure keeps those functions within clearly defined limits.Automation is Non-negotiableIn the broader landscape of digital finance, AI and automation are clearly becoming table stakes, but most platforms still offer them in pieces rather than as a connected workflow. Binance Research has recently compared 18 major digital financial platforms, demonstrating that Binance is the only one that covers all seven categories tracked: copy trading, bot trading, chatbot, portfolio advisory, risk management, market signals, and fraud detection. The other 17 show patchier adoption, especially in the more user-facing areas. That gives Binance AI Pro a broader context: it is embedded within Binance’s broader automation stack that already appears remarkably complete by current market standards. Final ThoughtsBinance AI Pro changes the trading experience by making it more conversational and easier to shape around what users actually want to do. It brings together leading AI models, Binance trading capabilities, and a dedicated AI Pro account in a way that can help users take meaningful actions and execute strategies more efficiently. At the same time, the product’s account separation and restricted API permissions reflect a thoughtful approach to control and security.As always, AI-assisted trading comes with risks. Users should stay informed, use these tools responsibly, and make decisions with care.Further ReadingBinance Ai Pro Guide: What It Is and How To Use ItFrequently Asked Questions on Binance Ai ProIntroducing Binance Ai Pro BetaDisclaimer: Your use of this Binance Ai is at your own risk and is provided to you on an “as is” and “as available” basis, without representation or warranty of any kind. You are fully responsible for all of your Prompts. AI Inputs may include various unvetted third party sourced content. Binance sourced content is provided “as is” without any guarantee. Binance does not endorse or guarantee any AI Outputs. AI Outputs may include or reflect content, positions, views and opinions of third parties unknown to Binance, which may also include errors, biases, synthetic data and or outdated information. Any AI Output should not be solely relied on for decision making. AI Outputs do not constitute any kind of advice by Binance nor any other intermediary services. Binance Ai may use or make available third party AI Tools without any guarantee. Where AI Tools are configured by yourself or a third-party, you indemnify Binance against all liability. Binance does not guarantee any AI Tools. Binance Ai may respond to your requests, but without any guarantee that your request will be fulfilled satisfactorily or at all. Digital asset prices can be volatile. You are solely responsible for your investment decisions and Binance is not liable for any losses. Use of Binance Ai may be subject to additional Binance Product Terms, where applicable. For more information, see our Terms of Use, Risk Warning and AI Policy and Terms.

Main TakeawaysBinance OTC desk on-ramping accelerated for the third consecutive month, with fiat-to-stablecoin conversions reaching 81% of total March OTC volume, up from 48.95% in February and 21.43% in January.Binance OTC supported a family office with a $100M+ BTC on-ramp over several weeks, delivering competitive quotes within minutes and executing with full discretion.Through its Bespoke Execution offering, Binance OTC facilitated a $15M+ USD-to-USDT conversion at just 0.5 bps while advising on OTC workflow and derivatives setup, supporting a complex institutional mandate end-to-end.Welcome to the third edition of the Binance OTC (Over-the-Counter) & Execution Services Monthly Digest. In this issue, we look back on a volatile March shaped by geopolitical tension, oil-driven macro pressures, and tighter global liquidity conditions. We examine what continued client on-ramping and improving institutional ETF flows may suggest about underlying crypto demand, and highlight a recent family-office case study demonstrating how our desk supports large-scale BTC on-ramping and stablecoin execution with speed, discretion, and institutional-grade service.US-Iran Conflict and Oil Dominated Global MarketsMarch opened with a focus on the market implications of escalating tensions in the Middle East. With traditional markets closed over the weekend, crypto served as the primary venue for real-time price discovery. BTC saw an initial decline of around 3% to $63k before rebounding into the $67k–$68k range, while ETH dipped to $1,835 before recovering toward $2,000.The rebound, however, has shown signs of losing momentum. Bitcoin's move toward $76k mid-March appeared to be driven more by short covering and a liquidity squeeze than by a meaningful improvement in underlying risk sentiment. Once that flow faded, price slipped back toward $70.5k, with the broader bear flag structure still intact. For more details on our BTC technical analysis, see our latest OTC Weekly Commentary.Through the second half of the month, oil remained the dominant macro driver. Supply constraints around the Strait of Hormuz weighed on global seaborne crude flows, pushing WTI back above $110 and renewing focus on inflation.The oil shock rippled across asset classes. The US dollar strengthened, lifting DXY back above 100, while Treasury yields moved higher as markets repriced inflation and rate expectations. The Fed, BOJ, ECB, and Bank of England all held rates steady but struck a more hawkish tone highlighting oil-driven inflation risks, with the RBA going further, raising rates by 25bp to 4.10%.Gold pulled back from its mid-month highs, trading in the $4,300-$4,600 range through the latter part of March, as capital rotated into oil and cash. Global equities continued to see persistent selling.Crypto Market Resilience and the Long-Term Institutional CaseDespite challenging macroeconomic and geopolitical conditions, the total cryptocurrency market capitalization edged up 1.8% to US$2.39T in March, according to Binance Research, demonstrating relative resilience amid heightened uncertainty surrounding the ongoing conflict and subsequent global trade disruptions. BTC's rangebound resilience under macro pressure was also discussed in our previous Monthly Digest.Let’s take a closer look at how crypto compared to other asset classes. Since the outbreak of the Middle East conflict in February, BTC and ETH returned +1% and +6% respectively from Day 0 to Day 32, peaking at +14% and +22%. Over the same period, the S&P 500 fell 8%, Mag 7 declined 10%, semiconductors (SOXX) dropped 12%, emerging markets (EEM) lost 13%, copper fell 8%, while traditional safe-haven assets gold and silver plunged 13% and 22%.Following initial risk-off selling, the crypto market swiftly stabilized. This resilience was underpinned by 24/7 global liquidity that enabled rapid risk clearance and robust institutional absorption, including corporate treasuries, ETFs, and on-chain long-term holders, amid geopolitical stress.The rare simultaneous decline in gold and silver highlights crypto's growing appeal as a diversification option, demonstrating a phase of decoupling from traditional risk assets. Such correlation instability remains one of crypto's most compelling attributes in modern portfolios.While near-term uncertainties persist, this episode of resilience establishes a solid foundation for crypto's continued maturation and points toward a new accumulation cycle, with some institutional capital beginning to re-engage even if conviction remains limited. For more, check out Binance Research's latest Monthly Market Insight report.What We Are Seeing on the OTC DeskOur March OTC trade flows highlight a strong trend toward on-ramping, with 81% of volume consisting of fiat-to-stablecoin conversions. The majority of this activity centered around key pairs such as USDT/USD, USDT/BHD, and USDT/MXN. This marks a continued acceleration from February, when stablecoin/fiat-to-crypto volume stood at 48.95%, itself more than double the 21.43% recorded in January. The sustained increase underscores growing client demand for efficient crypto market entry, particularly in a risk-off macro environment.Meanwhile, approximately 15% of March volume involved converting stablecoins into cryptocurrencies, reflecting expanding crypto exposure among our client base. On the altcoin front, we facilitated active trading across a diverse set of long-tail tokens including TAO, AVAX, FOGO, NFT, BLZ, CLV, and FIRO, highlighting the varied investment mandates of our clients.Bespoke Execution for a Family Office — Large-Scale BTC On-Ramp and Collateral SourcingBinance OTC & Execution Services supports a broad spectrum of clients globally, including institutional investors, professional traders, high-net-worth individuals, and corporate treasuries.Recently, we supported a family office seeking to allocate $100M in BTC to gain crypto exposure. Leveraging Binance's deep liquidity, rapid execution, and strict confidentiality, we facilitated a seamless on-ramping experience, including providing competitive quotes within minutes over the weekend.As part of our Bespoke Execution offering, our experienced traders advised the client on OTC workflow and broader derivatives setup. We also facilitated a $15M+ USD-to-USDT conversion at a spread of just 0.5 bps, helping the client source margin and collateral efficiently for lending and futures trades.What is Binance OTC & Execution ServicesBinance OTC & Execution Services is a premier one-stop solution for executing large or complex trades with confidence and discretion. Binance OTC supports all assets listed on our spot market, including direct pairs and cross pairs, totaling over 445 different crypto and fiat assets — one of the largest selections of OTC trading pairs in the industry.Key benefits include:Zero exchange fees and market-competitive spreadsDedicated traders delivering institutional-grade execution on every orderAccess to the industry's deepest liquidity poolsFlexible settlement options and no upper size limitsIn the coming months, we will publish a series of execution guides covering how to leverage our full suite of tools, including Request for Quote (RFQ) and Indication of Interest (IOI) workflows. Stay tuned, or reach out to your account manager to discuss these capabilities directly.Unlock Binance VIP Status Through OTC & Execution ServicesClients who execute a minimum of $200,000 in OTC volume within any rolling 30-day period will find themselves closer to qualifying for Binance VIP status. Being a Binance VIP grants exclusive access to lower, tier-based platform fees, dedicated key account coverage, 24/7 priority support, and more. Speak with your account manager to learn how OTC activity can accelerate your VIP progression.Clients who execute a minimum of $200,000 in OTC volume within any rolling 30-day period qualify for accelerated Binance VIP progression. Binance also reduced BNB holding thresholds for VIP 1 through 3 in March, making it more accessible to qualify across all VIP paths, whether as a Holder, Trader, or Borrower.VIP LevelBNB Required BeforeBNB Required NowVIP 1255VIP 210025VIP 3250100Binance VIP status grants exclusive access to lower, tier-based platform fees, dedicated key account coverage, 24/7 priority support, and more. Speak with your account manager to learn how OTC activity can fast-track your VIP status.Final ThoughtsMarch demonstrated crypto's ability to hold its ground through a genuine geopolitical shock, with BTC and ETH outperforming traditional safe havens even as oil, tighter liquidity, and risk-off flows shaped price action across markets. Steady client on-ramping and improving ETF flows suggest underlying institutional demand remains intact beneath the volatility.For our desk, March was a month of high-conviction execution, supporting clients through large-scale on-ramps, complex collateral sourcing, and diverse altcoin mandates under time pressure. That is what Binance OTC & Execution Services is built for. For Bespoke Execution support or to discuss the themes in this digest, please contact your account manager or reach out to the OTC desk directly.Contact Binance OTC & Execution ServicesBinance OTC & Execution Services is accessible via the Binance app, website, and Telegram. Contact the OTC Trading Desk at @Binance_OTC_Desk on Telegram or email trading@binance.com to get started.Further ReadingBinance OTC & Execution Services Explained: How to Execute Large, Institutional-Level TradesHow to On/Off-Ramp Stablecoins Using Binance OTC & Execution ServicesIntroducing Binance Indication of Interest (IOI) – the Essential Liquidity Discovery Tool for Institutional Crypto TradersDisclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Options trading, in particular, is subject to high market risk and price volatility. Past performance is not a reliable predictor of future performance. There is no guarantee that an IOI will result in a binding transaction. An IOI is not a market order. Binance does not act as your adviser or agent. Before trading, you should make an independent assessment of the appropriateness of the transaction in light of your own objectives and circumstances, including the risks and potential benefits. Consult your own advisers, where appropriate. This information should not be construed as financial or investment advice. To learn more about how to protect yourself, visit our Responsible Trading page. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysThiago Sarandy has been appointed General Manager for Brazil and will lead Binance’s strategy and operations in the country.Sarandy brings strong regulatory, legal, and market experience, including work on Brazil’s virtual-asset regulatory framework since joining Binance in 2022.Binance will continue expanding local utility and access in Brazil, including products such as Pix via Binance Pay and the Binance Mastercard.Binance has appointed Thiago Sarandy as General Manager for Brazil. In this role, Sarandy will lead Binance’s operations in the country as it continues to advance regulatory discussions for the digital-asset industry.Sarandy joined Binance in 2022 and has been involved in industry engagement around the development of Brazil’s virtual-asset regulatory framework, working with associations, regulators, and legislators. He previously served as Chief of Regulatory and Legal Affairs for Brazil and El Salvador at Binance.“I am honored to take on this role in this transformation moment for crypto in Brazil, one of Binance’s most important growth frontiers,” Sarandy said. “In Brazil, more than 25 million people chose crypto organically before any regulation proposal, making it one of the most exciting markets to work in. As a General Manager, I’ll work to ensure Binance remains the most used platform in the country and support rules that expand access for the next wave of adoption.”Leadership Experience Across Regulation and Financial ServicesSarandy holds a law degree from Pontifical Catholic University of Rio de Janeiro, an LL.M. in capital markets from FGV-RJ, and a blockchain specialization from MIT. Before joining Binance, he spent more than 10 years in Brazil’s traditional financial sector, including roles as Partner and Chief Legal Officer at Genial Investments and Warren Investments.“We are excited to have a fully dedicated general manager for Brazil,” said Guilherme Nazar, Head of Latin America at Binance. “The country is highly relevant to the crypto industry and is going through an active period of regulatory debate. Thiago brings the expertise needed to engage in this process and support Binance’s growth in Brazil.” Sarandy will report to Nazar.Building Local Utility for BrazilLatin America continues to see growing interest in digital assets. According to the 2025 Chainalysis Crypto Adoption Report, the region includes three of the top 20 markets globally, and crypto adoption in Latin America increased by 63% last year, behind only Asia-Pacific. The same report ranks Brazil as the largest market in the region and the fifth-largest crypto market in the world.Over the past year, Binance has continued investing in product utility in Brazil, including payment experiences designed for local rails and everyday use. This includes integrating Pix with Binance Pay to enable real-time crypto-to-BRL payments. Brazil was also the first market for the relaunch of the Binance Mastercard in October 2025, expanding access to crypto-linked payment options.Further ReadingBinance Pay Brings Instant Crypto-Powered Payments to Brazil via PixCrypto Debuts at Brazil's Carnival With an Unprecedented ParadeBinance Secures Regulatory Authorization in Brazil, Its 21st Globally

Main TakeawaysBinance is partnering with the Design Commission Abu Dhabi to support “One Nation. One People. Together, We Protect What We Love,” a nationwide civic initiative that promotes unity, shared responsibility, and community engagement.The collaboration contributes to design-led innovation and cultural development and highlights Binance’s long-term commitment to the UAE, reinforcing its role in supporting the country’s economic growth and cultural ambitions.Binance is the only global cryptocurrency exchange participating.We’re pleased to participate in the UAE national civic initiative “One Nation. One People. Together, We Protect What We Love.” in partnership with the Design Commission Abu Dhabi (DCAD). This reflects Binance’s continued commitment to the UAE and support for initiatives that strengthen unity, stability, and shared responsibility.About the InitiativeDedicated to the Year of Family, this initiative brings together organizations from across government, business, education, and the wider community in a collective civic effort. This aims to foster solidarity between citizens and residents while reinforcing core national values such as unity, cooperation, and responsibility through nationwide participation and community-led engagement.Binance is supporting this initiative through active engagement in DCAD’s Residency focused on Textile Design and Innovation, helping advance its mission to drive design-led innovation, cultural production, and a future-ready creative economy. Notably, we’re currently the only global cryptocurrency exchange participating in this initiative.Our Commitment to UAEOur support for this initiative builds on Binance’s longstanding commitment to the UAE — marked early on by becoming the first crypto exchange to secure a global license under the Abu Dhabi Global Market (ADGM) framework — and reflects how that commitment continues to deepen today. It also highlights our ongoing investment in local talent, strategic partnerships, and broader ecosystem development. While Binance operates globally, the UAE remains a key strategic market where we continue to expand our presence and contribute meaningfully to its growth.“It’s important for institutions to stand alongside the communities they serve. Our participation in “One Nation. One People.” reflects Binance’s strong and ongoing commitment to the UAE – a country that has consistently demonstrated leadership in fostering stability, innovation, and inclusive growth,” said Tarik Erk, Head of MENAT and Senior Executive Officer, Abu Dhabi at Binance.He also added that the initiative goes beyond a single campaign, representing a collective expression of unity and shared responsibility, and that Binance’s partnership with the Design Commission Abu Dhabi contributes to a shared goal of strengthening both societal and economic development. He also noted that the UAE sets a global benchmark for balancing progress with strong community values, and expressed pride in contributing to initiatives that create lasting impact.Final ThoughtsBinance’s participation in this initiative reinforces our alignment with the UAE’s core principles of unity, shared responsibility, and forward-looking innovation. It also reflects our continued commitment to supporting UAE’s national efforts, by contributing meaningfully to the country’s long-term economic and cultural development – helping shape a more innovative and resilient future.Further Readingbotim money and Binance Sign MoU to Explore Bringing Crypto Access to Millions in the UAEBinance Partners With Ukraine’s Ministry of Digital Transformation and Lviv IT Cluster to Launch Digital Resilience LabBinance at Goals House Davos 2026 – Blockchain Use Cases for Financial Inclusion

Main TakeawaysBinance Chat, built into the Binance App, lets you message, trade, and send crypto with zero fees, all in one place.Key features include adding friends securely, sending crypto directly in conversations, group chats, and interactive tools like Red Packets and Trade Cards.All users must complete identity verification to use Chat and its transfer features, adding an extra layer of security to every conversation.This is a general announcement. Products and services referred to here may not be available in your region.Switching between apps to talk, trade, and send crypto can slow you down. Copying wallet addresses, juggling multiple tools, and jumping between platforms is inconvenient as it makes simple tasks more complicated than they need to be. Binance Chat brings messaging and crypto transfers together inside the Binance App. Talk one-to-one or in groups created by your favorite creators, share ideas in real time, and send crypto instantly to your contacts with zero fees.In this guide, we’ll walk you through what Binance Chat is, how it works, and the features you can start using today to connect, trade, and interact more efficiently.What is Binance Chat?Binance Chat is a social and messaging feature built into the Binance App. It supports one-to-one and group conversations and lets you send digital assets directly inside any chat with zero fees, powered by Binance Pay. Each user has a unique Chat ID. Search someone's Chat ID or UID, or scan their QR code to add them as a friend. Once they accept, you can message them and transfer funds immediately. Both sides must complete identity verification before using Chat, adding an extra layer of security to conversations.Binance Chat also connects to Binance Square, a social content platform within the Binance ecosystem. When a creator you follow creates a chatroom, you can easily access their group chat from their Square profile.To get started, tap the message icon in the top corner of the Binance homepage, use the Chat widget in the middle of the homepage, or search "Chat" in the search bar. If a creator you follow has enabled group chat, you can also join directly from their Square profile.Add Friends and Send Crypto with Zero FeesAdding someone on Binance Chat is simple, fast, and built with security in mind. Every user has a unique Chat ID, so you can easily find the right person and send them a friend request. Once it is accepted, you can chat instantly.From there, you can send crypto or stablecoins directly in the conversation with zero fees, powered by Binance Pay. Both sides must be identity-verified before any transfer goes through, so every transaction has an extra layer of security. Join Groups and Build CommunitiesSee a post on your Square feed that catches your eye? Tap through to the creator's profile and join group chat to follow the discussion live. Ask questions, compare viewpoints, and get additional context from your favorite market experts — all without leaving the Binance.If a creator you follow has a public group chat, you'll see it on their Binance Square profile page. Tap to join and start participating.Group chat creation is currently in closed beta, available to Square creators with 1,000 or more followers. Eligible creators can start groups by tapping the [+] icon in the top-right corner of the Chat list. Groups can be invite-only, and creators can assign admin roles to trusted members. Creators can also offer paid Subscription Groups — all subscription revenue goes directly to the group owner, with no platform fees.Explore Binance ChatShare Red Packets and Earn Rewards From Trade CardsBinance users can share a Trade Card in a one-on-one or group conversation on Binance Chat. Trade Cards pull data directly from your Binance account, so recipients know the information is real and not a fabricated screenshot. When someone trades through your shared Trade Card, you earn up to 50% referral commission. In group chats, creators can send community Red Packets that allow multiple members to claim a share. They can be used to celebrate milestones or just to keep things interesting for the community. If you see one appear in a group chat, tap to claim your portion before it runs out. It's one more reason to stay active in the groups you join.How to Access Binance ChatGetting started with Binance Chat takes just a few taps. Access Chat in Binance : Tap the Message icon or Chat widget on the top of the homepage.Add Friends: Tap the [+] icon at the top-right corner to add contacts via Chat ID, UID, or QR code.Join Groups: Visit a creator's profile on Binance Square and tap Chatroom to join.Interact: Inside a chat, tap the [+] button to send Red Packets or Trade Cards.Final Thoughts: A Faster Way to Connect and TransactHaving both social features and financial tools in one place means you can share ideas, ask questions, and act on opportunities without switching between different platforms and contexts. Everyday tasks like sending a quick payment to a friend or following up on a trade are even more straightforward. Binance Chat reinforces our commitment to building one space that provides everything users need. By combining communication, trading, and community building, Binance Chat makes it easier to stay connected and get things done without leaving the platform. It’s another practical step forward toward making crypto simpler and more connected for everyone, whether you’re a trader, a content creator or just getting started. Explore Binance ChatFurther ReadingGetting Started with Binance ChatBinance P2P Chatroom GuidelineHow To Send Crypto in Binance Chat.Disclaimer: Binance provides the Chat infrastructure as a service for Binance users to engage in their sole discretion. Binance Chat is a communication and content-sharing feature and does not constitute, or form part of, any financial, investment, or intermediary service. The content shared within Binance Chat does not amount to any advice, nor an offer, solicitation, or recommendation to deal in any digital asset. All payments and transfers conducted through Binance Chat take place directly between verified users’ Binance accounts. Binance is not a party to any group Chat but reserves the right to monitor, edit, remove, or block any User Content or restrict access to the Chat at its sole discretion, without prior notice. Chat groups are managed by independent chat/group leaders, not Binance. Binance does not endorse, or assume responsibility for content shared by the hosts. The Chat is provided “as is” and “as available” without warranties of any kind. You are solely responsible for your investment decisions. DYOR. Binance is not liable for any losses. For more information, please see our Binance Chat Terms, Risk Warning and Terms of Use.

Main TakeawaysBinance Academy's new course introduces beginners to AI agents, explaining how they differ from bots and assistants and how they can be useful in crypto.The free virtual course covers AI safety principles, Binance Ai Pro setup, and how to build structured research and trading workflows using Skills.Users will learn how to use Binance Ai Pro to conduct market discovery, on-chain analysis, and trading workflow planning, all within a single platform.AI tools are increasingly shaping how people interact with crypto markets. But there is a significant gap between merely using AI, and using it in a secure and optimal way. Without a clear understanding of how AI agents work, what their limitations are, and how to apply them responsibly, users risk misplaced trust, unnecessary risk exposure, or simply getting poor results. Binance Academy's new beginner-level course, AI Unlocked: Agents and Skills, is designed to close that gap, providing a structured, practical foundation for anyone looking to work with AI in crypto.How AI Agents Can Be Useful in Crypto TradingCrypto markets move fast. Information is spread across blockchains, social platforms, analytics tools, and project pages. The challenge is rarely a lack of data, but often too much fragmented data and not enough structure to make sense of it.AI agents are well-suited to this environment. Unlike basic bots that follow fixed rules, or assistants that answer individual questions, an AI agent can interpret a prompt, break it into steps, tap into relevant tools, and return an output. In practice, that means compressing a task or process that typically involves several separate tools – charting, project pages, on-chain data, risk checks, wallet analysis – into a single structured workflow.At the same time, AI agents are not completely fool-proof. Their output depends on the quality of data provided, tool availability, and how clearly the task is defined. Binance Academy’s new course AI Unlocked: Agents and Skills is designed to strike that balance: helping users unlock the practical value of AI while maintaining realistic expectations and safe habits throughout.About the Course AI Unlocked: Agents and SkillsThe free online course is designed for users of all levels of crypto experience, who may have no prior coding or AI exposure. The only prerequisite is a verified Binance account. After 10 modules and knowledge-check quizzes, users will learn how to:Distinguish between bots, assistants, and AI agents, and understand why the difference matters in a crypto context.Explain how AI agents work, including the perception-reasoning-action cycle, the role of tools and memory, and key limitations such as hallucinations.Apply safety principles from the start, including least privilege, API key hygiene, and keeping a human confirmation step in any execution workflow.Set up Binance Ai Pro and write effective prompts that produce focused, verifiable results. Activate and combine Skills inside Binance Ai Pro for market discovery, token research, on-chain analysis, and trading workflow planning.Build a complete AI trading workflow across discovery, verification, risk assessment, plan drafting, human confirmation, and execution – without handing control to the AI.Key Concepts You'll MasterHow AI Agents WorkThe course introduces a practical framework (perception, reasoning, and action) that helps users understand what is happening inside an AI agent without requiring technical background. It also covers four key elements every user should know: the prompt, context, memory, and tools.One critical limitation is addressed directly: hallucination, which is when an AI model generates confident-sounding but factually incorrect information. In a crypto context, this could mean fabricated price data, inaccurate project details, or misleading risk assessments. The course teaches users how to prompt for source transparency and cross-verify AI outputs against reliable references like block explorers.The Difference Between Bots, Assistants, and AI AgentsThese three terms are commonly used interchangeably, but they describe meaningfully different systems. A bot follows predefined rules; an assistant understands and answers questions; an AI agent goes further: it can interpret a goal, plan the steps required to reach it, choose tools, and act. Understanding this distinction is the foundation for everything else in the course, including how Binance Ai Pro Skills work and why workflow design matters.Safety as a Design PrincipleOne of the most important lessons in the course is that safety is a default that should be designed in from the beginning. The course covers four principles: least privilege, API key awareness, human confirmation, and avoiding common beginner mistakes such as granting excessive permissions upfront or copying unverified prompts from social media. A consistent recommendation throughout: start with read-only research tasks and only add account permissions when a specific task genuinely requires them.Activating and Using Skills Inside Binance Ai ProBinance Ai Pro becomes a practical crypto assistant when the right Skills are activated. The course explains how the Binance Skills Hub works. The Hub is a growing collection of modular tools that connect Binance Ai Pro to specific capabilities.The course also introduces an important distinction between public Skills, which require no API keys and are ideal for market research and on-chain analysis, and permissioned Skills, which connect to account functions and require more careful review. Users learn how to evaluate which Skills are appropriate for their goals before activating them.Final ThoughtsAI agents are tools that can help achieve results with limited oversight. Used with clear goals, structured workflows, and consistent safety habits, AI can meaningfully improve how users research and participate in the crypto market. However, used carelessly, they introduce new risks without adding proportional value.The course AI Unlocked: Agents and Skills is designed to help beginners build the right foundation from the start: practical and always with a human in control. The course is free and takes approximately 30 minutes to complete. Check out the course today to build the skills needed to use AI effectively in crypto.Further ReadingBinance Academy and Injective Launch a New Course on Blockchain Use in Web3 FinanceBinance Academy and Marlin Foundation Launch Free Course on Off-chain ComputingBinance Academy Launches Intermediate-Level Courses to Help Drive Web3 EducationDisclaimer: This content is presented to you on an “as is” basis for general information and educational purposes only, without representation or warranty of any kind. It should not be construed as financial, legal or other professional advice, nor is it intended to recommend the purchase of any specific product or service. You should seek your own advice from appropriate professional advisors. Where the content is contributed by a third party contributor, please note that those views expressed belong to the third party contributor, and do not necessarily reflect those of Binance Academy. Please read our full disclaimer here for further details. Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance Academy is not liable for any losses you may incur. This material should not be construed as financial, legal or other professional advice. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysThe largest energy shock in decades has already repriced global markets, with oil up sharply year-to-date despite recent volatility.Commodities are leading returns in 2026, creating a wide divergence from equities and reshaping portfolio dynamics.For the first time, crypto-native users can access these macro trades directly, within a single account and without traditional infrastructure barriers – on Binance.As disruptions in the Strait of Hormuz tightened supply, oil repriced fast, volatility surged, and commodities took the lead in global returns. The result is a new market reality: asset classes are diverging, and energy is setting the pace.That’s the core thesis of the biggest macro trade of 2026, and it’s now accessible to crypto-native traders. You can express macro views across oil, gold and other metals, and equities alongside digital assets in a single Binance account, with continuous access designed for markets that move on headlines and late night tweets.The Rise of CommoditiesCrypto users are accustomed to digital assets making the biggest moves, but the defining macro event of 2026 so far originated outside of financial markets: it began in energy.Disruptions in the Strait of Hormuz removed an estimated 20% of global oil supply at peak impact, marking what the International Energy Agency has described as the largest supply shock on record. The scale exceeds previous crises in 1973 and 1979, both of which reshaped the global energy landscape for years.Markets responded immediately as oil repriced at a pace rarely seen in modern times. At one point, Brent crude surged more than 60% within a single month, marking the most volatile period since 2008 and one of the largest monthly moves since the 1980s.Even after recent easing following ceasefire developments, the structural picture remains in place, suggesting that this repricing is hardly a short-lived dislocation. Brent crude remains up roughly 44% year-to-date, while WTI has gained more than 70%.A Market Moving at a Record SpeedWhat makes this move notable is not just its magnitude, but its divergence from other asset classes, clearly visible in data.Since late February, Brent crude has outpaced every major asset class, accelerating sharply while equities, gold, and currency indices have remained relatively stable. Bitcoin has participated in the move, but with less intensity.Crude oil and precious metals delivered record performances since previous global crises decades agoA second view reinforces this divergence: Brent crude has delivered returns approaching 45%, far exceeding BTC and significantly outpacing traditional benchmarks. Gold, often viewed as a defensive asset, has remained flat to slightly negative over the same period.This is the defining feature of the current environment – markets are separating.Volatility Is the TradeIn March, oil’s day-to-day swings hit levels not seen in over a decade. The Brent-WTI gap widened beyond $12, around 3x its historical average, as disruptions created real-world pricing splits between regions. At the same time, the futures curve flipped into deep backwardation (near-term prices much higher than later prices) – a classic sign of tight supply in the moment, combined with uncertainty about how long it lasts. In other words, the market is paying up for oil today, and constantly rethinking tomorrow.That “always rethinking” is the opportunity. When prices react this quickly to headlines, traders can improve their chances of success by staying close to the narrative as it evolves.Oil’s Follow-Through: Inflation Risk, Then GoldEnergy shocks rarely stay contained: when oil reprices, inflation expectations tend to follow, and that’s where inflation hedges like BTC and gold naturally enter the frame. As we are exploring traditional commodity-driven opportunities, let’s focus on gold.One possible scenario is this: If tensions in the Middle East persist, higher energy costs can seep into areas like transport and consumer prices. Gold is one of the most widely recognized ways markets hedge against inflation, and the backdrop already supports the case.Gold rose 65% in 2025, its best year since 1979 (another period shaped by an oil shock triggered by a Middle East upheaval, and the resulting inflation fears).The longer-term reserve picture is also shifting: the USD’s share of global FX reserves has fallen from around 71% in 2000 to 59% at the end of 2025, while gold’s share is at around 30%, the highest since 1991.Institutions and sovereign entities have been explicit about the “macro chain reaction” markets are pricing:Oil targets tied to disruption durationInstitutionNear-Term TargetKey Driver CitedMorgan StanleyUS$150 to US$180If Hormuz Strait blockade last several monthsSaudi ArabiaUS$180If disruptions persist into late AprilGold targets tied to inflation/credibility and central-bank demandInstitution2026 TargetKey Driver CitedGoldman SachsUS$5,400 (YE 2026)Debasement trade; CB demand 60t/moJ.P. MorganUS$5,000 (Q4 2026)Long-Term: $6,000+585t/qtr CB + investor demandAnd if gold is the “cleaner” expression of the macro hedge, silver tends to be the more aggressive “cousin.” It posted +148% in 2025, reflecting how strongly precious metals can respond when the cycle turns.Why This Trade Feels New for RetailFor years, these macro themes were easy to talk about and harder to access. Commodity and precious-metals exposure often meant separate accounts or platforms, and limited market hours. In moments like 2026, when the market is responding to geopolitics in real time, that friction introduces a heavy tax on participation for most retail investors.On Binance, users can access multiple major markets – crypto alongside commodities and select tokenized stocks – through a single platform experience. For retail, that “one gateway” is the difference between watching macro events unfold and being able to participate in it without rebuilding the entire trading setup.Final ThoughtsThe biggest trades often emerge from massive market changes. In 2026, the oil shock reset the pricing of risk and pushed commodities to the front of the leaderboard, reviving inflation as a powerful market variable. A real-world supply shock is driving market dynamics powerful enough to spill across assets, and the opportunity isn’t limited to a single chart or a single ticker.For traders, the view should be big-picture and systemic – and acting on this view requires an all-in-one financial platform like Binance to navigate diverse opportunities in one unified environment built for markets that move fast.Further ReadingFrom Zero to a Global Pricing Hub: Binance TradFi’s First 90 DaysHow Perpetual Futures Are Reshaping Institutional TradingTradFi Perpetuals on Binance: Trade Commodities and Stocks 24/7Disclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. TradFi Perps are subject to high market risk and price volatility (particularly outside traditional market hours). You may be called upon at short notice to make additional margin deposits or interest payments. If the required margin deposits or interest payments are not made within the prescribed time, your collateral may be liquidated. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. All of your margin balance may be liquidated in the event of adverse price movement. Past performance is not a reliable predictor of future performance. TradFi Perps do not represent ownership of the relevant underlying asset. Before trading, you should make an independent assessment of the appropriateness of the transaction in light of your own objectives and circumstances, including the risks and potential benefits. Consult your own advisers, where appropriate. This information should not be construed as financial or investment advice. To learn more about how to protect yourself, visit our Responsible Trading page. For more information, see our Terms of Use, Clearing Rules, Clearing Procedures, Contract Specifications and Risk Warning.Disclaimer: This content is presented to you on an “as is” basis for general information and educational purposes only, without representation or warranty of any kind. It should not be construed as financial advice, nor is it intended to recommend the purchase of any specific product or service. Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Not financial advice. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysThis spring, turn intentions into itineraries using crypto with Binance Pay – leveraging instant, gas fee-free payments across 100+ crypto assets, and the network of 20M+ merchants.From South Africa to Sri Lanka and France, this guide spotlights a curated mix of merchants across travel, stays, dining, nightlife, and retail.Before checkout, do confirm that Binance Pay is available, as supported payment options may vary by jurisdiction, merchant, and checkout flow.This spring, let your crypto take you places with Binance Pay. As Easter escapes, long weekends, and early summer itineraries come into view, Binance Pay offers a smoother checkout experience with crypto – be it securing flights, hotel stays and experiences ahead of departure, or indulging in a little retail therapy along the way. From refined stays to everyday indulgences, read on for a curated mix of travel and lifestyle names for the season ahead.*Availability may vary by jurisdiction, merchant, and checkout flow.Pre-DepartureBook that dream getaway with Alternative Airlines, which offers access to hundreds of airlines worldwide with crypto. Pair your spring adventures with an elegant timepiece from Era Vault, where premium Swiss watches bring a sense of craftsmanship, precision, and quiet luxury to every journey.South Africa: From Urban Comfort to Untamed BeautyFly in with FlySAA, South Africa’s national carrier, for domestic and international connections across the region. In Cape Town and Johannesburg, Radisson Blu offers elevated stays defined by contemporary comfort. For those in search of retail therapy, Century City Hotel is a well-placed choice, with Canal Walk Shopping Centre – one of Africa’s largest malls – just moments away. Overlooking the Sea Point Promenade, Premier Hotel Cape Manor provides easy access to iconic landmarks including the V&A Waterfront, Cape Town Stadium, and the majestic Table Mountain. For a bush retreat, Sundowners Game Lodge offers a stay immersed in nature, where wildlife encounters and peaceful surroundings create a more considered escape. To venture further into the wild, turn to Far and Wild Safaris for tailored safari experiences. If your ideal escape includes a joyride or two, Adventure Bike Rentals Cape Town offers an exhilarating way to discover the Western Cape’s scenic roads and coast.Spring Style & ShoppingLean into the Parisian art of spring dressing at Printemps, where luxury fashion, beauty, and lifestyle finds come together under one elegant roof, while Citadium brings a cooler edge with its sharp mix of streetwear and contemporary labels for those with a taste for what’s current.For a hands-free payment experience that stays close at hand, Orukka offers a stylish take on tap-and-go with wearable payment – a shopaholic’s best bud, one that is always ready on your finger for the next tap.Sip, Savor, SocializeTumble into a lively night at The Athletic Club and Social in Johannesburg, where live sports, drinks, and an easy social atmosphere set the tone for evenings that stretch effortlessly with good company. When a quieter reset is in order, slip into the Slow Lounge for a more relaxed setting to unwind over a drink between flights and meetings. When in Sri Lanka, satisfy your cravings for bold seafood flavours at Isso Isso Prawn Crazy, known for its prawn-focused menu and energetic dining experience. Find your way to Headquarters, where contemporary dining meets comfort for casual meals and laid-back group gatherings.Trade the table for the open sea with SE Yachting, whose bespoke yacht charters across the Mediterranean and Europe offer a luxurious escape from the buzz.How to Make Payments With Binance Pay1. Scan the merchant’s Binance Pay QR code with your Binance App by either tapping the QR code scanner on the homepage or long pressing the Binance App icon on your mobile home screen, and tapping [Scan].2.  Payment details will be reflected after scanning the QR code. Please note that your payment details will vary depending on the payment instructions set by the merchant upon QR code creation.3. You can then select the crypto to be utilized for your payment. Tap on the [>] to change the wallet. Review the payment details and tap [Confirm].For more information, refer to our guide here.Final ThoughtsWith Binance Pay, the numbers in your portfolio can become real-world experiences in just a few taps. Whether you are booking ahead or paying on the go, Binance Pay lets you use crypto at participating merchants online and offline (depending on local availability and merchant support). In that sense, your portfolio becomes more than something you hold; it can also serve as a medium of exchange for the things you want – instantly, with ease. Turn intention into itinerary with Binance Pay today!Further ReadingBinance Pay Travel Route – Bhutan, the Land of Gross National HappinessHow to Make Payments to a Merchant with Binance Pay via QR Code?Binance Pay Surpasses 20 Million Merchants as Stablecoin Adoption AcceleratesDisclaimer: Digital asset prices can be volatile. The value of your investment may go down or up, and you may not get back the amount invested. This content is for general information only and should not be construed as financial or investment advice. For more information, see our Terms of Use, Binance Pay Terms of Use and Risk Warning.

Main TakeawaysBinance supported Operation Atlantic, an international law enforcement initiative focused on approval phishing, a scam that targets victims’ crypto-wallet permissions.The operation identified more than 20,000 victims across the UK, Canada and the United States with over $12 million in suspected criminal proceeds frozen.Binance’s Special Investigations team provided on-the-ground investigative support and scam intelligence during the week-long operation.We are proud to share our participation in and support of Operation Atlantic, the UK’s National Crime Agency (NCA)-led international law enforcement operation targeting cryptocurrency and investment scammers.Binance, along with other private industry partners and law enforcement agencies, joined Operation Atlantic, a week-long event and effort co-hosted by the NCA, US Secret Service, Ontario Provincial Police, and Ontario Securities Commission. The operation focused on identifying victims who have lost, or were at risk of losing, cryptocurrency through approval phishing scams. This type of scam occurs when criminals deceive victims into granting wallet access under the guise of investment opportunities. Binance’s On-the-ground SupportApproval phishing is a scam designed to trick someone into approving malicious access to their cryptocurrency wallet. Once access is granted, criminals can transfer assets out of the wallet, and those transactions are typically difficult to reverse.As part of Operation Atlantic, Binance’s Special Investigations team provided investigative support on site in London. This included live screening workflows and proactive scam intelligence designed to help identify potentially impacted people and support outreach and intervention efforts.In addition to victim screening, Binance provided actionable intelligence on potential bad actors to assist with asset seizure and conducted proactive research that identified scam websites still actively defrauding victims at the time of the operation. No funds were seized or frozen from Binance accounts, as the criminal proceeds targeted by the operation were held outside of the Binance platform.NCA Deputy Director of Investigations Miles Bonfield described the effort as an example of effective public-private cooperation. He said: “This intensive action has led to the safeguarding of thousands of victims in the UK and overseas, stopped criminals in their tracks and helped save others from losing their funds.”Approval Phishing: What Users Should KnowApproval phishing is a tactic that uses fake pop-ups or alerts that appear to come from a trusted app or service, prompting victims to grant wallet access. Once the victim approves, the scammer can gain control of the wallet and transfer funds."Approval phishing is one of the most damaging types of scams targeting crypto users today, and Operation Atlantic underscores how effective crime fighting is possible when private and public partners move together to stop fraud at the source,” said Binance Senior Regional Advisor for EMEA Flavio Tonon. “The inherent transparency of the blockchain makes it difficult for criminals to hide for long while exploiting victims. We are proud to have played a meaningful role in protecting thousands of potential victims."Final ThoughtsScams evolve quickly, and many are designed to exploit trust and urgency rather than technical vulnerabilities. Efforts like Operation Atlantic show how coordinated work between law enforcement and responsible industry partners can help identify and disrupt organized fraud schemes, and reduce further losses.We continue to work closely with law enforcement agencies globally to further protect the blockchain ecosystem from bad actors and ensure a secure environment in the digital assets space to advance security and innovation together. In 2025, Binance supported more than 71,000 law enforcement requests and assisted in the confiscation of more than $131 million in illicit funds. Further ReadingAccount Security, 2026 Edition – Early Alerts, Simple Setups, and Scam Awareness to Protect Your Binance AccountWhat Is Smishing? How to Protect Your Binance Account With an Anti-Phishing CodeBinance Supports Law Enforcement Operation Targeting Scam Infrastructure Across Africa

Main TakeawaysIn under 90 days, Binance has built a new market for TradFi derivatives on crypto rails, scaling from launch to a $7.6 billion single-day peak in gold trading alone.Activity in precious metals has reached globally relevant levels, with silver trading exceeding 20% of COMEX volumes at peak, placing Binance within the same liquidity tier as established venues.Continuous, 24/7 trading is extending how price discovery works, allowing global macro assets to trade and reprice beyond the hours of traditional exchanges.A new category has emerged over the first quarter of 2026: crypto-native access to TradFi derivatives. Within this category, Binance has moved from initial launch to sustained multi-billion dollar trading activity in a matter of weeks.The trajectory is unusually steep: for example, metals trading began at approximately $1.5 million in daily volume, and within 90 days, peak activity reached $7.6 billion, representing a 5,000x expansion. This growth was observed across multiple asset classes, from gold and silver to energy markets and equities, forming a cross-asset environment where users can express macro views through a unified interface.The speed of this development reflects a shift in how market access is realized, demonstrating how crypto infrastructure is increasingly capable of supporting continuous financial activity at global scale.Closing in on TradFi VenuesThe scale and speed of this 90-day growth becomes clearer when Binance activity is placed alongside the primary venues used for price discovery in each asset class.At peak daily activity:Gold reached approximately $7.6 billion, equivalent to 3-8% of COMEX (CME Group’s  Designated Contract Market) volumesSilver reached approximately $6.4 billion, equivalent to 10-21% of COMEX activityOil markets are in earlier stages, with WTI and Brent both around 1% of New York Mercantile Exchange (NYMEX) and Intercontinental Exchange (ICE) volumesIn equities, select listings such as CRCL have reached approximately 10–12% of primary exchange (the New York Stock Exchange/NYSE) activityThese figures reflect single-day peaks, capturing moments of highest engagement. In precious metals, the analysis already places Binance within a range that is comparable to key global liquidity pools. In energy and equities, the same pattern is beginning to take shape, if from a lower baseline.What is remarkable is how quickly and steadily Binance’s average share of benchmark venues has expanded from January through April. Gold moved from below 1% to levels approaching 2% on average, with higher peaks. Silver followed an even sharper trajectory, reaching double-digit average participation and exceeding 20% at peak. Equities such as CRCL and MSTR show consistent month-on-month expansion.ProductBinance Daily Volume, at peakTraditional Market BenchmarkBinance as % of primary TradFi venue volumeGold$7.6B COMEX GC ~$100B/day~3–8%Silver$6.4B COMEX SI ~$25B/day~10–21%US Oil$760MNYMEX WTI ~$56–112B/day~1%Brent Oil$360MICE Brent ~$32–54B/day~1%CRCL$256MNYSE CRCL ~$1.4B/day~10–12%TSLA$190MNasdaq TSLA ~$15–20B/day~0.5–1%MSTR$60MNasdaq MSTR ~$2.5B/day~2–3%Table 1: Binance peak daily volumes vs. primary TradFi price-discovery venues (single-day highs, Jan-Apr 2026)A peak-share view is even starker: in gold, activity on Binance has reached approximately 8% relative to COMEX and around 11% relative to SHFE at peak moments. In silver, participation has exceeded 20% relative to COMEX. Oil and equity contracts remain earlier in their development, but already show measurable progress.The direction is consistent across all assets: from marginal participation at the outset to meaningful relevance within just several months.Regional exchanges represent another reference point. Here, the relative scale of Binance activity becomes even more remarkable.ExchangeLocationEst. Daily VolumeBinance XAUUSDT equivalentSHFEShanghai~$70B~11%MCXIndia~$3B ~220%DGCXDubai~$1.3B ~600%TOCOMJapan~$1.4B~570%Table 2: Binance XAUUSDT peak activity as an equivalent share of major national exchangesIn gold, Binance activity has reached a range comparable to a meaningful share of the Shanghai Futures Exchange (SHFE), the world’s second-largest gold futures market. At the same time, activity exceeds that of India’s Multi Commodity Exchange by multiple times, surpasses the Dubai Gold and Commodities Exchange (DGCX) by more than an order of magnitude, and stands well above The Tokyo Commodity Exchange. These comparisons place Binance within the same order of magnitude as established national exchanges. In silver, the pattern is even more pronounced. Price Discovery Across Time ZonesTraditional exchanges operate within defined trading hours, while Binance provides continuous market access. This allows trading activity to carry on through geopolitical developments and macroeconomic releases regardless of time zone.Recent trading patterns show this advantage at work. In many cases, periods of elevated activity have occurred while traditional venues were closed, with Binance processing significant volumes during those off-hours. Prices established during these periods can then feed into broader market expectations as legacy markets reopen.Thanks to 24/7 digital asset infrastructure, price discovery becomes a continuous process shaped by a global participant base rather than being concentrated within specific hours.Made for the 2026 Macro Environment: Portfolio Construction in a Cross-Asset WorldThe expansion of TradFi trading on Binance has coincided with a shift in global market disposition: commodities have emerged as the strongest-performing asset class of 2026, with energy markets experiencing one of the most significant repricing cycles in recent history. Brent crude has risen by approximately 80% year-to-date, while WTI has increased by approximately 100%. At the same time, large-cap equity benchmarks have trailed, directing increased attention toward commodities and macro-sensitive instruments.Binance’s product expansion has aligned with this shift, giving users access to metals and energy markets at a time when these assets have driven global returns, supporting both trading activity and broader adoption.Importantly, the availability of TradFi assets on crypto rails expands how portfolios can be constructed. Crypto-native portfolios often concentrate exposure within a single asset class, which can lead to higher correlation during periods of market stress.Assets such as gold or oil respond to macroeconomic and geopolitical developments, and supply dynamics that differ from crypto cycles. As a result, combining digital assets with commodities creates a broader and more flexible portfolio structure.This shift is particularly relevant in environments where macro factors dominate returns. Access to multiple asset classes within a single interface allows users to adjust exposure without leaving the platform.RWA Convergence: Bridging On-Chain and Off-ChainThese developments align with the broader expansion of real-world assets (RWAs) on blockchain infrastructure. On-chain RWA value has surpassed $27 billion, with BNB Chain’s share reaching $3.4B, having grown 35.8% over just the last month.What distinguishes Binance's positioning is that both layers now coexist within a single application. Users can trade centralized TradFi derivatives like gold, oil, and equity perpetuals alongside direct access to on-chain RWA tokens, without switching apps. In practice, this means an investor can hold leveraged macro exposure through a gold perpetual, allocate to tokenized yield-bearing instruments on-chain, and rebalance between the two from one point of access.This dual-rail architecture – centralized derivatives for liquid price exposure, on-chain assets for programmable ownership – represents an early version of what a unified cross-asset platform may look like. Rather than choosing between CeFi efficiency and DeFi composability, users can draw on both within the same portfolio construction workflow.The First 90 Days – and What Comes NextThe data from Binance's first quarter of TradFi activity suggests that crypto infrastructure can support continuous, multi-asset trading at globally relevant scale. Precious metals have already reached liquidity tiers comparable to established regional exchanges. Energy and equity products, while earlier in development, are following a similar adoption curve.As liquidity deepens and additional asset classes come online, the platform's role may shift from an alternative venue to a primary access point for a segment of global participants – those who value 24/7 availability, cross-collateralization, and the ability to move between traditional and digital assets within a single environment.While the first 90 days have established a foundation, the overall trajectory points toward a broader vision of a cross-asset financial layer where the distinction between traditional and crypto-native markets becomes increasingly difficult to draw.Final ThoughtsOver the past quarter, Binance has introduced a new layer of infrastructure connecting crypto-native capital with global financial assets. The data shows rapidly expanding participation and increasing relevance relative to established venues.As liquidity deepens and participation broadens, this model supports a more continuous and interconnected market structure, where access, timing, liquidity, and broad asset coverage converge within a single system.Further ReadingBinance Research on Key Trends in Crypto – April 2026TradFi Perpetuals on Binance: Trade Commodities and Stocks 24/7The Rise of Binance as the 24/7 Global Market – From Crypto to TradFi Perpetuals

Main TakeawaysBinance Capital Connect is a dual-sided platform where qualifying asset managers can raise and manage capital, and professional investors can discover and conduct due-diligence before allocating to crypto strategies within Binance.Investors get access to crypto strategies with standardized performance data.Trading teams get institutional-style tools to raise and manage capital on Binance without building the infrastructure themselves.This is a general blog. Products and services referred to here may not be available in your region.The crypto industry has grown, but the infrastructure connecting trading teams and professional investors remains fragmented, informal, and opaque. It relies on relationships brokered over messaging apps, performance tracked on unverified spreadsheets, and capital raised through closed networks that most simply cannot access. For a long time, professional investors allocating to crypto strategies have often been required to tolerate a level of opacity that would be unacceptable in any other asset class.That's why we created Binance Capital Connect, a marketplace built natively within the Binance ecosystem for two audiences: trading teams seeking institutional-grade infrastructure to raise and manage capital, and professional investors seeking a verified channel to discover and allocate to institutional crypto strategies.Unlike platforms that bolt crypto onto traditional finance infrastructure, or discovery tools that offer no execution rails beneath them, Capital Connect is built inside Binance. The marketplace operates within the same ecosystem used for trading, custody, and compliance workflows.The Gap in Institutional Crypto Capital AllocationFor crypto trading teams, raising institutional capital is challenging without established distribution channels or prime broker capital introduction access. At the same time, professional investors struggle to evaluate actively managed crypto strategies, with little standardized performance data and no clear allocation process. Capital Connect is designed to bring greater transparency and structure to crypto manager selection. Only KYB-verified, licensed portfolio managers are eligible for listing, with a marketplace framework built to help investors and managers engage with greater confidence.Capital Connect is a discovery and allocation marketplace. Binance does not endorse or recommend strategies. Portfolios are organised by strategy type, and ranked within each category by performance.Catherine Chen, Head of Binance VIP & Institutional:“With Capital Connect now rebuilt on top of Portfolio Accounts, we’re bringing a more integrated and scalable way for investors and trading teams to meet and work together. Capital Connect is another milestone in our journey to reduce friction in crypto market infrastructure and make digital assets more accessible for institutional and sophisticated users.”For Institutional Investors & Family OfficesCapital Connect is designed for professional investors, including family offices, crypto allocators, wealth managers, and high-net-worth entities seeking structured exposure to actively managed crypto strategies.Within Capital Connect, investors can:Browse and filter trading teams by strategy type, 30-day return, Sharpe ratio, maximum drawdown, and minimum investmentReview standardised portfolio profiles and objective performance data based on verified historical track recordsAllocate and redeem capital through structured processes, with investment terms disclosed upfrontPerformance data is disclosed directly by Binance, trading teams cannot self-report or edit historical records.The marketplace is free to access. All participants, investors and trading teams alike, are subject to mandatory KYB verification. Strategy performance is reported on a standardised Net-Asset-Value (NAV) basis.For Trading Teams To Raise Institutional Crypto CapitalCapital Connect gives trading teams access to institutional-grade portfolio infrastructure, without building an operational stack independently.Within Capital Connect, trading teams can:Value portfolios using industry-standard NAV methodology, providing investors with transparent, continuously updated performance dataBuild a verified track record on Binance. Historical performance data is calculated and stored directly within the Portfolio Accounts infrastructure rather than being self-reported. Investors can trust that what they see reflects what actually happened.Pool capital across multiple investors through omnibus account structures, with individual allocations kept separateSet redemption terms directly with investors before capital is committedList strategies on the marketplace and focus on execution, operational and administrative overhead is handled within the Binance ecosystemPortfolio Accounts are the infrastructure layer that powers this. They are omnibus-style accounts using NAV-based valuation methodology, the same framework institutional trading teams use in traditional finance. NAV is calculated continuously, giving trading teams a professional-grade accounting framework without building one independently.To list on Capital Connect, trading teams must hold a valid Asset Management or Portfolio Management licence, or recognised exemption, issued by a regulated authority in their jurisdiction, and complete Binance's KYB process. This ensures Capital Connect remains a credible distribution channel for institutional capital.Why Capital Connect Is Built on the World's Largest Crypto ExchangeScale & Reach: Capital Connect is integrated within Binance, the exchange that processed $34 trillion in trading volume in 2025, with over 310 million registered users globally. Trading teams gain access to the largest network of institutional crypto investors, without prime broker introductions or closed distribution channels.Institutional Custody: Capital allocated through Capital Connect remains securely held within Binance's custody infrastructure, eliminating the need for investors to transfer assets to third-party custodians and reducing associated counterparty risk.Regulatory Credibility: Regulatory compliance is a cornerstone of Capital Connect’s design. Binance’s global platform is licensed by the FSRA in the Abu Dhabi Global Market (ADGM), making it the first global crypto exchange regulated under this framework. All participants, trading teams and investors, are subject to mandatory due-diligence processes, establishing a foundation of compliance essential for institutional capital commitments.Deep Liquidity, Seamless Execution: Because Capital Connect is built directly on Binance’s trading infrastructure, trading teams benefit from immediate access to the deepest liquidity in the crypto market. Strategy execution, settlement, and capital management happen within a single, frictionless ecosystem, eliminating dependency on third-party execution rails.How to Join Capital Connect as an Investor or Trading TeamCapital Connect is available to trading teams who are licensed and to professional investors who meet the eligibility requirements listed below.For Trading TeamsComplete KYB onboarding and listing requirements, then configure your Portfolio Account structure and terms. Once eligibility requirements are met, your strategy will be discoverable to investors across the Capital Connect marketplace.For Professional InvestorsTo qualify, institutional investors must meet one of the following thresholds:VIP3 status or above on BinanceTotal assets of US$1M or more held on platformExternal asset proof of US$1M equivalent, submitted for reviewIndividual investors are not eligible at this stage. Investors must also be registered in a jurisdiction that appears on the Capital Connect Permitted Jurisdictions list. Once verified, investors can browse and filter strategies directly on the Capital Connect marketplace.For more information, please refer to How to Complete Identity Verification? and How to Verify My Entity’s Operating Address for Binance KYB?The Future of Institutional Crypto AllocationCapital Connect redefines what the crypto portfolio ecosystem can look like when structure, trust, and scale work together. For trading teams, it removes the operational burden of building infrastructure from scratch. For investors, it replaces guesswork with standardised data.As the digital asset space matures, the infrastructure supporting it must meet the same standards as traditional finance. Capital Connect is built to that standard.Further ReadingBinance Evolves Capital Connect: A Portfolio Marketplace for Institutional Investors and Trading TeamsFrom Exchange to Infrastructure – How Binance Underpins CryptoBinance Launches Portfolio Accounts, the First Crypto Exchange Solution Enabling Trading Teams to Pool Investor AssetsDisclaimer: Capital Connect is a connection and facilitation service presented on an “as is” and “as available” basis without representation or warranty of any kind, operated by Nest Trading Limited, an Authorised Person holding Financial Services Permission from the Financial Services Regulatory Authority of the Abu Dhabi Global Market. This service is only accessible to qualified persons and may not be available in your region. Capital Connect does not constitute investment advice, a personal recommendation, or an offer or solicitation to buy or sell any investment. Binance does not act as agent, fiduciary or adviser to any person in connection with Capital Connect. Binance is not recommending that any person invests with any of the Trading Teams listed. Investing with Trading Teams involves a high degree of risk, including the risk of total loss of investment. Investors are solely responsible for assessing the suitability of a particular investment opportunity and carrying out the appropriate due diligence. In doing so, Investors should seek independent advice and further information and should not rely on the information presented here. Investors are solely responsible for their investment decisions and Binance is not liable for any losses incurred. Binance is not liable or responsible for the completeness or accuracy of any information presented on or through Capital Connect (including, without limitation, any information relating to past or projected future performance of any Trading Team). No information presented on or through Capital Connect should be construed as financial advice, a personal recommendation, or an offer or solicitation to buy or sell any investment. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysThis blog summarizes the findings of the recent Binance Research report discussing key developments in crypto markets over the past month.In February, total cryptocurrency market cap edged up 1.8% to US$2.39T, demonstrating relative resilience amid heightened geopolitical uncertainty surrounding the prolonged US-Iran conflict and subsequent global trade disruptions.Normalization of traffic through the Strait of Hormuz could swiftly pivot market sentiment.This blog summarizes key Web3 developments in March 2026 from Binance Research’s monthly report to provide an overview of the ecosystem’s state. We analyze the performance of crypto, and DeFi markets before previewing major events to look out for in April 2026.Crypto Market Performance in March 2026In March, the total cryptocurrency market capitalisation edged up 1.8% to US$2.39T, demonstrating relative resilience amid heightened geopolitical uncertainty surrounding the prolonged US-Iran conflict which disrupted ~20% of global oil trade.Even as equities and commodities absorbed the shock, BTC and ETH rose 1.51% and 6.27%, while spot BTC ETFs posted four consecutive weeks of net inflows – reversing the outflow trend seen since November 2025. Despite range-bound prices, the Fear & Greed Index exited extreme fear for the first time in two months, rising to 29. BTC dominance held at 58.3%, stabilising within the 57–59% range since September 2025, while ETH’s share fell from 14.6% to 10.8% and other altcoin dominance climbed from 27.4% to 31.2%. The trend remains inconclusive amid macro uncertainty and a broader liquidity crunch.Monthly crypto market capitalization edged up 1.8% in MarchSource: CoinGeckoAs of March 31, 2026Performance across the top 10 was mixed, with gains concentrated in a handful of large caps amid ongoing macro uncertainty and tight liquidity. HYPE and TRX led the group, up 17.26% and 10.93% respectively, supported by Tron Inc.’s continued accumulation (~688.8M TRX). ETH rose 6.27% despite US$82M of net outflows from ETH spot ETFs, while BTC gained 1.51% as BTC spot ETFs drew US$1.13B in net inflows and the Coinbase premium turned positive.Elsewhere, LINK added 0.35% on Coinbase’s Chainlink DataLink integration. DOGE, BCH, and BNB slipped 1.14%, 1.51%, and 1.31%, respectively, despite supportive regulatory and network-activity signals. XRP fell 2.22% even as whale flows picked up (~450M XRP on Binance), and SOL declined 2.8% despite continued ecosystem momentum. Monthly price performance of the top 10 coins by market capitalization Source: CoinMarketCapAs of March 31, 2026Decentralized Finance (DeFi)TVL share of top blockchainsSource: DeFiLlamaAs of March 31, 2026 In March 2026, DeFi Total Value Locked slipped down 3.3% to US$92.83B, despite a broader cryptocurrency market rebound. Among the top five DeFi ecosystems, Ethereum, BNB, and Base recorded modest increases in market share, while overall distribution remained relatively stable.The Resolv protocol exploit, where an attacker minted ~80M unbacked USR tokens and extracted ~US$25M in ETH, caused USR to depeg and pressured TVL in lending protocols including Morpho and Gauntlet. However, the broader DeFi ecosystem remained resilient, as the impact was limited given its relatively small scale.Tokenized Real-World Assets (RWAs)RWA net monthly growth by categorySource: rwa.xyz, Binance ResearchAs of March 2, 2026 Total RWA asset value increased by around 4%, reaching approximately US$27.1B as the government debt sector added ~US$2B in inflows. However, the commodities and institutional funds sectors recorded outflows of ~US$0.9B. BNB Chain also experienced significant expansion, with total RWA value reaching ~US$3.4B, a ~35.8% MoM increase.Growth was led by the two largest players, with Circle’s USYC up about 42% MoM to a record market cap above US$2.6B and BlackRock’s BUIDL rising about 12% to US$2.2B. BlackRock also integrated Chronicle’s Proof of Asset system into BUIDL at month-end, improving transparency for tokenized institutional assets.April Events and Token UnlocksTo help users stay updated on the latest Web3 news, the Binance Research team has summarized notable events and token unlocks for the month to come. Keep an eye on these upcoming developments in the blockchain space.Notable Events in April 2026Source: Cryptoevents, Binance ResearchLargest token unlocks in USD termsSource: CryptoRank, Binance ResearchFinal ThoughtsThis article is only a snapshot of the full report, which contains further analyses of the most important charts from the past month. The full report takes a deeper look at several themes shaping the market, including what a new blueprint for Bitcoin treasury strategies could look like, evidence of renewed accumulation among Bitcoin long-term holders, and the growing role of ERC-8004 AI agents across on-chain activity and applications.Read the full version of this Binance Research report here.Further ReadingBinance Research: What Crypto’s 2025 Taught Us – and What to Watch in 2026Binance Research on Key Trends in Crypto – March 2026Binance’s 2025 End-of-Year Report: Trust, Liquidity, and Web3 DiscoveryDisclaimer: This material is prepared by Binance Research and is not intended to be relied upon as a forecast or investment advice and is not a recommendation, offer, or solicitation to buy or sell any securities or cryptocurrencies or to adopt any investment strategy. The use of terminology and the views expressed are intended to promote understanding and the responsible development of the sector and should not be interpreted as definitive legal views or those of Binance. The opinions expressed are as of the date shown above and are the opinions of the writer; they may change as subsequent conditions vary. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Binance Research to be reliable, are not necessarily all-inclusive, and are not guaranteed as to accuracy. As such, no warranty of accuracy or reliability is given, and no responsibility arising in any other way for errors and omissions (including responsibility to any person by reason of negligence) is accepted by Binance. This material may contain ‘forward-looking’ information that is not purely historical in nature. Such information may include, among other things, projections and forecasts. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader. This material is intended for information purposes only and does not constitute investment advice or an offer or solicitation to purchase or sell in any securities, cryptocurrencies, or any investment strategy, nor shall any securities or cryptocurrency be offered or sold to any person in any jurisdiction in which an offer, solicitation, purchase, or sale would be unlawful under the laws of such jurisdiction. Investment involves risks.